RBL Bank Kisan Credit Card

1. Easy Credit: RBL Bank Kisan credit card offers cash without any hassle to the farmers. At the time of the need, the farmers need not go through the same process of verification with the bank. Only one-time verification is required by the bank. And later, when the cash is withdrawn by the farmer through the card, then no verification is required. The farmers can withdraw money up to a pre-defined limit.
2. ATMs Access: The farmers have access to more than one lakh ATMs across India. Thus giving freedom of mobility to the farmers. They can use their Kisan Credit Card to withdraw cash from any of these ATMs.
3. Wide Acceptance: Around 7 lakh merchants across the country accept the Kisan credit card. Thus enabling the farmers to purchase all the required items from all the major store outlets and suppliers using their credit card.
4. Card enabled with PIN: The Kisan credit card provided to the farmers are protected by PIN, thus providing security to the farmers because they need to authorize or authenticate the transaction for every purchase or withdrawal.
5. Email and SMS updating: All the transactions made through the Kisan credit card are updated at the registered mobile number or email address registered with the bank. This keeps the farmer updated about all the transaction and avoids fraud. The bank also updates the customer about the due date through SMS and Email.
6. Long validity: The validity of the Kisan credit card is 5 years.
7. Flexible repayment option: The repayment options on Kisan Credit Cards are very flexible. The due date can be rescheduled or extended up to 4 years if the crop season is failed.

The farmers can apply for the RBL Kisan credit card through the following options:

• Through the nearest branch of the RBL Bank.
• Online application for the card through the bank website.
• Apply with the marketing officer who is visiting the village.

Thus, RBL Bank’s Kisan Credit Card can be availed by all eligible farmers for their credit needs.