HSBC Credit Card EMI

Below-mentioned are the features of HSBC credit card EMI:

• Customers can avail this facility of instant EMI if the value of the transaction is greater than Rs. 2,000
• No documentation is required
• Customers can also earn reward points on the EMI transactions
• Repayment tenure is of 3,6,9,12, 18 or 24 months
• There’s no processing fee
• The interest rates vary from 12.5-15% p.a.

HSBC Instant EMI Facility: This facility is available for selected credit card holders only. Customers will have to contact the customer care by calling on 1860 108 7788 to know whether they are eligible or not.

Customers must keep in mind the following points in mind to convert HSBC credit card purchases into EMI:

• The EMI amount will be billed to the credit card every month on the same date as the first installment date
• Instant EMI facility cannot be availed on gold and gold jewelry related purchases undertaken on credit card
• The Instant EMI facility is subject to final approval from the bank and the customer should note that only in certain exceptional circumstances, such as cardholder delinquency, credit card being blocked, etc. between the time of purchase and settlement by the bank, the EMI facility may be canceled post the transaction approval

Can I change the tenure of the EMI plan in between?
No, once the period selected you cannot change the period.

What is the customer care number of HSBC bank?
Customers can contact on 18601087788 in case of queries relating to instant EMI.

What if I close my credit card before paying all the installments?
If the cardholder closes his credit card before all installments have been repaid, the outstanding loan amount will be debited to the credit card account as one consolidated amount.

What is the processing fee to avail instant EMI facility?
There’s no processing fee to avail instant EMI facility.

Please Note: HSBC Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.