Kotak Delight Credit Cards

Kotak Delight Credit card is a highly rewarding credit card for anyone who desires to enjoy life to the fullest. With a range of offers on dining, movies and more, it reduces your cost and is a must to possess. Along with the card, applicant gets complimentary insurance cover and the option to get supplementary cards at zero cost.

Kotak Delight Credit Card

• Cash Back Feature: You get cash back on dining and movies. If card holder spends Rs. 10,000 or above on categories other than dining and entertainment within the same billing cycle, it makes card holder eligible to get 10% cash back on all dining and movie expenses. Maximum cash back of Rs. 600 is provided within one billing cycle on dining and movie transactions. Transactions not greater than Rs. 4,000 in movie and dining transactions are eligible for this cash back.
• Fuel surcharge waiver: Fuel surcharge waiver of 2.5% up to Rs. 4,500 in a calendar year is allowed when the credit card is used at petrol pumps all over India. Transactions between Rs. 400 and Rs. 4,000 are eligible for the cash back.
• Railway surcharge waiver: Customer gets waiver of 1.8% on railway bookings at www.irctc.co.in and 2.5% at railway booking counters. The maximum amount allowed for waiver is Rs. 500 in a calendar year.
• Milestone feature: Customer can avail 4 free PVR movie tickets on spending of Rs. 1,25,000 using the card every six months. The maximum number of free PVR tickets in capped at 8 every month. Subsequent to the program period, you are eligible to claim up to 3 months from the final date of the program.
• Delight Shield: A complimentary insurance cover of Rs. 75,000 is provided to the customer in case card is used for fraudulent transaction after being stolen. All fraudulent usage up to 7 days before the date reported is covered by this insurance.

Kotak Delight Credit Card Fees and Charges

This card attracts Joining fee of Rs. 1,999 for the first year followed by annual fee of Rs. 299 from second year onwards. Taxes are additional in both cases.

How to Apply for Kotak Delight Credit Card

A card seeker can apply for this card at our portal without any hassles and within a short time frame. You just have to follow a few steps in order to submit your application. Search for this credit card under credit cards section. Check your eligibility and provide your personal details. Click “Apply” in order to submit your application online. The online application will be forwarded to the bank for further processing and copies of key documents may need to be submitted to the bank at a later stage.

Kotak Delight Credit Card Eligibility Criteria

The primary applicant of the credit card must be an Indian resident between 21 to 65 years of age. Supplementary card holders need to be aged 18 years or above to be eligible. Currently, this card is available to individuals residing in Pune, Navi Mumbai, Mumbai, Kolkata, Hyderabad, Delhi NCR, Chennai, Chandigarh, Bangalore and Ahmedabad.