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Kotak Mahindra Bank Veer Select Credit Card

Home Credit Card Kotak Mahindra Bank Kotak Mahindra Bank Veer Select Credit Card
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Updated: 30-09-2025 06:48:45 AM

Note: Kotak Mahindra Bank has discontinued this credit card for new issuance. The content on this page is for information only for the existing Veer Select credit cardholders.

Kotak Mahindra Bank in association with NPCI has designed Veer Select Credit Card- a contactless credit card for Indian armed forces. The card comes with no annual fee, exclusive benefits, and discounts. Keep reading to know more about this card in detail.

On this page
Kotak Veer Select Credit Card Features and Benefits
Kotak Veer Select Credit Card Fees & Charges
Eligibility and Documents Required for Kotak Veer Select Credit Card
How to Apply for Kotak Veer Select Credit Card?
Kotak Veer Select Credit Card FAQs
Kotak Veer Select Credit Card Features and Benefits

Here are some features of this credit card:

Welcome Offer- Complimentary IHO Membership worth Rs. 8,500 on spending Rs. 500 within first 30 days of card issuance

Veer Points- 

  • 9 Reward Points for every 200 spent on Dining, Movies, Departmental Stores, and Grocery
  • 3 Reward Points for every Rs. 200 spent on other categories

Restrictions on Rewards Program w.e.f 1 June, 2025:

  • No reward points will be offered on Education, Wallet Load, Fuel, Rent, Govt. Spends, Insurance, and Online Gaming spends.
  • No reward points will be offered on utility spends above Rs. 35,000.
  • Redeem reward points at a value of Rs. 0.20 per point.
  • A 1% transaction fee is applicable on all rent and education payments and on select categories exceeding monthly spend thresholds – wallet loading & online gaming exceeding cumulative spends of Rs. 10,000; utility spends exceeding Rs. 35,000 and  fuel spends exceeding Rs. 25,000.

Airport Lounge Access- 8 Complimentary Airport Lounge access annually, i.e. 2 lounge access per calendar quarter within India

Fuel Surcharge Waiver- 1% fuel surcharge waiver across fuel stations in India

Railway Surcharge Waiver- 1.8% railway surcharge waiver on n www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters

Add-on Card- Free Add-on Card with all the benefits of primary credit card

Safe and Secure-Embedded EMV Chip and 6-digit PIN authentication for safe and secured transactions

Card Insurance Cover-Cover of Rs. 2,50,000 against fraudulent usage up to 7 days pre-reporting. Immediately contact the customer care team –1860 266 2666 and get your credit card deactivated/ blocked to prevent misuse

Please Note: Kotak Mahindra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Kotak Veer Select Credit Card Fees & Charges

The basic fee and charges of this credit card are:

Fee/Charge Amount
Joining Fee NA
Annual Fee Rs. 599
Add-on Card Fee Nil
Finance Charges (Interest Rate) 3.75% p.m. (45% p.a.)
ATM Cash Withdrawal Charges Rs. 300
Late Payment Fee For outstanding balance less than or equal to Rs. 500 – Rs. 100
For outstanding balance between Rs.500 and Rs. 10,000 – Rs. 500
For outstanding balance greater than Rs. 10,000 – Rs. 700
Overlimit Fee Rs. 500
Cheque Bounce Charges Rs. 500
Foreign Currency Markup 3.50% of the amount
Cash Payment Charges Rs. 100
Card Reissue/Replacement Charges Rs. 100
Interest Charges on outstanding Balances 3.5%
Eligibility and Documents Required for Kotak Veer Select Credit Card

To apply for this credit card, you must fulfil the basic criteria mentioned by the bank.

  • The applicant should be in the age bracket of 18- 65 years
  • The add-on cardholder should be an adult (18 years or above)
  • The applicant should be an Indian resident
  • Location- Ahmedabad, Bangalore, Chandigarh, Delhi NCR, Hyderabad, Mumbai, Navi Mumbai, and Pune

Documents Required to apply for Kotak Veer Select Credit Card Fee and Charges:

Proof of Identity PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement
How to Apply for Kotak Veer Select Credit Card?

Customers can apply for this credit card by visiting the nearest bank branch or visiting the official website of Kotak Mahindra bank. In either scenario, the applicant will have to submit self-attested photocopies of their Know Your Customer (KYC) documents to establish their income, identity, and address.

If you apply for the card via the website then a representative from the bank will call the customer to set a date and time for document collection. Post submission the documents will be scrutinized by the bank. If everything checks out then the bank will dispatch the credit card.

Kotak Veer Select Credit Card FAQs

Who is this credit card best suited for?

Kotak Veer Select Credit Card is designed for individuals who want premium lifestyle benefits and requirements.

Can this credit card be used internationally?

Yes, this credit card can be used for international transactions as well.

Also Check: Which Indian Credit Card is Best for International Transactions

Can I opt for an Add-on card with this credit card for my family members?

Yes. Kotak Mahindra Bank Credit Cards comes with Add-on credit cards that you can apply for your family members.

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