IndusInd Bank Business Gold Credit Card

This Credit card offers the following key features to its users:

• This card gives an advantage to the cardholder to live a classy life by getting good concessions on the amount spent on dining, travel and lifestyle.
• In case the card is lost or stolen, the cardholder should report the loss or theft within 48 hours to the bank. The credit limit of the primary card and also of the add-on card is the total insurance amount covered by the bank. This insurance even covers the amount of any transaction being made after the loss of the card.
• The cardholder can avail up to 5 supplementary IndusInd Bank Business Gold Credit Card. This card can only be issued to spouses, parents, siblings, parents-in-law and children above 18 years. The credit limit of supplementary cards will be the same as that of the primary card. The supplementary card would have the same features as that of the primary card except for the free insurance cover. One monthly statement is issued to the cardholder that covers the transactions made through the primary card as well as the supplementary card/s.

The bank provides cardholders travel plan, saving plan, entertainment plan and purchase plan to save money. Each plan provides reward points to the cardholder for every transaction done using the card. 1 point is equal to ₹ 0.05.

4 reward points are given if the cardholder makes the following payments through the card:

• Booking flight ticket
• Restaurant bills
• Purchase of computer
• Payment of electric bills, phone bills, etc

3 rewards points are given on the following:

• Payment in any hotel or resort
• Paying the bills of any bars, lounges or pubs
• Purchase of any electronic items
• Courier services

The reward points can be accumulated and then the points can be redeemed on any of the following:

• By participating in IndusMoments and availing gifts using the reward points
• On booking of flight tickets, and
• For availing cash credit. Under this option, the reward points can be converted to cash and then used to pay off the credit card bills. 1 reward point would be equal to ₹ 0.50 in cash.

Thus, the IndusInd Bank Business Gold Credit Card is a premium credit card which gives various benefits and privileges on lifestyle spending. Interested individuals can apply for the card online or through the bank’s branches to enjoy the benefits promised under the card.

Businessmen can apply for this credit card by visiting the nearest IndusInd Bank branch. It is important to note that IndusInd Bank sources credit cards only in some specific cities. Click here to know the card sourcing locations. Make sure that when you visit the branch you take all the relevant documents so that, if you are found eligible, a successful application can be made. Alternately, you can send an online request by visiting IndusInd Bank’s official website. An executive from the bank will give you a call and guide you through the process of application.