Download AppWin Assured Cashback
Paisabazaar Logo - Compare loans and credit cards

RuPay Select Credit Cards

RuPay Select Credit Cards are designed to enhance your lifestyle with varied privileges, including complimentary domestic and international airport lounge access, 24x7 concierge assistance, and comprehensive insurance coverage. These cards combine travel and dining rewards with seamless UPI payment compatibility, letting you earn value-back on everyday transactions effortlessly.
cc-freeAirport Lounge Access
with every credit card
cc-illustration
Get apb-pass-chipwith Every Card

Choose a Card Matching
Your Lifestyle

Best RuPay Select Credit Cards in India

filter-icon

Filters

Shopping

Cashback

Up to 10% cashback on card spends's IconUp to 10% cashback on card spends

Up to 10 free lounge visits per year globally's IconUp to 10 free lounge visits per year globally

Discount offers on popular online platforms's IconDiscount offers on popular online platforms

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

Read More

Compare

*Terms & Conditions

Shopping

Rewards

Benefits on Reliance Group brands's IconBenefits on Reliance Group brands

Up to 10 reward points on every Rs. 100 spent's IconUp to 10 reward points on every Rs. 100 spent

Up to 8 lounge access every year's IconUp to 8 lounge access every year

Joining Fee IconJoining Fee: ₹2,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹2,999+ Taxes

Read More

Compare

*Terms & Conditions

Shopping

Save up to 10% on Tata Neu Spends's IconSave up to 10% on Tata Neu Spends

Up to 5% value-back on other spends's IconUp to 5% value-back on other spends

Complimentary lounge access worldwide's IconComplimentary lounge access worldwide

Joining Fee IconJoining Fee: ₹1,499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,499+ Taxes

Read More

Compare

*Terms & Conditions

Rewards

Fuel

Welcome benefits up to Rs. 2,500's IconWelcome benefits up to Rs. 2,500

Up to 6.5% savings on fuel spends's IconUp to 6.5% savings on fuel spends

Up to 4 domestic airport lounge visits per year's IconUp to 4 domestic airport lounge visits per year

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

Read More

Compare

*Terms & Conditions

Kotak Cashback+ Credit Card

Kotak Cashback+ Credit Card

Dining

Cashback

Fuel

5% cashback on Grocery & Entertainment's Icon5% cashback on Grocery & Entertainment

5% cashback on online food delivery's Icon5% cashback on online food delivery

3% cashback across all fuel spends's Icon3% cashback across all fuel spends

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹750+ Taxes

Read More

Compare

*Terms & Conditions

Travel

Rewards

Up to 2.5% savings on IRCTC spends's IconUp to 2.5% savings on IRCTC spends

Up to 2,000 bonus reward points per year's IconUp to 2,000 bonus reward points per year

Up to 8 railway lounge visits per year's IconUp to 8 railway lounge visits per year

Joining Fee IconJoining Fee: ₹500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹500+ Taxes

Read More

Compare

*Terms & Conditions

FD-backed

Cashback

Cashback of up to Rs. 18,000 annually's IconCashback of up to Rs. 18,000 annually

Up to 5% cashback on online spends's IconUp to 5% cashback on online spends

1% back on UPI spends via IDFC FIRST app's Icon1% back on UPI spends via IDFC FIRST app

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,000+ Taxes

Read More

Compare

*Terms & Conditions

SBI Card ELITE

SBI Card ELITE

Lounge Access

Movies

Rewards

Movie tickets worth Rs. 6,000 every year's IconMovie tickets worth Rs. 6,000 every year

Up to 50,000 bonus reward points annually's IconUp to 50,000 bonus reward points annually

Vouchers worth Rs. 5,000 on card activation's IconVouchers worth Rs. 5,000 on card activation

Joining Fee IconJoining Fee: ₹4,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹4,999+ Taxes

Read More

Compare

*Terms & Conditions

Rewards

Up to 10% value-back on card spends's IconUp to 10% value-back on card spends

Up to 8 domestic lounge visits per year's IconUp to 8 domestic lounge visits per year

Fee waived on Rs. 2 lakh annual spends's IconFee waived on Rs. 2 lakh annual spends

Joining Fee IconJoining Fee: ₹999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹999+ Taxes

Read More

Compare

*Terms & Conditions

Travel

Up to 21 BluChips per Rs. 100 on IndiGo spends's IconUp to 21 BluChips per Rs. 100 on IndiGo spends

BluChip vouchers worth up to Rs. 16,000 every year's IconBluChip vouchers worth up to Rs. 16,000 every year

Up to 8 domestic lounge visits per year's IconUp to 8 domestic lounge visits per year

Joining Fee IconJoining Fee: ₹3,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹3,000+ Taxes

Read More

Compare

*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare India’s best credit cards

Compare India’s best credit cards

See cards from top Banks & issuers

Icon image of Choose card matching your lifestyle

Choose card matching your lifestyle

Wide choice of 100+ credit cards

Icon image of Pre-qualified offers, zero docs

Pre-qualified offers, zero docs

Offers ranked according to eligibility

4.5/5

15.8L Reviews

6Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

About RuPay Select Credit Cards

RuPay Select Credit Cards can be considered as an upgraded variant of the RuPay Platinum card type, with a more affluent customer base as its target. These come with hand-picked benefits to enable an elevated lifestyle with convenience through exclusive offers and discounts on popular merchants and spending categories. In addition, similar to other RuPay credit cards, these also come with UPI facility, and give seamless payment experience for online, offline and UPI transactions. Given below are their features and benefits, with the list of top RuPay Select cards for different spending needs.

Features and Benefits of RuPay Select Credit Cards

UPI Compatibility

All RuPay Credit Cards allow you to make UPI transactions using credit by linking them to any UPI app of choice. This compatibility is not offered by any of the Visa or Mastercard credit card variants.

Wide Acceptance

These credit cards come with an expansive network of merchants, POS and ATMs where you can use them to make payments. Furthermore, international acceptance is also available for such cards, along with support for contactless transactions.

Airport Lounge Access

RuPay Select Credit Cards offer a notable number of complimentary domestic as well as international airport lounge access to the cardholders, thus making the airport experience more convenient.

24×7 Concierge Services

Customers with RuPay Select Credit Cards get access to 24×7 concierge services through which a dedicated assistance is provided for their lifestyle needs.

Rewards and Lifestyle Benefits

Cardholders can earn good value-back on their card spends in the form of rewards or cashback, though the savings vary by the card type. Moreover, RuPay Select cards also offer a wide range of lifestyle benefits, including dining discounts, shopping offers, free movie tickets, etc.

Insurance Cover

RuPay Select cards also come with extensive travel-related insurance coverage with personal accident cover worth up to Rs. 10 lakh, air accident cover worth up to Rs. 20 lakh and insurance cover of up to Rs. 20,000 for any baggage loss.

Business Services

MSMEs with RuPay Select cards can also avail business services and benefits worth more than Rs. 1 lakh which can enable an efficient and enhanced digital transformation journey.

Best RuPay Select Credit Cards for Shopping

Reliance SBI Card PRIMEBrush

Reliance SBI Card PRIME

Joining Fee: ₹ 2999

Shopping

Shopping

Rewards

Rewards

  • 10 Reward Points per Rs. 100 spent at Reliance Retail Stores
  • Reliance Retail vouchers of up to Rs. 14,999 on joining
Read More
Check Eligibility
Shopping

Shopping

  • Up to 10% value-back on Tata Neu spends
  • 8 domestic and 4 international Priority Pass lounge access per year
Read More
Check Eligibility
HDFC Millennia Credit CardBrush

HDFC Millennia Credit Card

Joining Fee: ₹ 1000

Cashback

Cashback

Online Shopping

Online Shopping

  • 5% cashback on Amazon, BookMyShow, Flipkart, Myntra, Zomato & more
  • 1% cashback on spends at other categories
Read More
Check Eligibility
Shopping

Shopping

Cashback

Cashback

  • 10% cashback on dining, grocery and food delivery spends
  • 8 domestic and 2 international airport lounge visits per year
Read More
Check Eligibility
Rewards

Rewards

  • Up to 10% reward on spends with up to 1:1 redemption ratio
  • Up to 8 complimentary domestic lounge visits per year
Read More
Check Eligibility
FD-backed

FD-backed

Cashback

Cashback

  • Up to 5% cashback on online spends and zero forex markup fee
  • Additional 1% back on travel & 1% on UPI spends on IDFC FIRST Bank app
Read More
Check Eligibility

Why Should You Choose RuPay Select Credit Cards

RuPay Select Credit Cards can be suitable for you if:

  • You travel frequently and wish to avail free airport lounge access, travel insurance covers and other travel benefits
  • You value the assistance provided by the complimentary concierge services offered with the credit cards
  • UPI compatibility is important for you along with elite lifestyle benefits and experiences

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

Compare RuPay Select Credit Cards

icon image of Kotak Cashback+ Credit CardBrush

Kotak Cashback+ Credit Card

Joining Fee: ₹ 0 onwards

bulletDining
bulletCashback
bulletFuel
Vs
icon image of HPCL FIRST Power Credit Card by IDFC FIRST BankBrush

HPCL FIRST Power Credit Card by IDFC FIRST Bank

Joining Fee: ₹ 199 onwards

bulletRewards
bulletFuel
icon image of Reliance SBI Card PRIMEBrush

Reliance SBI Card PRIME

Joining Fee: ₹ 2999 onwards

bulletShopping
bulletRewards
Vs
icon image of Tata Neu Infinity HDFC Bank Credit CardBrush

Tata Neu Infinity HDFC Bank Credit Card

Joining Fee: ₹ 1499 onwards

bulletShopping
icon image of FIRST EARN Credit Card by IDFC FIRST BankBrush

FIRST EARN Credit Card by IDFC FIRST Bank

Joining Fee: ₹ 0 onwards

bulletFD-backed
bulletMovies
bulletCashback
Vs
icon image of Quantum+ Credit Card by IDFC FIRST BankBrush

Quantum+ Credit Card by IDFC FIRST Bank

Joining Fee: ₹ 0 onwards

bulletFD-backed
bulletCashback
icon image of HSBC RuPay Cashback Credit CardBrush

HSBC RuPay Cashback Credit Card

Joining Fee: ₹ 499 onwards

bulletShopping
bulletCashback
Vs
icon image of HDFC Millennia Credit CardBrush

HDFC Millennia Credit Card

Joining Fee: ₹ 1000 onwards

bulletCashback
bulletOnline Shopping

FAQs

What are the different types of RuPay Credit Cards?

RuPay Credit Cards comes in three main types or tiers where RuPay Platinum is the base or entry-level tier, followed by an upgraded mid-tier variant called RuPay Select that offers lifestyle, wellness and travel privileges, and the third super-premium tier of RuPay EKAA credit cards which are designed for high net-worth individuals.

Is RuPay Select better than RuPay Platinum?

Yes, RuPay Select is an upgraded variant compared to RuPay Platinum. While RuPay Platinum provides basic features and entry-level benefits, RuPay Select offers higher-value lifestyle benefits, such as complimentary domestic and international airport lounge visits, 24x7 concierge services, and higher insurance coverage.

Can I link a RuPay Select Credit Card to UPI apps like Google Pay, PhonePe, and Paytm?

Yes, all RuPay Select Credit Cards can be linked to UPI apps, including Google Pay, PhonePe, Paytm, BHIM, etc. You can link your RuPay credit card to UPI and use it to make seamless UPI credit card payments to merchants.

Do RuPay Select Credit Cards offer complimentary airport lounge access?

Yes, RuPay Select Credit Cards offer complimentary domestic and international airport lounge access, depending on the specific issuing bank and card variant.

Can I use a RuPay Select Credit Card for international transactions?

Yes, RuPay Select Credit Cards can be used for international transactions. They are accepted globally for online as well as POS transactions. However, a forex markup fee may apply depending on the card and issuer.

Is there an annual fee for RuPay Select Credit Cards?

Annual fees of the credit cards vary by card issuer. Most RuPay Select Credit Cards charge an annual fee that can generally be waived on reaching a specified annual spending thresholds, while a few of these cards are also available as lifetime free cards.

Credit Card Articles

View All Articlesarrow right
quotes icon

What our customers say

Great Lounge Access Benefit

I applied for a credit card through Paisabazaar and got free lounge access with PB Pass. I recently used the lounge while travelling and it was a really good experience. Didn’t expect this extra benefit, so quite happy with it.

icon image of avatar
Anubhav JainAug 9, 2026

Excellent Experience with PB Pass

I recently applied for a credit card through Paisabazaar and got free domestic airport lounge access with the Paisabazaar PB Pass. The experience was smooth, and the complimentary lounge access was a great added benefit. It made my airport experience much more comfortable. Overall, I’m happy with the offer and the service from Paisabazaar.

icon image of avatar
Harshita NegiAug 9, 2026

Very helpful throughout the entire card process

I would like to take a moment to express my sincere appreciation for your executive, Miss Dolly (E-Code: EW29983).She has been extremely helpful and supportive throughout my credit card process. She went out of her way to assist me and guided me very clearly at every step. Her professionalism, positive attitude, and strong work ethics truly stood out. I am especially impressed by her intelligence and the way she handled all my queries with patience and clarity.

icon image of avatar
Nisha NangiaApr 3, 2026

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

icon image of avatar
Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

icon image of avatar
Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

icon image of avatar
Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

icon image of avatar
Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

icon image of avatar
Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

icon image of avatar
Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

icon image of avatar
Rohit SinhaMay 13, 2025
View All Testimonials
Scroll to top
Lepakshi Phogat profile
Written ByLinkedIn icon
Lepakshi Phogat
Rupanshi Thapa profile
Reviewed ByLinkedIn icon
Rupanshi Thapa
Disclaimer

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers