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5 Best IndusInd Bank Credit Cards in India 2026

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Travel

Benefits on Qatar & British Airways's IconBenefits on Qatar & British Airways

Up to 6 reward points on every Rs. 200's IconUp to 6 reward points on every Rs. 200

Up to 8 complimentary visits every year's IconUp to 8 complimentary visits every year

Joining Fee IconJoining Fee: 10,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 5,000+ Taxes

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IndusInd Bank Legend Credit Card

IndusInd Bank Legend Credit Card

Travel

Lifetime Free

Rewards

Up to 2 reward points for every Rs. 100 spent's IconUp to 2 reward points for every Rs. 100 spent

 Low forex markup fee of 1.8%'s Icon Low forex markup fee of 1.8%

Buy one get one offer via BookMyShow's IconBuy one get one offer via BookMyShow

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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Dining

EazyDiner Prime membership's IconEazyDiner Prime membership

Up to 50% off on dining bills's IconUp to 50% off on dining bills

Up to 10 rewards per Rs. 100's IconUp to 10 rewards per Rs. 100

Joining Fee IconJoining Fee: 1,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 1,999+ Taxes

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Shopping

Rewards

Up to 8X rewards on shopping's IconUp to 8X rewards on shopping

Free vouchers on top brands's IconFree vouchers on top brands

Up to 8X rewards on travel spends's IconUp to 8X rewards on travel spends

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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Rewards

0.40% rewards on all spends's Icon0.40% rewards on all spends

Free vouchers of top brands's IconFree vouchers of top brands

Redeem rewards against Airmiles's IconRedeem rewards against Airmiles

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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5 Best IndusInd Bank Credit Cards in 2026

Listed below are some of the best IndusInd Credit Cards offering benefits across multiple categories. Explore and find the right credit card for you:

1. IndusInd Bank Avios Visa Infinite Credit Card

IndusInd Bank Avios Visa Infinite Credit Card

Joining Fee: Rs. 40,000
Annual Fee: Rs. 10,000

Key Features & Benefits:

  • 5 Avios for every Rs. 200 spent at select preferred international destinations for PoS transactions
  • 2 Avios for every Rs. 200 spent on Qatar & British Airways
  • 1 Avios per Rs. 200 spent on online spends on select preferred international destinations, domestic & other international destinations and other categories
  • 10% discount on flight bookings through Qatar Airways, on choosing Qatar Airways Privilege Club as the preferred airline loyalty programme
  • 10% additional discount for Privilege Club members on all flights originating from India, if booked via Qatar Airways platform
  • Low forex markup fee of 1.5%
  • 2 complimentary meet and greet services per year at leading international airports
  • 2 international lounge visits every quarter with complimentary Priority Pass membership
  • 2 complimentary domestic airport lounge visits every quarter

IndusInd Bank Avios Visa Infinite is a super-premium credit card designed for frequent travellers. Unlike other co-branded travel credit cards, this card offers benefits on two airlines-Qatar Airways and British Airways. Cardholders can choose their preferred airline partner and earn accelerated rewards and benefits accordingly. Additionally, cardholders can select their preferred travel destination from regions like North & South America, Europe, Asia, Africa, and Australia to earn accelerated reward points. Overall, this credit card is an excellent choice for frequent travellers who prefer flying with Qatar Airways or British Airways and plan their trips in advance to maximize benefits at select locations.

2. IndusInd Bank Legend Credit Card

IndusInd Bank Legend Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

  • 2 reward points for every Rs. 100 spent on weekends
  • 1 reward point for every Rs. 100 spent on weekdays
  • 1 reward point for every Rs. 100 spent on medical, automobiles & telecom transactions
  • 3,000 bonus reward points on spending Rs. 5 Lakh in a year
  • Buy 1 Get 1 offer on BookMyShow
  • Low forex markup fee of 1.8%
  • Complimentary Priority Pass membership with access to 600+ airport lounges

IndusInd Legend Credit Card is a rewards and travel-focused card that offers accelerated benefits on weekend spends. With this card, cardholders can earn a base reward rate even on usually excluded categories, such as utility bills, insurance payments, education expenses, and more. Additionally, the card offers a good reward redemption value when redeeming points for airmiles, at a value of 100 reward points = 100 miles. This credit card is an excellent choice if you prefer shopping on weekends, as it offers 2X rewards on weekend spends. Another great feature is that reward points never expire, allowing you to redeem them until your card is active.

3. EazyDiner IndusInd Bank Credit Card

EazyDiner IndusInd Bank Credit Card

Joining Fee: Rs. 1,999
Annual Fee: Rs. 1,999

Key Features & Benefits:

  • 10 reward points on every Rs. 100 spent on dining, shopping & entertainment
  • 3X EazyPoints on all spends
  • Complimentary 12-month EazyDiner Prime Membership worth Rs. 2,495
  • Extra 25% discount up to Rs. 1,000 on dining out and take-away at partner restaurants on paying via PayEazy
  • Complimentary alcoholic beverage on dining at select restaurants
  • 2,000 EazyPoints as welcome bonus
  • 4 reward points per Rs. 100 spent across other categories
  • Postcard Hotel stay voucher worth Rs. 5,000

EazyDiner IndusInd Bank Credit Card is a co-branded dining credit card designed for individuals who frequently dine out. Cardholders can earn up to 50% discount on dining bills through a complimentary EazyDiner Prime Membership. In addition to this, cardholders can earn reward points and redeem them against bill payments at partner restaurants, allowing them to save on dining spends. The card also offers benefits on travel, entertainment, and more. If you frequently dine out and want to maximize savings on restaurant bills, this card is an excellent choice. However, if you are looking for a low annual fee card, you can consider the base variant - EazyDiner IndusInd Bank Platinum Credit Card.

4. IndusInd Platinum Aura Edge Credit Card

IndusInd Bank Platinum Aura Edge Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

  • 4 saving points per Rs. 100 spent at departmental stores, grocery, restaurants or hotels
  • 2.5 saving points per Rs. 100 spent on airline tickets
  • 2 saving points per Rs. 100 spent at consumer durables & electronics, or departmental stores, bars & pubs
  • 1.5 saving points per Rs. 100 spent on books, restaurant bills, medical bills, car rentals, rail tickets or movie tickets
  • 1.4 saving points on cellphone, electricity and insurance premium
  • 0.5 saving points per Rs. 100 spent on all other categories

With IndusInd Bank Platinum Aura Edge Credit Card, cardholders can choose their own reward points program based on their spending patterns. They can choose from four plans-Shop, Home, Party, and Travel—each with a unique rewards structure tailored to different spending categories. Cardholders can earn accelerated rewards on everyday expenses, including groceries, dining, departmental stores, and more, making it a suitable option for daily spends. If you're looking for a credit card that offers reward points on most of your purchases but prefer not to pay an annual fee, this card can be a great choice.

5. IndusInd Bank Platinum Credit Card

IndusInd Bank Platinum Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

  • 5 reward points for every Rs. 150 spent
  • 1 RP = Re. 0.40 against cash credit redemption
  • 1 RP = Re. 0.60 for non-cash redemption, except for Airmiles
  • Luxe gift card and vouchers of top brands, including The Postcard Hotel, Montblanc, Amazon, Flipkart, Apollo Pharmacy, Uber, Ola, Pantaloons, Bata, and more after the payment of joining fee

IndusInd Bank Platinum Credit Card is an entry-level credit card available in Visa and RuPay variants. It is a rewards-focused card, allowing you to earn reward points on all transactions and redeem them across multiple categories, such as cash credit, air miles, and products & vouchers from the rewards catalogue. Apart from rewards, this credit card primarily offers complimentary vouchers as a welcome benefit. Consumers looking for a basic entry-level credit card with general rewards can consider this option. However, if you are looking for a card with accelerated benefits on specific categories like travel, online shopping, or dining, this may not be the best choice.

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