IndusInd Bank WorldMiles Credit Card

WorldMiles Welcome: Welcome gift voucher in association with Jet Airways provides you with a complimentary one-way ticket. You just have to pay for taxes incurred via your WorldMiles Credit Card.

WorldMiles Travel: Free Priority Pass membership provides you complimentary access to 700+ airport lounges around the globe. ‘Travel Plus Program’ offers special discounts on lounge charges outside India. Also, Travel insurance coverage safeguards you economically in the case of loss of baggage or passport or ticket etc.

WorldMiles Golf: This card gifts you free access to selective golf courses and personal training on Golf lessons. You also receive Hole-in-one Insurance up to Rs.20,000 free of charge.

WorldMiles Concierge: 24*7 concierge service is available to pre-plan your trips, book hotels and flights, send presents and bunch of flowers to loved ones across the world.

WorldMiles Life: This scheme allows you to use the offer of ‘buy 1 get 1’ on movie tickets, when booked via bookmyshow.com or in Sathyam Cinemas (Chennai). The price of free ticket can be up to Rs.200.

WorldMiles Assurance: Total Protect Program makes sure that you are not liable for any fraud transactions made via your lost/stolen card.

WorldMiles Freedom: Fuel surcharge is waived off across all petrol pumps in India when the cost is paid by IndusInd Bank WorldMiles Credit Card (minimum Rs.400).

WorldMiles Auto Assist: This card guarantees round the clock service in case of any roadside emergency like empty tank, flat tyre, accident, engine breakdown etc.

The different schemes of earning Miles (reward points) are explained below:

• Earn miles on every flight: WorldMiles are credited to your account every time you take any flight to fly anywhere in India.

Actual fare off the full fare	WorldMiles accrued off the total TPM
0-20%	20%
21-30%	30%
31-40%	40%
41-50%	50%
51-60%	60%
61-70%	70%
71-80%	80%
81-90%	90%
91-100%	100%

• Earn FlightMiles on International flights: The world has been segregated into separate zones. Ticketed-Point-Mileage (TPM) is calculated by setting important cities as the benchmark in each zone.

                   WorldMiles earned = Base Fare/Full fare between major cities*assigned TPM.

• Earn SpendMiles: You can also earn WorldMiles by using the card for shopping, dining, movie tickets etc. For every Rs.100 spent via IndusInd Bank WorldMiles Signature Credit Card, you receive 3 SpendMiles. Similarly, 2 SpendMiles are credited for every Rs.100 transactions on Platinum version of this card. These accumulated SpendMiles are monthly transferred to the WorldMiles account.
• Earn PartnerMiles: 3 PartnerMiles are credited on your WorldMiles account, for every Rs.100 spent on hotel bookings on myworldmiles.com. You can earn more by purchasing from WorldMiles Partners.

You can redeem points once they cross 10,000 spending threshold and at least 3 activities of WorldMiles Program have been completed. These points can be used to book free tickets for domestic or international travel. Tickets can be purchased for anyone and of any flight. Overall, it is a great card that offers a bouquet of benefits at a fair price.

Also Read: IndusInd Bank Credit Card

Here are the fee and charges of IndusInd Bank WorldMiles Credit Card:

Category	Amount
Joining Fee	Rs.5000
Annual Fee	Nil
Add-on card Fee	Nil
Interest Free Period	Up to 50 days, only when the previous amount is paid in full
Cash Advance Fee	2.5% of the advance amount with subject to change of minimum of Rs.300
Late Payment Fee	Up to Rs.100- Nil Between Rs.101 to Rs.500- Rs.100 Between Rs.501 to Rs.1,000- Rs.350 Between Rs.1,001 to Rs.10,000- Rs.550 Between Rs.10,001 to Rs. 25,000- Rs.800 Between Rs.25,001 to Rs.50,000- Rs.1,100 Above Rs.50,000- Rs.1,300

The applicant needs to be an Indian citizen more than 18 years old and clean credit history to apply for IndusInd Bank Worldmiles credit card. Subsequent to submission of the online application, key documents like income proofs, residence proofs, identity proofs are required to be submitted to IndusInd Bank for verification at a later stage.

Documents Required for IndusInd Bank WorldMiles Credit Card:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

You can apply for IndusInd Bank WorldMiles Credit Card on the bank’s website or contact the Customer Care executives of the bank. Once your credit card application is approved, the credit card will be dispatched and delivered to the mentioned address in 5-10 working days.

What are the late payment charges on this credit card?

The late payment charges are as follows:

Up to Rs.100 – Nil

Rs.101 to Rs.500 – Rs.100

Rs.501 to Rs.1000 – Rs.350

Rs.1001 to Rs.10000 – Rs.550

Above Rs.10000 – Rs.750

What is the customer care number of IndusInd Bank for credit card related issues?

You can contact the customer care of the bank at 1860 267 7777 for issues pertaining to credit card.

How can i make my credit card bill payment?

There are multiple ways that the bank offers to pay the credit card bill. Below mentioned are some of them:

1. SwiftPay option at IndusInd Bank website
2. NEFT
3. Cheque/Draft
4. Auto payment facility
5. Cash