Paisabazaar app Today!
Get instant access to loans, credit cards, and financial tools — all in one place
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Scan to download on
50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Exclusive Pre-Approved Cards waiting for you
50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Error: Please enter a valid number
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the ICICI Bank website.
ICICI Bank Platinum Business Credit Card is specially designed for proprietors, partners, directors and employees of SMEs and Self-Employed segments as a solution to manage all their business expenses. The card comes with an annual fee of Rs.999 and helps you save more on your business expenses by providing exclusive offers and discounts on travel, stay, dining, office utilities. Following is the detailed information about the card.
| On this Page: |
Airport Lounge Access- Maximum of 2 complimentary airport lounge access per quarter.
Comprehensive Insurance Coverage- Avail personal air accident death insurance cover of up to Rs. 75 lakh.
Fuel Surcharge Waiver- 1% fuel surcharge waiver on fuel transactions at all petrol pumps.
Interest-free Credit Period- Get a maximum of 48 days of interest-free credit period.
Business Compliments- Under the business compliments facility, you can avail discounts on business expenses, financial services and legal services if payment is made using the card.
Dining Discount- Get a minimum discount of 15% across more than 2,500 partner restaurants on dining bills.
Visa Business Hub- Since the card is powered by Visa, you can access an online platform for SMEs and self-employed businessmen for sharing your business experiences. Moreover, there are various commercial offers and discounted prices on SAAS applications used by businesses
Customer Service– GCAS customer service is provided round the clock to Visa credit card holders and since the Platinum Business Card is a Visa-enabled card, you can enjoy 24-hour customer support for queries, complaints or feedback.
The following fees and charges are associated with this credit card-
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 999 + GST |
| Annual Fee | Rs. 999 + GST |
| Interest on Revolving Credit and Cash Advances | 3.40% per month or 40.8% per annum |
| Over-limit Fee | 2.50% of the over-limit amount subject to a minimum of Rs. 500 |
| Cash Advance Fee | 2.5% subject to a minimum of Rs. 300 |
| Foreign Currency Transaction Fee | Mark-up of 3.50% |
| Payback Reward Redemption Fee | Rs. 25 |
| Late Payment Fee | Nil for amount less than Rs.100 Rs.100 for amount between Rs.100 – Rs.500 Rs.500 for amount between Rs.501 – Rs.10,000 Rs.750 for amount more than Rs.10,000 |
Eligibility Criteria- Proprietors, directors, partners and employees of self-employed businesses or SMEs can apply fo the card.
Documents Required
The following documents will be required:
| Proof of Identity | PAN Card, Aadhar Card, Voter ID Card, Passport, Driving License, Any other government-approved photo ID |
| Proof of Address | Aadhar Card, Passport, Utility Bills (not more than 3 months old), Any other government approved ID |
| Proof of Income | Bank statement for the last 3 months, Salary slips for the last 3 months, Audited financials for the last two years (for self-employed), Form 16 |
You can apply for the card by either visiting the nearest branch of ICICI Bank or by sending an SMS.
For applying by SMS, Send ‘BCARD (Space) Pin Code_Name of the customer’ to 5676766.
How can the credit card bill be paid?
You can pay the bill by cash, cheque or draft, auto debit from your bank account or through the bank’s website.
Can my credit card application be rejected?
Yes, accepting the card application depends on the bank and if the bank is not satisfied with the applicant’s eligibility criteria, the application can be rejected.
What is the benefit of Visa Intellilink?
Visa Intellilink helps the businesses track their debits and credits and streamline the business expenses better.
How long does it take for a redeemed item to reach me?
It may take up to 2 weeks for an item to reach your billing address. Vouchers will reach you immediately at your registered mobile number and Email address.