Kotak Mahindra Bank Credit Card EMI

Features of Kotak Mahindra Credit Card EMI facility are as follows:

• One can purchase whatever he/she wants and then the same purchase can be converted into easy EMIs within the time period of 15 days
• Instant cash is available for emergency purposes
• It is a secured and hassle-free process
• The bank also offers exciting schemes and cashback offers
• One can convert any of his/her purchases into easy EMIs. The price of purchase should be above Rs. 2500 and within 75 % of the credit limit. He/she can use these features for all purchases except gold transactions
• A customer can also choose from tenures between 3-48 months

Net Banking

• Visit the bank’s official website
• Click on the net banking option
• Enter the CRN in the user ID box
• In case you know your password, you can get logged in using that, otherwise, you will have to get the password for net banking online
• Then, click on the ‘Credit Card’ Tab
• Once you open the credit card tab, you have to select convert to EMI option

Mobile Banking

• Download the Kotak Mobile Banking Application from either Play Store or App Store
• After that, log in using your CRN and MPIN
• Go to the ‘Credit Card’ Tab
• Then, choose to convert to EMI option under the credit card tab

SMS

One can also send an SMS directly to the bank. To avail the facility of EMI send

SMS < EMI > To 5676788

Customer Care

Customers can directly call to the customer care center of the Kotak Mahindra bank and request for convert to EMI option. Customer care contact number is 1860 266 2666. Local call rates are applied for each call.

• Customers can only convert their purchases into EMIs within the time period of 15 days
• Payback tenure is only for 3 to 48 months
• EMI facility cannot be availed for any of the gold transactions
• Customers can select the most appropriate credit card from the wide range of credit range according to their expenses

If I do not use internet banking, how can I request for convert to EMI option?
You can either SMS or call the customer care center. You can also visit the nearest bank branch for further queries.

What should be the minimum cost of the purchase made to apply for the EMI option?
The cost of purchase made by the customer should be above Rs. 2500 to apply for the EMI option.

What is the general tenure for EMI option?
The tenure ranges between 3-48 months.

Does the bank offer any cashback or reward points on credit cards?
Yes, there are a bunch of offers available for the customers along with a huge variety of credit cards offered by the bank.