HDFC Bank Titanium Edge Credit Card

Listed below are the top features of HDFC Titanium Edge Credit Card:

Reward Points: Reward points are given in the following manner:

• Earn 2 reward points on every Rs. 150 spent on the card
• Earn 50% more reward points as exclusive dining privileges

HDFC Rewards Catalogue: Accumulated reward points on the card can be utilized in the following ways:

• Purchase vouchers and items from the rewards catalogue
• Convert into air miles
• Pay credit card bill using reward points (100 reward points = Rs. 10)

Fuel Surcharge Waiver: It is offered on all fuel transactions. You can avail a maximum waiver of Rs. 250 in a month.

Annual Fee Waiver: Spend Rs. 50,000 in a year to get the annual fee waiver.

The table below shows the fees and charges associated with HDFC Bank Titanium Edge Credit Card:

Type of Fee/Charge	Amount
Joining Fee	Communicated at the time of sourcing
Annual Fee	Communicated at the time of sourcing
Finance Charges	3.60% per month | 43.2% p.a.
Late Payment Charges	For Statement Balance Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to  Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 More than Rs. 50,000 – Rs. 1,300

Click here to check other associated fees and charges.

The income requirement for this credit card will be shared at the time of application. However, a common criteria that every applicant must meet is provided in the table below:

Criteria	Details
Age	21-60 years (for salaried)
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

HDFC Titanium Edge Credit Card is currently not available on Paisabazaar’s platform. You can apply for this credit card through HDFC Bank’s website or by visiting the nearest branch.

A few of the similar cards along with the annual fee and features are mentioned in the table below:

Dining Credit Card	Annual Fee	Comparative Features
Standard Chartered Platinum Rewards Credit Card	Rs. 250	5X reward points on dining
RBL Edition Classic Credit Card	Rs. 500	5 edition cash per Rs. 100 spent
SBI Card Prime	Rs. 2,999	10 reward points per Rs. 100 spent on dining
Kotak Feast Gold Credit Card	Rs. 499	10 reward points on every Rs. 100 spent on dining
RBL Bank Edition Credit Card	Rs. 3,000	10 edition cash per Rs. 100 spent

Suggested read: Best Credit Cards in India

How can I convert the reward points on HDFC Titanium Edge Credit Card into cash?
You can convert the points into cash while paying your card bill. This can be done on the reward redemption section on the internet banking portal. You can also redeem the points against items in the reward catalogue. Click here to see how to redeem HDFC Credit Card Reward Points.

Does HDFC Bank charge a reward redemption fee?
Yes, a fee of Rs. 99 is charged when a customer applies for reward redemption.

Does add-on cards accrue reward points?
Yes, customers can earn reward points on add-on cards as well. The reward points, in this case, are credited to the primary cardholder’s account.

What is the validity of reward points earned on HDFC Titanium Edge Credit Card?
The reward points come with a validity of 2 years from the earning date. The bank will notify you when the points are 30 or 60 days away from expiration.

What is the customer care number for HDFC Credit Card?
HDFC Credit Card Customer Care Number is (Local/STD Code) 6160 6161. Click here, if you are not able to reach the bank on the given number.