Kisan Samman Nidhi Yojana

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Government Scheme launched by the Government of India in February 2019. It aims to provide supplementary income support of Rs. 6,000 per annum per family in three equal installments of Rs. 2,000 each to all landholding farmer families in the country. The financial assistance seeks to help them procure various inputs related to agriculture and allied activities, as well as other domestic needs. The Government of India is solely responsible for transferring the benefit directly to the bank account of the targeted beneficiaries.

Objective of Kisan Samman Nidhi Yojana

Some of the key objectives of Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) include:

• It aims to increase the income of Small and Marginal Farmers (SMFs)
• The scheme also seeks to supplement the financial needs of the SMFs in procuring various inputs to ensure proper crop health and appropriate yields corresponding with the anticipated farm income at the end of each crop cycle.
• Reduce dependency on informal credit for meeting expenses and ensure that they continue with farming activities.

Also Read: Sukanya Samriddhi Yojana (SSY)

Key Features of PM-KISAN

Here are a few key features and benefits of Kisan Samman Nidhi Yojana:

Eligibility Criteria for PM Kisan Samman Nidhi Yojana

To qualify for the scheme, the following criteria must be fulfilled:

• You should be a landholding farmer family (‘farmer family’ as per the scheme includes husband, wife and minor children) 
• You should own cultivable land as per the land records of the State/Union territory
• You should also complete e-KYC and Aadhaar seeding with the bank and land records

Documents Required for PM-KISAN

Farmers need to mandatorily provide the following documents/information to enrol under the PM-KISAN scheme:

• Name, age, gender and category (SC/ST)
• Aadhaar number 
• Bank account number and IFSC code
• Mobile number – though not mandatory, it should be provided when available, so that the information related to benefit transfer can be communicated

Suggested Read: Public Provident Fund (PPF)

Implementation Mechanism for PM Kisan Samman Nidhi

The PM Kisan Samman Nidhi Yojana is implemented using the following step-by-step process:

• Data Collection: States/UTs identify eligible farmer families using land ownership records

• Data Entry: State officials upload the beneficiary details to the PM-KISAN portal.

• Verification: Aadhaar, bank account and land details of the beneficiaries are digitally verified

• Disbursement: Installments are transferred directly into the bank account of beneficiaries via DBT

In case an eligible farmer’s name is not on the list of beneficiaries, he/she can approach the District Level Grievance Redressal Monitoring Committee for inclusion of their name in the beneficiary list. They may also register themselves on their own, online or offline. Given below are the different ways to register for the Prime Minister Kisan Samman Nidhi Yojana. 

How to Register for PM-KISAN

Farmers can apply for Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) via the following means:

• Official PM-KISAN portal
• Local revenue/block agriculture offices
• Common Service Centres or CSCs

How to Register for PM-KISAN Online?

The following is a step-by-step guide to register online for the Pradhan Mantri Kisan Samman Nidhi Yojana online:

1. Visit the PM-KISAN portal and click on “New Farmer Registration”
2. Enter your Aadhaar number, verify land details and complete e-KYC
3. Once the verification is done by the state authorities benefits begin from the date of registration approval

Note: 

• e-KYC is mandatory for all beneficiaries of the scheme
• Can be done online (OTP-based) or offline via CSC 
• Regular updates to bank and land records vital for continued eligibility

Who is Excluded from PM-KISAN Scheme

The following categories of beneficiaries of higher economic status are not eligible to receive benefits under the scheme:

1. All institutional landholders
2. Farmer families belonging to one or more of the following categories:

• Former and present constitutional post holders
• Former and present Ministers/State Ministers and former/present Members of Lok Sabha/Rajya Sabha/State Legislative Assemblies/State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats
• All serving or retired officers and employees of Central/State Government ministries/offices/departments and its field units Central or State PSEs and attached offices /autonomous institutions under Government as well as regular employees of local bodies (excluding multi tasking staff /Class IV/Group D employees)
• All superannuated or retired pensioners whose monthly pension is Rs.10,000 or above (excluding multi tasking staff / Class IV/Group D employees) of above category
• All persons who paid Income Tax in last assessment year
• Practicing professionals like doctors, lawyers, engineers, chartered accountants and architects registered with professional bodies

FAQs on Kisan Samman Nidhi Yojana

Q. Will any individual/farmer family owning more than 2 hectares of cultivable land get any benefit under the scheme?

Yes, the scope of the scheme has been extended to cover all farmer families, irrespective of the size of their land holdings.

Q. Can a farmer who does not have land holding in his/her name, but is cultivating land owned by his/her father/forefathers eligible to get the scheme benefits?

No, the land should be in the farmer’s name. In case the land ownership has been transferred in his/her name on account of succession, then he/she would be eligible. 

Q. Can tenant farmers not having land in their name be eligible to get scheme benefits?

No, the farmer should be the landholder to avail the scheme benefits.

Q. How will the benefit be transferred to the family if the landholding owned by family members are spread across different revenue records in the same or different districts, villages and/or states?

In such a situation, the farmer’s family will be entitled to receive the benefit at one place only. The State Nodal Officers (SNOs) will ensure that no duplicate payments are released to any family.

Q. Are farmers in urban areas eligible to receive the benefit of the scheme?

There is no difference between urban and rural cultivable land under the scheme. Both are covered under the scheme, provided that land situated in urban areas is under actual cultivation.

Q. How many times will I get the benefit in a year?

The benefit offered under the scheme of Rs. 6,000 per annum per family is payable in three equal installments of Rs. 2,000 each, every four months.

Q. Are micro land holdings admissible to avail the scheme benefits?

Micro land holdings, which are not cultivable, are excluded from the benefits under the scheme.

Q. Can farmers avail the benefit of the scheme against agricultural land being used for non-agricultural purposes?

No, agricultural land being used non-agricultural purposes will not be covered for benefit under the scheme.