RBL Bank Add-on Credit Card

The supplementary cardholder enjoys the same features and benefits as the primary cardholder. Some key features of add-on credit cards are as follows:

Reward Points- Add-on cards earn the same reward points that the primary card earns. The points earned by a supplementary cardholder are added to the primary cardholder’s account. The points accumulated can only be redeemed by the primary cardholder.

Credit Limit- The primary and supplementary credit cards have a combined credit limit. For example, if the primary card has an available credit limit of Rs. 1 Lakh and there is one add-on card, the same will be shared between the two. If the add-on cardholder uses Rs. 30,000 for purchase on his card, only Rs. 70,000 will be left on the primary card.

Multiple Add-on Cards- Primary cardholders can avail up to 5 add-on credit cards.

Credit Cards Bill Statement- The primary cardholder receives a single combined statement of both the cards. Thus, this helps the primary cardholder to track all the transactions.

Fees and Charges- No fee for supplementary cards is charged by the bank.

The key eligibility criteria for the use of RBL add-on credit card are as follows:

• The applicant’s age must be more than 18 years.
• The add-on credit card is provided only at the request of the primary cardholder.
• The card is provided to the primary cardholder’s close family member which includes parents, spouse, children and siblings.

Following set of documents must be submitted to complete the KYC.

1. Duly-filled Application Form

2. KYC Documents

Any one of the following may be accepted as Identity Proof:

• Aadhar Card
• PAN Card
• Passport
• Voter ID
• Driving License
• Any other identity card issued by Government

Any one of the following may be accepted as Address Proof:

• Aadhar Card
• Passport
• Voter ID
• Driving License
• Utility Bills i.e. electricity bills, phone bills, etc.
• Statement of Bank or credit card

The documents must be self-attested by the applicant, who receives and uses the add-on credit card.

3. Recent photograph of passport size

A primary credit cardholder can apply for RBL Bank add-on card by logging into RBL Bank’s net banking portal. There are a few things to keep in mind-

• Cardholder must scan and submit the complete KYC documents at cardservice@rblbank.com.
• The cardholder must send scanned documents from his registered e-mail address, which is present in the record of the bank.
• Documents can also be couriered at

The Ratnakar Bank Ltd., Department-KYC,
1^st floor, Building No.1,
Modi Mills Compound,
Okhla Industrial Estate Phase-3,
New Delhi- 110020

All RBL Bank credit cards are offered with the add-on card facility. Users can confirm the same by calling the customer care cell of the bank. The bank may not provide add-on cards to the users who have recently missed a few payments on the card or have too much outstanding on their primary credit card.

Does RBL Bank offer add-on credit cards only for blood relatives?

Add-on cards may be taken for parents, siblings, children or spouse of the primary cardholder.

What should I do if my add-on credit card is lost/stolen?

Contact the bank by calling at the toll-free number 18001 121 9050 which is available 24-hour to report the loss immediately to the customer service executive.

Can an add-on cardholder redeem the reward points?

No. Only the primary cardholder can redeem the collective reward points of the primary cards as well as the supplementary cards.