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Axis Bank Marriage Loan

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ICICI BankICICI Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
HDFC BankHDFC Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Axis BankAxis Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Kotak BankKotak Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Bajaj FinservBajaj Finserv
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
IDFC First BankIDFC First Bank
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
CholamandalamCholamandalam
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh

Axis Bank Marriage Loan Highlights

Interest rates 9.99% p.a. onwards
Loan amount Up to Rs 10 lakh (through Paisabazaar)
Repayment tenure 6 months to 6 years
Processing Fees Up to 2% of the loan amount
Minimum Net Monthly Income Rs 15,000 p.m. for Axis Bank customers; Rs 25,000 p.m. for non-bank customers

Note: Interest rates updated as of 14 July 2025

Axis Bank Marriage Loan Interest Rates

Axis Bank Personal Loan interest rates for marriage loans start from 9.99% p.a. Although the bank has not specified the differential interest rates for marriage loan applicants based on their credit score, occupation profile, work experience (for salaried and business continuity (for self-employed) or other parameters, most lenders consider these factors for setting the personal loan interest rates for loan applicants availing marriage loans.

Fees and Charges of Axis Bank Marriage Loan

Processing fees

Axis Bank charges a processing fee of up to 2% of the loan amount for marriage loans.

Prepayment/Part-prepayment Charges

Particulars Charges
Prepayment/Part-prepayment charges For Loans Disbursed on or after April 1, 2024:

  • 3% charge on the principal outstanding for EMIs paid up to 36 months
  • 2% charge on the principal outstanding for EMIs paid above 36 months

Foreclosure fee is charged on the outstanding principal amount

Part-prepayment fee is charged on the part-prepayment amount

For personal loans disbursed on or after December 31, 2024, borrowers can prepay up to 25% of the outstanding loan amount each year without incurring any part-prepayment charges, after the payment of 12 EMIs. However, there has to be a gap of at least 12 EMI between such part-prepayments.

Other fees and charges

Particulars Charges
Repayment instruction / Instrument return charges Rs 339 per instance + GST of dishonor cheque
Swap charges Rs 500 per instance + GST
Penal Interest Financial Default*: 8% p.a. above the applicable interest rate on the overdue amount (subject to the aggregate not exceeding 24% per instance). There would be no capitalisation of penal charges. Borrowers should note that financial default includes all types of financial defaults or irregularities with respect to their loan account. The penal charges will be subject to GST as per applicable law on Goods and Service Tax in India, and GST will be charged separately.
Duplicate statement issuance charges Rs 250 per instance per set + GST
Duplicate Amortization schedule issuance charges Rs 250 per instance per set + GST
Credit Information Companies (CICs) Report Issuance Charges Rs 50 per instance per set + GST
Stamp Duty Charges As per State Stamp Act
Loan Cancellation Charges For loan cancelled within 0-3 days: Interest component (till the date of cancellation), stamp duty, processing fee, GST and other statutory charges would not be waived.
Loans cancelled after 3 days are considered as foreclosure.

Eligibility Criteria for Availing Axis Bank Marriage Loan

The personal loan eligibility criteria for loan applicants availing marriage loans from Axis Bank are as follows:

  • Both Salaried and Self-Employed loan applicants are eligible
  • Age: Between 21 years to 60 years
  • Minimum monthly income requirement is Rs 15,000 for Axis Bank customers and Rs 25,000 for non Axis Bank customers.

Prospective marriage loan applicants should also use the Axis Bank Personal Loan EMI Calculator to determine the EMIs and personal loan tenures based on their repayment capacity.

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Axis Bank Marriage Loan Documents Required

Axis Bank has not mentioned any specific documentation for availing marriage loans. However, the documents needed for marriage loans are usually similar to the documents required for availing regular personal loans. Following are the required Axis Bank Personal Loan Documents:

KYC documents

  • Driving license
  • Passport
  • Aadhaar card
  • Job card by NREGA duly signed by a state government officer
  • Voter ID
  • Letter issued by National Population Register with name and address details

Proof of Date of Birth

  • Birth certificate
  • PAN card
  • Passport
  • School leaving certificate
  • Aadhaar card
  • Driving license

Proof of Signature

  • Passport
  • Bank verification
  • PAN card

Proof of Income

  • Payslips of last 2 months
  • Employment proof of 1 year
  • Bank statement for last 2 months showing salary credits

All the documents, along with the application form, should be self-attested

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What our customers say

Get My Personal loan disbursed

I would like to give a huge shoutout to Munni Nayak from Paisabazaar for her incredible support in helping me get my personal loan disbursed within just a few days. She was extremely cooperative throughout the entire process and demonstrated great knowledge by explaining every step in detail with patience and clarity. I truly appreciate her dedication, professionalism, and the smooth experience she provided. Thank you so much, Munni, for all your help and support!

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Preeti BhattMay 16, 2026

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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