| Interest rate | 10%-31% p.a. onwards |
| Loan amount | Rs 40,000 to Rs 50 lakh (Up to Rs 14 lakh for Insta Personal Loans for Wedding) |
| Repayment tenure | 6 months to 8 years |
| Processing fee | Up to 3.93% of the loan amount |
Note: Rates as of 17 June 2025

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| Interest rate | 10%-31% p.a. onwards |
| Loan amount | Rs 40,000 to Rs 50 lakh (Up to Rs 14 lakh for Insta Personal Loans for Wedding) |
| Repayment tenure | 6 months to 8 years |
| Processing fee | Up to 3.93% of the loan amount |
Note: Rates as of 17 June 2025
Bajaj Finance offers marriage loans starting from 10% p.a. While the NBFC has not disclosed the differential interest rates for its marriage loan applicants based on credit-score, income occupation, or other eligibility parameters, lenders usually consider job profile, employer’s profile, monthly income, credit score, etc. of their marriage loan applicants for setting their personal loan interest rates.
| Personal Loan Type | Interest Rates (p.a.) |
|---|---|
| Personal Loan for Wedding | 10%-31% |
| Insta Personal Loans for Wedding | 16%-31% |
| Particulars | Charges |
|---|---|
| Processing Fee | Up to 3.93% of the loan amount For personal loans for CAs & Doctors: Up to 2.95% of the loan amount |
| Penal Charge | Up to 36% p.a. per instalment from the due date until the date of receipt of the full instalment is made |
| Part Pre-payment Charges | Up to 4.72% of the principal amount of the loan prepaid on the date of such part-payment (Part-payment is not applicable for flexi term loan & flexi hybrid term loan) |
| Full Pre-payment Charges | – Term Loan: Up to 4.72% on the outstanding loan as on the date of full pre-payment-Flexi Term Loan & Flexi Hybrid Term Loan: Up to 4.72% of the dropline limit as per the repayment schedule as on the date of full pre-payment |
| Bounce Charges | -Up to Rs 1,200 per bounce; -Rs 700 per bounce for Insta Personal Loans -Rs 1,500 per bounce for CAs and doctors |
| Stamp Duty | As per actuals |
| Flexi Facility Charge | Term Loan: Not applicableFor loan amount less than Rs 2 lakh: Up to Rs 1,999 For loan amount Rs 2 lakh to less than Rs 4 lakh: Up to Rs 3,999 For loan amount Rs 4 lakh to less than Rs 6 lakh: Up to Rs 5,999 For loan amount Rs 6 lakh to less than Rs 10 lakh: Up to Rs 7,999 For loan amount Rs 10 lakh to less than Rs 15 lakh: Up to Rs 8,999 For loan amount Rs 15 lakh to less than Rs 20 lakh: Up to Rs 9,999 For loan amount Rs 20 lakh to less than Rs 25 lakh: Up to Rs 10,999 For loan amount Rs 25 lakh to less than Rs 30 lakh: Up to Rs 11,999 For loan amount Rs 30 lakh & above: Up to Rs 12,999 |
| Term Loan | Not applicable |
| Flexi Term Loan | Up to 0.295% of the dropline limit (as per the repayment schedule) on the date of levy of such charges |
| Flexi Hybrid Loan | -Up to 0.295% of the dropline limit during initial tenure -Up to 0.295% of the dropline limit during subsequent tenure |
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Below-mentioned are the eligibility criteria set for availing Bajaj Finance wedding loan:
Stated below are the documents set for availing Bajaj Finance Personal Loan variant for meeting wedding expenses:
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*