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1st Year Fee: ₹499* Plus Applicable Taxes
Discounts
Up to 10% off on Zomato, Blinkit & District
Cashback
5% back on Uber, Ixigo, Apollo, etc.
Movies
Buy 1 get 1 free movie ticket on District
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Eternal SBI Credit Card is a co-branded card under the partnership of SBI Card and Eternal Limited (formerly Zomato Limited). Available on both RuPay and Mastercard variants, this card offers accelerated value-back as up to 10% instant discount on platforms covered under the Eternal ecosystem, namely Zomato, District, Blinkit and Bistro. This benefit not only covers daily household expenses, like groceries, but also food delivery and lifestyle categories like movies, events, sports, dining and shopping. In addition, this credit card also offers considerable cashback of 5% on certain partner platforms. Though the discount and cashback benefits come with monthly capping, it does not limit the possible savings for an average spender. This makes Eternal SBI Credit Card a great option for a frequent online shopper who regularly uses the partner merchants.
Know more about the Eternal SBI Credit Card with a detailed analysis of its features, benefits and the associated fee.
Note: This card is not available on Paisabazaar. The content on this page is for information only.
This SBI Credit Card comes with instant discount offers1 and benefits across the following platforms:
Zomato
Blinkit
District
Bistro
Capping: Discount across Zomato, Blinkit, District and Bistro is capped at Rs. 2,000 per month.
Cashback Benefits (credited as statement credit)
Welcome Benefit
Annual Fee Waiver
Fuel Benefit
Your credit card doesn’t have airport lounge benefits?
PB Pass ensures you still get to try the premium airport experience. Get a chance to unlock your PB Pass for a free lounge visit by paying your credit card bill via Paisabazaar*.
| Particulars | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 499 + applicable taxes | ||||||||||||||||
| Finance Charges | 3.75% per month (45% per annum) | ||||||||||||||||
| Late Payment Charges |
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You prefer shopping online for your everyday and lifestyle expenses, and frequently use platforms within the Eternal ecosystem, i.e. Zomato, District, Blinkit and Bistro
You want a card with hassle-free value-back system that offers instant discounts and direct cashback, instead of reward points, on spends
You often go out to watch movies in theatre and want a credit card with good saving options on movie spends
You are looking for a credit card with low annual fee and easily achievable fee waiver condition
Eternal SBI Credit Card offers significant savings on online spends made across a wide range of platforms covering categories like food delivery, groceries, shopping, movies, dining, daily commute, medicines and many more lifestyle expenses. These savings are offered as instant discounts and direct cashback, thus providing a stress-free value-back system to the cardholders who do not have to manage any reward points redemption. Furthermore, these benefits are offered at a low annual fee which can be waived at a fairly low annual spend threshold.
Everything you need to know about this credit card
As per the eligibility criteria for Eternal SBI Credit Card, any salaried employee who is 21 to 65 years of age or any self-employed person who is 25 to 65 years old can apply for this card. The applicant must have a good credit score and a permanent Indian address with a serviceable PIN code. However, if you have applied in the last 90 days then you may not be able to proceed with a new credit card application. Even existing SBI Card customers can apply for Eternal SBI card, though the card approval would be subject to the issuer’s internal policies.
You can apply for Eternal SBI Credit Card via Zomato, Blinkit or District apps. You may also apply through SBI Card website for this card. You may also apply for this card using a mobile number that is not linked to any of these apps.
First, you may check your application status on the Card Management page on Zomato, Blinkit or District app. If the physical Eternal SBI card is not delivered to your registered address within 7 to 10 business days of your application approval, you may contact customer care on 18001801290 or 18605001290.
To activate the free 6 month Gold membership on Zomato, go to Card Management page, enter your registered mobile number and OTP to link your card to Zomato, and then go to ‘Your Card Benefits” section. Then, click on ‘Claim Now’ option to activate the membership. If you are an existing Zomato Gold member, your existing Gold membership will get extended further by 6 months.
Eternal SBI Credit Card is available in both Mastercard and RuPay variants. So, you can make UPI payments using this card if you have its RuPay variant.
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Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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