HDFC World Mastercard

This card is loaded with several features that help you get great returns on all the expenditures on your credit card. Some of the most attractive features of HDFC World Mastercard are as follows:

Reward Points: 2 reward points on every Rs. 150 you spend. In addition to this, you get 50% more reward points for any incremental spending that is over Rs. 75,000 in one statement cycle.

Travel Benefits: Gain free access to over 600 global airport lounges with complimentary Priority Pass Membership.

Fee Reversal: The joining and renewal fee will be reversed as per the below details:

• Joining fee is reversed on spending Rs. 15,000 within 90 days of having your card issued
• Annual fee is reversed on spending Rs. 75,000 or more in a year

Lounge Access: Save up to Rs. 8,300 on lounge access and fuel costs every year.

The fees and charges associated with HDFC World Mastercard are mentioned below:

Fees or Charge	Amount
Joining Fee	Communicated at the time of application
Renewal Fee	Communicated at the time of application
Interest Charges	3.6% per month i.e. 43.2% annually
Late Payment Charges	For Statement Balance Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to  Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 More than Rs. 50,000 – Rs. 1,300

*To view the most important terms and conditions, Click here.

The applicant has to fulfill the below eligibility criteria to apply for this credit card:

• Salaried Individuals: The applicant should be a minimum of 21 years of age and a maximum of 60 years of age
• Self-employed Individuals: In this case, the individual should be a minimum of 21 years of age and a maximum of 65 years of age

Besides this, your income to debt ratio is also analyzed to understand your repayment capacity and the credit limit on your card is set accordingly.

Along with your application form, you should also submit valid proof of identity, address and income. Click here to view the list of documents required for HDFC credit card.

HDFC World Mastercard is currently not being sourced by Paisabazaar. If you wish to apply for the same you can either visit the official website of HDFC Bank or can visit the nearest bank branch.

Suggested read: Best Credit Cards in India

Important: As per RBI guidelines, issuance of new credit cards on Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.

Q. How can I check my application status for HDFC World Mastercard?

You can check your application status by visiting the official website of HDFC Bank. To check your status, you need your application reference number (16 digits), as well as your DOB or cell number.

Q. Does this card offer complimentary airport lounge access?

No, there is no lounge access benefit available with this credit card. The Priority Pass Membership program was phased down in 2017.

Q. Is there an expiry date for the reward points?

Yes, the accumulated reward points expires in 2 years from the date of accumulation.