| Interest Rate | 9.70% -15.15% p.a. |
| Loan Amount | Up to Rs 10 lakh |
| Loan Tenure | Up to 7 years |
| Processing Fees | 0.50% (Min. Rs 1,000 to Max. Rs 5,000)- 50% off on processing fee |
| Prepayment/Foreclosure Charges | NIL |
Rates as of 24th April 2026
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15.6L Reviews

Get up to ₹50 Lakhs starting at 9.98%
15.6L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Compare & Choose the Best Offer
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Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
| Interest Rate | 9.70% -15.15% p.a. |
| Loan Amount | Up to Rs 10 lakh |
| Loan Tenure | Up to 7 years |
| Processing Fees | 0.50% (Min. Rs 1,000 to Max. Rs 5,000)- 50% off on processing fee |
| Prepayment/Foreclosure Charges | NIL |
Rates as of 24th April 2026
Canara Bank Personal Loan Rate of Interest start from 9.70% p.a. The bank considers the occupation profile and credit risk grade of its applicants while setting the personal loan interest rates.
| Loan Type | Floating Rates | Fixed Rates |
| Canara Budget- Individual | 12.65% - 14.70% p.a. | 13.10% - 15.15% p.a. |
| Canara Budget- Prime (with salary tie-up) | 9.70% - 14.70% p.a. | 10.15% - 15.15% p.a. |
| Canara Budget- Prime (without salary tie-up) | 10.70% - 14.70% p.a. | 11.15% - 15.15% p.a. |
| Canara Budget- Delight (with salary tie-up) | 10.70% p.a. | 11 15% p.a. |
| Canara Pension Loan | 10.75% p.a. | 11.25% p.a. |
| Canara Budget Special Package | With salary tie-up: 12.40% Without salary tie-up: 13.40% |
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Applicants planning to avail marriage loan can also avail various personal loan schemes offered by Canara Bank to meet their marriage related expenses. Canara Bank personal loan eligibility criteria set for such applicants is mentioned below:
| Personal Loan Schemes | Processing Charges |
| Canara Budget | 0.5% (Rs 1,000-Rs 5,000)- 50% off on processing fee |
| Canara Pension | NIL |
| Teachers’ Loan | 1% (minimum Rs 50) |
Canara Bank does not charge any prepayment charges from its personal loan applicants.
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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