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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.
HDFC Business Corporate Regalia Credit Card is one of the premium credit cards that the bank offers. It comes with various travel and luxury benefits which can be availed by Indian residents only. To apply for this credit card, you must be an Indian citizen above the age of 21 with specific income criteria as mentioned by the bank.
This credit card comes with the following key features:
Below are some of the Fees and Charges that are applicable on HDFC Business Corporate Regalia Credit Card:
| Fee/Charge | Amount |
| Annual / Renewal Fee | Life Time Free |
| Interest Free credit period | Up to 50 days |
| Charges on over limit account | 2.5% over the limit amount with minimum subject of Rs. 500/- |
| Cash Advance Limit | 40% of the credit limit –Under the Corporate liability 30% of the credit limit- Under the Individual liability |
| Cash Advance Charges | 2.5% on the amount that is withdrawn or Rs. 500, whichever is higher |
| Foreign Exchange Mark-up Fee | 2% on each foreign transaction |
| Cash Processing Fees | Rs.100 for all the payments made by depositing in HDFC bank branches or at other domestic ATMs. |
| Late Payment Charges | For Statement Balance
Less Than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs.50,000 – Rs. 1100 More than Rs.50,000 – Rs.1300 |
| Over Limit Fee | 2.5% of the over limit amount subject to minimum of Rs.550 |
| Interest Charges | 3.60% per month |
The eligibility for this credit card will be decided by the bank once you show your interest to apply for it. This can be done by directly contacting the bank. You can visit the nearest branch of HDFC Bank. If you already have a banking relationship with the bank, you can speak with your relationship manager regarding this.
Credit Cards are of great help when we are in immediate need of finances. In such a situation, you can always apply for a credit card which is easy to avail online and comes with great help and benefits. HDFC Business Corporate Regalia credit card offers multiple travel and luxury benefits which you can redeem in simple easy steps.