ICICI Bank credit cardholders have the option to pay off a big-ticket purchase into multiple installments spread over a course of a few months. This feature lets you pay for your purchases as per your repayment capacity. Details on the ICICI Credit Card EMI facility are given below.
Important Details on ICICI Credit Card EMI
|EMI Interest Rate for 1 Year (Post Purchase)||15.96% p.a.|
|EMI Interest Rate for 1 Year (Merchant)||12.99% p.a. onwards|
|Credit Card EMI Conversion||Available for 30 days post-transaction|
|Minimum transaction amount||Rs. 3,000|
|Tenure||3, 6, 9, 12, 18 and 24 months|
Suggested read: Should you Convert Credit Card Purchases into EMIs?
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