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Apollo SBI Credit Card

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Updated: 21-08-2025 17:12:50 PM

Launched in collaboration with Apollo Hospital, the Apollo SBI Credit Card is among the very few credit cards that offer healthcare benefits. With this card, users can get an instant discount on select Apollo services and can also avail extra rewards for using their cards at any of the Apollo hospitals. A few of the highlights regarding the same are mentioned below:

Key Highlights of Apollo SBI Credit Card
Joining Fee Rs. 499
Annual Fee Rs. 499
Best Suited For Welcome Offer, Rewards, Fuel
Rewards Program 3X reward points on every Rs. 100 spent on all Apollo services
Welcome Bonus  Free Apollo Membership | 500 reward points worth Rs. 500 on payment of joining fee 

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.

Also read: Top 10 SBI Credit Cards in India

On this page
Apollo SBI Credit Card Features & Benefits
Apollo SBI Credit Card Fees & Charges
Apollo SBI Credit Card: Eligibility & Documentation
How to apply for Apollo SBI Credit Card?
FAQs
Apollo SBI Credit Card Features & Benefits

The features and benefits of Apollo SBI Credit Card are as follows:

Welcome Benefits: You can avail welcome benefits as per the below details:

  • On the payment of joining fee, cardholders will get a complimentary Apollo Silver Tier Membership
  • 500 reward points worth Rs. 500 on the payment of joining fee

Reward Points: Cardholders can earn rewards as per the below details: 

  • 1 reward point for every Rs. 200 spent on all non-fuel retail purchases
  • 1 reward point per Rs. 100 spent on beauty and wellness services
  • 2X reward points on every Rs. 100 spent on dining, movies & entertainment
  • 3X reward points on every Rs. 100 spent on all Apollo services

Note: 1 reward point = Rs. 1.

Instant Discount: With this credit card, users can also avail up to 10% direct discount on select Apollo Services.

Spend-based fee Reversal: Spend a minimum of Rs. 90,000 in a year and get annual membership fee reversal on Apollo SBI Card from 2nd year onwards.

Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions between Rs. 500 to Rs. 3,000, subject to a maximum waiver of Rs. 100 in a month.

Flexipay: Users can convert their purchases of Rs. 2,500 and above into EMIs within 30 days of the purchase.

Apollo SBI Credit Card Fees & Charges

The fees and charges associated with this card are mentioned in the table below:

Particular Details
Joining Fee Rs. 499 + GST
Renewal Fee Rs. 499 + GST (Fee reversed on an annual spend of Rs. 90,000 or more)
Finance Charges 3.50% per month [42% per annum]
Late Payment Charges For Statement Balance
Less than Rs. 500 – Nil
Rs. 500 up to Rs. 1,000 – Rs. 400
Rs. 1,000 up to Rs. 10,000 – Rs. 750
Rs. 10,000 up to Rs. 25,000 – Rs. 950
Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
Amount over Rs. 50,000 – Rs. 1,300

*To view the most important terms and conditions, Click here.

Apollo SBI Credit Card: Eligibility & Documentation

The applicant must satisfy the below eligibility to apply for this card:

Criteria Details
Occupation Salaried or Self-employed
Serviceable Cities Click here for the list of eligible cities

Along with the duly filled application form, an applicant has to submit valid proof of identity, address and income. Click here to view the list of acceptable documents.

How to apply for Apollo SBI Credit Card?

Apollo SBI Card is currently not provided on Paisabazaar’s platform. Those, who wish to apply for the card, can either visit the official website of SBI or can apply by visiting the nearest branch.

Suggested read: Best Credit Cards in India

FAQs

What is OneApollo Membership?

OneApollo is the largest integrated healthcare program in India under which you can earn health credits and use them to pay for your medical expenses. It also offers some special discounts and benefits.

What is the annual fee for this credit card?

The annual fee of Apollo SBI Credit Card is Rs. 499. It will be reversed on spending Rs. 90,000 or above in the previous year.

Is this credit card good for shopping?

Yes, SBI Apollo Credit Card is good for shopping as it gives you rewards that can be redeemed later. However, it is best to put your medical expenses on this credit card as the benefits would be better.

What is the customer care number for SBI Card?

SBI credit card customer care numbers are 1860 180 1290 and 1800 180 1290. To know about other ways to contact SBI Credit Card Customer Care, click here.

How much fuel benefits will I get on this credit card?

You can avail fuel surcharge waiver of 1% on this card but there is a maximum cap of Rs. 100 per month on the waiver amount. Also, to be eligible for the waiver, your fuel purchases should be between Rs. 500 to Rs. 3,000.

Suggested Read: Compare the Best Fuel Credit Cards in India 2025

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