ICICI Bank Goibibo Credit Card

The features and benefits associated with this credit card are:

Travel Offers – Get discounts up to Rs. 20,000.

Ola Offer – Get Ola Discount voucher worth Rs. 500 on loading USD 1,000. Get Rs. 1,000 on loading USD 2,000.

Shopping Benefits – Get discounts up to Rs. 5,000 when shopping at Croma.

Currency Conversion Discounts – Get discount up to Re. 0.40 on currency conversion rate when loading Min. USD 1,000.

OneAssist Wallet Assistance – Get OneAssist wallet assistance worth Rs. 1,600 for free. The service will provide protection up to Rs. 5.00 lakh.

Insurance – Card loss/theft protection to customers up to Rs. 5.00 lakh. Travel insurance coverage up to Rs. 10.00 lakh.

Instant Reloading & Currency Transfer – Transfer money from one currency to other or reload money using internet portal. Replacement card is also provided.

Dining Discounts – 15% discount at over 100 Indian Restaurants in Kuala Lumpur, Dubai, London, Singapore, Hong Kong and Bangkok.

ICICI Bank Goibibo Credit Card
Good For: People who travel frequently People who frequently dine at Indian restaurants when abroad People who want to quickly convert their currency	Bad For: Customers who want to earn air miles Customers who want lounge access Customers who want dining benefits while in India

The fees and charges associated with this credit card are given below:

Category	Amount
Joining Fee	Rs. 150
Reload Fee	Rs. 100
Inactivity Fee	USD. 5/ 180 day of inactivity
Cross-Currency Fee	3.5% of the amount
Wallet to Wallet Transfer Fee	2.5% of the amount
Cash Advance Fee	0.5% of the amount
GST	18%
Lost Card Replacement Fee	International – USD 20 Indian – USD 3
Fee for Uncapped ATM Withdrawal	0.75% of the withdrawal amount

The eligibility criteria for ICICI Bank Goibibo Credit Card are:

• Applicant must be over 21 years of age
• Customers above 65 years of age cannot apply
• Applicants should have a stable job and a regular source of income
• Only Indian Citizens can apply

Customers have to submit documents to verify their proof of income, identity, and address. Photocopy of PAN Card must be submitted. The bank does not process the credit card request if user fails to submit these documents.

Customers can apply for this card online via ICICI Bank’s website. Provide a few details such as date of birth, address and mobile number. One of the bank executives will call to confirm the information and set a date and time for document collection. Submit photocopies of identity proof, address proof and income proof along with a passport size photograph. Bank will send someone to collect these from your home or office as you find comfortable.

Who can apply for ICICI Bank Goibibo Credit Card?
Indian citizens above the age of 21 having a steady source of income can apply for this credit card.

What is the joining fee on this credit card?
The joining fee is Rs. 499 + GST.

Is there any transaction fee on this credit card?
No, there is no Point of Sale (POS)/Online transaction fee on this credit card.

Is there any international SMS charge on this credit card?
Yes, international SMS charges will be deducted from user’s wallet or domestic mobile number.

Where can one redeem goCash+?
Go cash can be redeemed on Goibibo website. Further information can be found here.