Indian Bank Global Gold Credit Card

Please Note: Indian Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Indian Bank Global Gold Credit Card is quite popular among shoppers as it comes with a host of benefits like earning cash backs and many other rewards. Cardholders can enjoy its benefits and features not just in India but also overseas as the card is accepted at over 30 million VISA merchant establishments across the world. To know more about its features and benefits, read further.

Indian Bank Global Gold Credit Card Features and Benefits

• Reward points and cash backs

Earn 0.50 paisa on every Rs. 100 spent using Indian Bank Global Gold Credit Card. And once you have accumulated Rs. 500, you can redeem it in the form of cashback.

• Global acceptance

Indian Bank Global Gold Credit Card is not just accepted within India, but also globally, as the name obviously suggests. There are about one and a half lakh merchants in India that accept this card, while around thirty million VISA merchants accept this card globally.

• No subscription or annual fee

Indian Bank does not levy subscription or annual charges. So, enjoy the features and benefits of the card as much as you can without worrying about annual fee or subscription charges. However, a supplementary card will cost you a one-time nominal fee of Rs. 250 only.

• Cash advance

With Indian Bank Global Gold Credit Card, withdraw cash up to 40 percent of your credit limit from any of the bank’s ATMs. The maximum withdrawal limit on this facility is Rs. 25,000 per day. The bank has over 800,000 VISA ATMs globally, thus, the ease of availing the facility stretches globally.

• Easy to reach

A holder of the Indian Bank Global Gold Credit Card, can perform transactions at any of the 5500 VISA ATMs present in the country. Moreover, there are 800,000 VISA ATMs worldwide, including the ones in India that prove quite convenient for the card holders.

• Supplementary cards

Share the benefits of Indian Bank Global Gold Credit Card with your loved ones. The card allows primary cardholders to get up to 4 supplementary cards at nominal charges. The first supplementary cardholder also gets a unique cover.

• Revolving credit

Pay just 5 percent of your total transaction amount along with the finance charges and revolve the remaining amount at an attractive 1.99% per month rate of interest.

• Complimentary insurance

Get complementary comprehensive insurance that covers you in case of death by accident or hospitalisation due to the same. It even covers the loss of luggage and more.

• Interest free payments

On Indian Bank Global Gold Credit Card, enjoy high interest-free credit period to maximum of 45 days and a minimum of 15 days from the date of purchase. As long as you pay the credit card bill amount on time, no interest will be charged.

Indian Bank Global Gold Credit Card Eligibility Criteria

• Both Indian residents and NRIs can apply for this card. however, their age must be between 18 and 80 years.
• Also, the credit card applicant must have a minimum monthly income of Rs. 12,500/-.

Indian Bank Global Gold Credit Card Documentation

As for the documentation, the requirements are very basic. Like any other bank, it asks for the KYC (know your customer) documents which include:

• A copy of your PAN card
• Proof of identity
• Proof of address
• Proof of age
• Proof of income (salary slips/form 16, etc.)