हिंदी में पढ़े
|
Bajaj Finserv Marriage Loan Highlights |
|
| Interest rate | 11%-35% p.a. onwards |
| Loan amount | Rs 1 lakh to 40 lakh |
| Repayment tenure | 6 months to 7 years |
| Processing fee | Up to 3.93% of the loan amount |
Note: Rates as of 25 September 2023
Bajaj Finserv Marriage Loan Interest Rates
Bajaj Finserv offers marriage loans starting from 11% p.a. While the NBFC has not disclosed the differential interest rates for its marriage loan applicants based on credit-score, income occupation, or other eligibility parameters, lenders usually consider job profile, employer’s profile, monthly income, credit score, etc. of their marriage loan applicants for setting their personal loan interest rates.
Apply for a Personal Loan At Lowest Interest Rates Apply Now
Marriage Loan Fees and Charges of Bajaj Finserv
Processing fee
Bajaj Finserv charges a processing fee of up to 3.93% of the loan amount for marriage loans.
Foreclosure charges
| Term Loan | 4.72% on the outstanding principal amount as of the date of such full prepayment |
| Flexi Fee | Term Loan – Not applicable |
| Up to Rs 1,999 for loan amount less than Rs 2 lakh
Up to Rs 3,999 for loan amount Rs 2 lakh to less than Rs 4 lakh Up to Rs 5,999 for loan amount Rs 4 lakh to less than Rs 6 lakh Up to Rs 7,999 for loan amount Rs 6 lakh to less than Rs 10 lakh Up to Rs 8,999 for loan amount Rs 10 lakhs to less than Rs 15 lakh Up to Rs 9,999 for loan amount Rs 15 lakhs to less than Rs 20 lakhs Up to Rs 10,999 for loan amount Rs 20 lakhs to less than Rs 25 lakhs Up to Rs 11,999 for loan amount Rs 25 lakhs to less than Rs 30 lakhs Up to Rs 12,999 for loan amount Rs 30 lakhs and above |
Prepayment Charges & Annual Maintenance Charges
| Prepayment charges | 4.72% on prepayment amount paid |
| Annual Maintenance Charges (Flexi Term Loan & Hybrid Loan) | 0.295% on the total withdrawable amount irrespective of utilisation on the date of levy of such charges |
Other Charges
| Bounce Charges | Rs 700 – Rs 1,200 per bounce (inclusive of taxes) |
| Stamp duty | At actuals (as per state) |
| Mandate Rejection Charges | Rs 450 per month from the 1st month of due date for mandate rejected by bank until the new mandate is registered |
Bajaj Finserv Marriage Loan Eligibility Criteria
The below mentioned are the eligibility criteria set for availing Bajaj Finserv wedding loan:
- Nationality: Residing Indian
- Age: 21 years to 80 years
- CIBIL score: 685 or higher
- Monthly salary: Above Rs 25,000, based on the city
Apply for a Personal Loan online Apply Now
Documents Required for Bajaj Finserv Marriage Loan
Stated below are the documents set for availing Bajaj Finserv Personal Loan variant for meeting marriage/wedding expenses:
- KYC documents (Aadhaar card/Voter ID/PAN card/Passport)
- Employee ID card
- Last 3 months salary slip
- Last 3 months bank account statement
EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Personal Loan at Attractive Interest Rates Apply Now
Frequently Asked Questions
Q. How can I apply for Bajaj Finserv Marriage Loan offline?
Ans. You can visit the nearest branch of the bank to apply for Bajaj Finserv Marriage Loan offline.
Q. How do I get in touch with the customer care of Bajaj Finserv?
- You can call at 020-3957-5152
- You can raise a request here
- You can visit the nearest branch
- Give a missed call on +91 98108 52222 with your registered mobile number and get instant details of your last 3 relationships with Bajaj Finserv via SMS