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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.
HDFC bank offers a Business Corporate Money Back credit card where the holder gets rewarded for every business transaction. These reward points can be redeemed as a direct statement credit. This card is basically designed for businessmen and self-employed professionals. Here are some features, benefits of the credit card and the charges that it entails.
HDFC Business Corporate MoneyBack Credit Card has some interesting features like:
Below mentioned are the fee and service charge structure applied on this credit card:
| Fee/Charge | Amount |
| Annual /Renewal Fee | Lifetime Free |
| Interest Free credit period | Up to 50 days |
| Finance Charges | Up to 3.60% per month, 43.2% annually |
| Cash Advance Limit | 40% of the credit limit under corporate liability
30% of the credit limit under individual liability |
| Cash Advance Charges | 2.5% of the over-limit amount, subject to a minimum of Rs.500 |
| Late Payment Fee | For Statement Balance
Less Than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs.50,000 – Rs. 1100 More than Rs.50,000 – Rs.1300 |
| Reward Redemption Fee | Rs.99 per redemption fee |
| Cash Processing Fee | Rs.100 |
| Payment return Charges | 2% of payment amount, subject to a minimum of Rs.450 |
| Over Limit Fee | 2.5% of the over limit amount subject to minimum of Rs.550 |
| Foreign Currency Markup Fee | 3.50% |
This card is valid for self-employed people whose age is between 21 years to 65 years. You can apply for HDFC Business Corporate MoneyBack Credit Card at the official website of HDFC Bank. Once your eligibility is approved from the bank’s end, you can avail this credit card in no time without having to visit the bank.