Fabindia SBI Cards – Features, Fees & Charges, How to Apply

Given below are the varied benefits offered by the card:

• Welcome Benefits: Both Fabindia SBI Card and Fabindia SBI Card Select do not fail to offer decent welcome benefits to the users. Both the cards cover the annual fee charged by them in the welcome benefit itself. 
• Joining Benefit on Fabindia SBI Card: Get Fabindia vouchers worth Rs. 500 and direct access to Gold Tier Fabfamily Membership.
• Joining Benefit on Fabindia SBI Card Select: Get Fabindia vouchers Rs. 1,500 and direct access to Platinum Tier Membership. 
• Milestone Benefits: Both the credit cards offer gift vouchers for achieving certain milestone spends. Here is what you will get:
  • With Fabindia SBI Card: Gift Voucher worth Rs. 750 on achieving quarterly milestone spends of Rs. 1 lakh.
  • With Fabindia SBI Card Select- Gift Voucher worth Rs. 1,250 on achieving quarterly milestone spends of Rs. 2 lakh.

You can choose your gift voucher from either Aditya Birla Fashion / Yatra / Urban Ladder / Hush Puppies or Bata.

Earn up to 10 Reward Points on every Rs.100 spent

You will earn reward points in the following manner-

Category	Fabindia SBI Card	Faindia SBI Card Select
Fabindia Stores	5 Reward Points per Rs. 100 spent	10 Reward Points per Rs. 100 spent
Dining, Movies and Entertainment	2 Reward Points per Rs. 100 spent	3 Reward Points per Rs. 100 spent
International transactions	1 Reward Point per Rs. 100 spent	2 Reward Point per Rs. 100 spent
All other spends	1 Reward Point per Rs. 200 spent	2 Reward Points per Rs. 200 spent

Reward Redemption

You have the option to convert your accumulated reward points into Fabfamily Rewards by placing them through a website/mobile or call centre. Please note that 1 Reward Point = 1 Fabfamily Reward = Re 1. 

Fabfamily Rewards can only be used for shopping at Fabindia stores. A minimum of 100 reward points can be redeemed (in the multiples of 100, 200 or 500 only).

Travel Benefits

You will only get travel benefits with the Fabindia SBI Card select variant and not the regular one. Fabindia SBI Card Select offers-

• 4 Complimentary Domestic Airport lounge access (1 per quarter)
• Complimentary Priority Pass Membership worth USD 99 valid for 24 months from the date of issue of priority pass membership

Other Benefits of Fabindia SBI Cards

Apart from the many benefits mentioned above, the cards also offer the following added privileges:

Annual fee waiver on reaching annual spends of Rs. 2 lakh (Fabdina SBI Card Select) Annual fee waiver on reaching annual spends of Rs. 1 lakh (Fabindia SBI Card) 1% fuel surcharge waiver on transactions up to Rs. 3,000, exclusive of GST and other charges (Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account) With the Easy Bill Pay facility from Fabindia SBI Card, you can rest assured you will never ever forget to pay your utility bills on time

Fee/Charge	Amount/Rate
Annual/Renewal Fee	Fabindia SBI Card- Rs. 499 Faindia SBI Card Select- Rs. Rs. 1,499
Extended Credit Charges	Up to 3.5% per month, accounting for 42% per annum
Late Payment Fee	NIL for Total Amount due from Rs.0-Rs.500; Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1,000; Rs. 750 for Total Amount due greater than Rs. 1,000 & up to Rs. 10,000; Rs. 950 for Total Amount due greater than Rs. 10,000  up to Rs. 25,000; Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1,300 for Total Amount due greater than Rs. 50,000

Click here to check other associated fees and charges.

Criteria	Details
Occupation	Salaried or Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

Fabindia SBI Credit Cards are currently not being sourced by Paissbazaar. If you wish to apply for the same, either visit the official website of SBI Card or the nearest bank branch.

How many days does it take for my Faindia SBI Card to deliver?

Once you submit your SBI credit card application along with the required documents, it will take up to 21 days for the bank to process the application. 

Can I use my Fabindia SBI Card to withdraw cash?

Yes, you can take a cash advance with your credit card. You can withdraw a maximum of Rs.15,000 per day with your card. The overall cap on cash withdrawal is 80% of your total SBI credit Limit. However cash advance is one of the costliest forms of credit card charges. Please note that taking cash advance will incur a finance charge of up to 3.35% per month.

What type of transactions are not eligible to earn reward points for my Fabindia SBI Card?

Although you can earn Reward Points on most of your purchases, there are certain transactions that are not eligible to earn points. These include balance transfer, cash advance, disputed transactions, finance charges, and others.

Can I convert Fabdina SBI Card reward points to cash?

Not exactly. But there are a few SBI credit cards that would allow you to pay your card outstanding using the reward points. For instance, SBI Card Prime, SBI Card Elite, and SBI SimplySAVE Advantage allow you to redeem your reward points against card outstanding. On all these cards, you can redeem Re.1 for every 4 reward points.