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HDFC Solitaire Credit Card – Specially Designed for Women

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Updated: 31-10-2025 06:40:06 AM

HDFC Solitaire Credit Card is designed for women and comes with a range of rewards across all categories. Shopping vouchers and accelerated reward points on dining and grocery shopping make this card a suitable companion for day-to-day transactions. Here are a few of the key highlights regarding the HDFC Solitaire Credit Card:

Key Highlights of HDFC Solitaire Credit Card
  • 3 reward points for every Rs. 150 you spend
  • 50% more reward points on dining and grocery expenses
  • Shopping vouchers worth Rs. 1,000 on spending Rs. 75,000 in six months
  • 1% fuel surcharge waiver at all fuel stations across India

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.

Also read: Top 25 HDFC Credit Cards in India

Features and Benefits of HDFC Solitaire Credit Card
Fee and Charges of HDFC Solitaire Credit Card
Eligibility and Documentation
How to Apply for HDFC Bank Solitaire Credit Card
FAQs
Features and Benefits of HDFC Solitaire Credit Card

Some of the features and benefits of HDFC Solitaire Credit Card are as follows:

  • Reward Points: 3 reward points per Rs. 150 spent across all categories. Get 50% more rewards on groceries and dining spends.
  • Milestone Benefit: Shopping vouchers worth Rs. 1,000 on a cumulative spend of Rs. 75,000 every 6 months. Earn up to 2 vouchers a year.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India. This is applicable on transactions between Rs. 400 to Rs. 5,000 (Max waiver of Rs. 250 per statement cycle).
  • Redeem Rewards for Air Miles: Get your accumulated reward points converted into InterMiles or KrisFlyer Miles (Singapore Airlines)
  • Convert Rewards into Cash: Use the reward points to pay your dues (100 points = Rs. 20). This way, you can get more than Rs. 4,000 worth of cashback on spending Rs. 5 lakh annually.
  • Annual Fee Waiver: Annual fee waiver on spending Rs. 50,000 in a year

Read full review of the HDFC Bank Solitaire Credit Card here.

Fee and Charges of HDFC Solitaire Credit Card

The fees and charges associated with HDFC Solitaire Credit Card are mentioned in the table below:

Title Details
Joining Fee Rs. 500
Annual Fee Rs. 500 (waived off on spending Rs. 50,000)
Charges on Revolving Credit 3.75% p.m. | 45% p.a.
Late Payment Charges For Statement Balance:

Up to Rs. 100: Nil
Rs. 101 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 500
Rs. 1,001 to Rs. 5,000: Rs. 600
Rs. 5,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 900
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300

Click here to check other associated fees and charges.

Eligibility and Documentation

The income requirement for this credit card will be shared at the time of application. However, a common criteria that every applicant must meet is provided in the table below:

Criteria Details
Age 21-60 years (for salaried)
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of acceptable documents
How to Apply for HDFC Bank Solitaire Credit Card

Applicants can visit the nearest branch of HDFC Bank and contact a bank official to apply for this credit card. Alternatively, customers can also visit HDFC Bank’s website to apply for the card. Online application will require document submission from the applicant for which a representative from the bank will call the customer to set a date and time for document collection and verification. Once the bank officials are satisfied with the information furnished and the documents provided as proof, the card will be issued in 7-10 business days.

FAQs

Does HDFC Bank issue Solitaire Credit Card only to women?
Yes, HDFC Solitaire Credit Card is only for women; men are not eligible for this credit card.

Is this credit card suited for travel?
No, we would not suggest this credit card for your travel needs as travel privileges on this card are very low. The only travel benefit it offers is reward points conversion into air miles.

Why do I have to pay finance charges?
Every credit card entails finance charges only when you miss a payment. The finance charges on HDFC Solitaire Credit Card is 3.49% per month, compounded on daily basis.

I do not have a savings account with HDFC Bank. How can I pay the credit card bill?
You can pay your bill through the Bill Desk of NEFT using HDFC Credit Card IFSC Code.

What is the foreign exchange markup fee for this credit card?
HDFC Solitaire Credit Card charges a markup fee of 3.5% whenever you make payment in a foreign currency.

What are the joining and annual fees for HDFC Solitaire Credit Card?
HDFC Solitaire Credit Card comes with a joining fee and an annual fee of Rs. 500 plus applicable taxes. However, the annual fee can be waived off if you spend Rs. 50,000 or more in a year.

What are the charges for late payments or cash advances?
Late payment charges depend on the outstanding balance and typically range between Rs. 100 to Rs. 1,300. Cash advances attract a transaction fee of 2.5% (minimum Rs. 500) along with interest charges from the date of withdrawal until repayment.

Does Solitaire Credit Card provide insurance or fraud protection?
Yes, the HDFC Solitaire Credit Card offers zero liability protection against fraudulent transactions in case of loss or theft, provided the card is reported promptly.

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