Credit Cards with the Best Sign-up/Welcome Bonus

Welcome benefits on a credit card make it more enticing and you should definitely consider them when looking for a new credit card. However, refrain from deciding on a card solely based on its welcome benefits. Compare other features on the card along with the sign-up bonus and then choose the right card. Below we have listed top credit cards that offer lucrative sign-up bonuses or welcome benefits.

Credit Cards with the Best Sign-up/Welcome Bonus in 2025

Top Credit Cards in India | Check Eligibility for Top Cards

IDFC HPCL Power Fuel Credit Card

Joining/Annual Fee: Rs. 199

Welcome Benefits:

• Rs. 250 cashback on 1st HPCL fuel transaction of min. Rs. 250
• 5% cashback up to Rs. 1,000 on 1st EMI transaction
• Rs. 150 off on Swiggy orders above Rs. 500 & Rs. 500 off on Zoomcar rentals
• Up to 30% off on chauffeur driven Eco Rent A Car rental

Other Major Features:

• 2 reward points per Rs. 150 retail spend
• 15 reward points per Rs. 150 on HPCL fuel, LPG, grocery & utility spends
• 6 Payback rewards per Rs. 100 on fuel payments via HP Pay
• 0% interest until due date on ATM cash withdrawals
• Roadside assistance of Rs. 1,399

Suggested Read: Best Fuel Credit Cards in India | Check Eligibility for Top Cards

Yatra SBI Credit Card

Joining/Annual Fee: Rs. 499 (waived on annual spends above Rs. 1 lakh)

Welcome Benefits: Yatra vouchers worth Rs. 8,250 on joining fee payment, where –

• 2 domestic (of Rs. 500 each) & 2 international (of Rs. 1,000 each) air ticket vouchers
• 1 hotel booking voucher of Rs. 750
• Rs. 1,500 domestic and Rs. 3,000 international holiday vouchers

Other Major Features:

• 6 reward points per Rs. 100 spent on departmental stores, grocery, dining, movies, entertainment & internationally
• 1 reward point per Rs. 100 spent on others
• Rs. 1,000 off on min. Rs. 5,000 domestic flight & Rs. 4,000 off on min. Rs. 40,000 international flight booking
• 20% off of up to Rs. 2,000 on minimum domestic hotel bookings of Rs. 3,000

Suggested Read: Check Eligibility for Top Cards

Axis Bank Flipkart Credit Card

Joining/Annual Fee: Rs. 500

Welcome Benefits: 

• Flipkart voucher of Rs. 500 on first transaction within 30 days of card issuance
• 50% off up to Rs. 100 on 1st Swiggy order using code “AXISFKNEW” on min. order of Rs. 129

Other Major Features: 

• 5% cashback on Flipkart, 4% cashback on preferred merchants & 1% on others
• 4 lounge visits at selected airports in India per year on spending Rs. 50,000 in the previous 3 months
• 15% off up to Rs. 500 on dining via Axis Bank Dining Delights program

Kotak IndiGo 6E Rewards Credit Cards

Joining/Annual Fee: Rs. 700

Welcome Benefits: 

• Rs. 1,500 air ticket voucher
• Rs. 1,099 6E Prime add-on for complimentary meal, quick baggage access & seat selection 

Other Major Features:

• 3% 6E rewards on IndiGo & 2% 6E rewards on entertainment, grocery & dining spends
• 1% 6E rewards on other spends
• Rs. 150 off on IndiGo convenience fee

HDFC Platinum Times Credit Card

Joining/Annual Fee: Rs. 1,000

Welcome Benefits: Vouchers of Rs. 5,000 across shopping, apparel, dining & other categories.

Other Major Features:

• Annual Times Prime membership on making 1 transaction per quarter
• 50% off up to Rs. 600 on BookMyShow movie tickets
• 6 months EazyDiner membership
• 10 reward points per Rs. 150 weekday dining spends & 3 reward points on others
• Up to 20% off on online and offline shopping, wellness & hotel stays
• Up to 5% cashback on utility bills and shopping

Suggested Read: Best Entertainment Credit Cards in India | Check Eligibility for Top Cards

SBI Air India Platinum Credit Card

Joining/Annual Fee: Rs. 1,499

Welcome Benefits: 

• 5,000 reward points on joining
• 2,000 reward points on renewal
• Air India Frequent Flyer Program – Flying Returns membership

Other Major Features:

• 2 reward points per Rs. 100 spent
• Up to 15 reward points per Rs. 100 Air India ticket booking via Air India platforms
• Up to 15,000 reward points per year as milestone benefits
• 8 domestic Visa lounge visits in India per year

Suggested Read: Best Airline Credit Cards in India | Check Eligibility for Top Cards

Axis Vistara Credit Card

Joining/Annual Fee: Rs. 1,500

Welcome Benefits: 

• Economy Class ticket voucher on joining/annual fee payment
• Club Vistara base membership

Other Major Features:

• 2 CV points per Rs. 200 spent
• 1 Economy ticket on reaching annual spends of Rs. 1.25 lakh, Rs. 2.5 lakh & Rs. 6 lakh
• 2 complimentary domestic lounge access per quarter on spending Rs. 50,000 in the previous 3 months
• 25% off up to Rs. 800 via Axis Bank EazyDiner
• Up to 300 USD cover for travel documents loss and delay or loss of check-in baggage