RBL MoCash Credit Card

The features and benefits associated with RBL MoCash Credit Card are:

Welcome Benefits:

• Receive 2,000 points for activation of your Card within 30 days as welcome benefit

Reward Points:

• Users earn 1 Reward Point per Rs. 100 spent except on fuel purchases
• Users can earn 2 Reward Points per Rs. 100 on online purchases

Movie Benefits:

• Users get a discount of 10% on movie bookings made through Bookmyshow. This offer can be availed 15 times in a year

Online Shopping Benefits:

• Users can avail a shopping voucher of Rs. 1000 up to 5 times in a year on spending Rs. 1 lakh online

Fuel Surcharge Waiver:

• Each month users are eligible to receive a fuel surcharge charge waiver of Rs. 100 for fuel transactions between Rs. 400 to Rs. 5000

Annual Fee Waiver:

• Annual Fee is waived off when the user spends reach Rs. 1.00 lakh

The Fees and charges associated with RBL MoCash Credit Card are:

Category	Amount
Joining Fee	Rs. 500
Annual Charges	Rs. 500
Finance Charges	Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fees	12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

Click here to check other associated fees and charges.

To be eligible customers must meet the following criteria:

• Only Indian citizens are eligible
• Applicants must be between 18 to 60 years of age
• Customers must have a regular source of income

Documents Required

RBL Bank requires the following documents in order to process the credit card application:

Identity Proof	Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1)
Residence Proof	Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1)
Income Proof	Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. (any 1)

Applicants can apply for RBL Bank MoCash Credit Card through RBL Bank’s website. Post submission an agent from the Bank will call the applicant to set a date and time for document collection.

Alternatively, Applicants can visit the nearest RBL Bank branch with the necessary documents and apply from there only.

Can one withdraw money with RBL MoCash Credit Card?

Yes, customers can withdraw money with their RBL MoCash Credit Card. They can withdraw money up to the decided cash withdrawal limit. This limit is specified at the time of applying for the credit card. Also note that cash transactions levy a cash advance fee, service charge as well as an applicable interest rate.

Can I make international transactions with my RBL MoCash Credit Card?

Yes, RBL MoCash Credit Cards are accepted globally and can be used internationally. However, users must ensure that they have enabled international transactions on their credit card

What to do if a person loses his/her credit card?

If the credit card is lost or stolen then users must immediately notify the bank. They can do this by calling the 24-hour toll-free number 1800 121 9050 and inform about the mishap. This will ensure that the credit card is blocked in a timely manner ensuring that the user is not made liable for any fraudulent transactions made on the credit card.

Where is RBL MoCash Credit Card accepted?

Customers can use their RBL MoCash Credit Card online for shopping, at all merchant and ATMs that accept or comply with MasterCard payment methods. MoCash Credit Cards can also be used globally.