Union Bank of India Credit Card Eligibility

The eligibility criteria for Union Bank of India are listed below:

Income – The income criteria for Union Bank of India credit card varies from case to case. The minimum requirement will be shared with the customer at the time of credit card application.

Age – The minimum age of the applicant should be over 21 years.

Citizen – Only Indian citizens can apply for a Union Bank of India credit card.

Educational Qualification- You can easily get a Union Bank of India credit card if you are a postgraduate.

Employment – Applicants should have a regular source of income and they can be self-employed or salaried.

Union Bank of India is not a Paisabazaar partner. By following the steps mentioned below,  you can check your eligibility for top credit cards and apply at Paisabazaar within minutes.

Step 1- Click here to enter your mobile number  (complete the OTP based mobile verification)

Step 2- You need to select your occupation (i.e. salaried or self-employed) and enter other required details

Once done, you will be redirected to a new page with a list of credit cards listed as per your eligibility. In case you are not satisfied with the available options, you can contact Paisabazaar’s customer care service for further assistance

Step 3 – Click on the ‘Grab Now ‘ option on the right-hand side of the card. Enter a few additional details such as PAN, parents’ names and more and submit your application

Note. It is worth mentioning that if you have already registered with Paisabazaar, certain information will be pre-filled in your application form.

The documents required for a Union Bank of India credit card application are given below:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, etc.
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, etc.
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Last 3 months’ bank statement, ITR, Form 16, etc.

The various factors that affect the applicant’s chances of getting a Union Bank of India credit card are:

Age – The age of applicant affects the chances of credit card approval. People who are in their prime have a better chance of securing a credit card.

Educational Qualifications – Customer’s education level also affects the chances of credit card approval. Higher the education qualification of the applicant higher will be their chances of approval.

Length of Work – Customers length of employment or years in business, profession directly affects their chances of card approval. People who have longer and stable work experience will find it easier to get a credit card approval.

Income – Union bank of India not only takes into consideration how much an applicant earns but also how much their spouse earns. The income also affects the credit limit assigned to the user.

Prior Relationship – Union Bank of India judges a customer’s application on their past conduct with the bank if any. Customers are also judged on the amount they have deposited with the bank. So, customers who have deposited large amounts of money with the bank will have a better chance of securing a credit card.

How can I get Union Bank of India credit card?
Customers who want a Union Bank of India credit card can apply for it by downloading the credit card application form. Click here to download the same. Fill the form and submit at the nearest Union Bank of India branch. In case of any queries customers can contact the bank by calling on this toll-free number, 1800 22 32 22.

Does Union Bank provide credit card?
Yes, Union Bank of India provides credit card. The cards can be availed quite easily by visiting the nearest bank branch.

How can I pay my Union Bank of India credit card bill online?
Customers can pay their credit card bills through Union Bank of India’s net banking portal if they have a savings or current account with them. If they do not have an account with the bank they can use IMPS/ NEFT services to pay their credit card bill through any other bank. Another way to pay credit card bill is through BillDesk.

Is Union Bank of India a government bank?
Yes, Union Bank of India is a government bank. It is also one of the largest government-owned banks in India. The government own over 90% of its capital share.

How do I transfer money from my Union Bank of India account?
Fund transfer can be easily done through Union Bank of India. Simply login to the net banking account, click here for the same. Once logged in click on Funds transfer and provide the necessary information. Afterwards, confirm the details provided and complete the fund transfer.