BOBCARD offers lifetime free credit cards with no joining fee and annual fee, subject to applicable terms and eligibility. These cards offer benefits such as reward points, travel privileges, lounge access, fuel surcharge waiver, and category-based rewards. Different variants are designed for spending needs like travel, shopping, dining, online transactions, and everyday expenses, allowing consumers to choose based on their requirements.
BOBCARD Lifetime Free Credit Card
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About BOBCARD Lifetime Free Credit Card
Top BOBCARD Lifetime Free Credit Cards

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Travel
Dining
Rewards
5X rewards on travel spends
5X rewards on dining spends
Up to Rs. 3,000 annual savings on fuel
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Travel
Lounge Access
Lifetime Free
Up to 20% rewards on travel spends
Zero forex markup on international spends
Unlimited domestic airport lounge access
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Rewards
Up to 10X bonus rewards on travel spends
Fee waived on Rs. 35,000 annual spends
Up to 5X rewards on movie ticket spends
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Rewards
Up to 10X extra rewards on travel spends
5X rewards on dining & online spends
Fee waived on Rs. 70,000 annual spends
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FD-backed
Rewards
2 points per Rs. 100 spent
Lifetime free credit card
Save up to Rs. 3,000 p.a.
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Features and Benefits of BOBCARD Lifetime Free Credit Cards
Some of the features and benefits of BOBCARD Lifetime Free Credit Cards are mentioned below:
1. BOBCARD Premier
Joining Fee: Nil
Annual Fee: Nil
Key Features and Benefits:
2. BOBCARD Scapia Credit Card
Joining Fee: Nil
Annual Fee: Nil
Key Features and Benefits:
3. BOBCARD Easy Credit Card
Joining Fee: Nil*
Annual Fee: Nil*
Key Features and Benefits:
*Limited-time offer for new BOBCARD customers
4. BOBCARD Select
Joining Fee: Nil**
Annual Fee: Nil**
Key Features and Benefits:
**Limited period offer for new to BOBCARD customers
5. BOBCARD Prime
Joining Fee: Nil
Annual Fee: Nil
Key Features and Benefits:
Other BOBCARD Lifetime Free Credit Card
| Card Name | Annual/Joining Fee | Key Features and Benefits |
|---|---|---|
| Indian Coast Guard Rakshamah BOBCARD | Nil |
|
| Indian Army YODDHA BOBCARD | Nil |
|
| Nil |
|
|
| ICAI Exclusive BOBCARD | Nil |
|
| Nil |
|
Looking for more options? Explore the credit card that best matches your spending needs and lifestyle.
Why Choose BOBCARD Lifetime Free Credit Card?
How to Apply for a BOBCARD Lifetime Free Credit Card via Paisabazaar
Steps to apply for the BOBCARD Lifetime Free Credit Card via Paisabazaar are mentioned below:
Explore Other Banks’ Lifetime Free Credit Card Offers
How to Apply for a Credit Card Online?
Step 1: Enter your mobile number
Step 2: Enter OTP to verify your mobile number
Step 3: Explore pre-qualified credit card offers from top issuers
Step 4: Select your preferred card and complete the digital application

How to Apply for a Credit Card Online?
Step 1: Enter your mobile number
Step 2: Enter OTP to verify your mobile number
Step 3: Explore pre-qualified credit card offers from top issuers
Step 4: Select your preferred card and complete the digital application

FAQs
What is a BOBCARD Lifetime Free Credit Card?
A BOBCARD Lifetime Free Credit Card is a card variant that does not charge joining fees or annual fees, subject to the applicable card terms and eligibility criteria. These cards allow customers to access credit card benefits such as reward points, travel benefits, and lifestyle offers without recurring annual charges.
Which BOBCARD Lifetime Free Credit Cards are available?
BOBCARD offers multiple lifetime-free credit card options with different benefits. Some popular variants include BOBCARD Premier, BOBCARD Scapia Credit Card, BOBCARD Easy Credit Card, BOBCARD Select, BOBCARD Prime, Indian Army YODDHA BOBCARD, Indian Coast Guard Rakshamah BOBCARD, BoB Vikram Credit Card, ICAI Exclusive BOBCARD, and ICSI DIAMOND.
What benefits can I get with BOBCARD Lifetime Free Credit Cards?
The benefits depend on the card variant selected. For example, BOBCARD Premier offers up to 20 reward points per Rs. 100 spent on hotel bookings, while BOBCARD Scapia Credit Card provides travel-related rewards, zero forex markup fee, and complimentary domestic airport lounge access on meeting the required spending criteria. Other cards offer rewards on categories such as dining, shopping, movies, utility payments, and online transactions.
Do BOBCARD Lifetime Free Credit Cards offer reward points?
Yes, most BOBCARD lifetime-free cards offer reward points on eligible spends. The reward rate varies by card. For instance, BOBCARD Prime offers 2 reward points per Rs. 100 spent across categories, while BOBCARD Easy Credit Card provides up to 10 reward points per Rs. 100 spent on hotel bookings and 4 reward points per Rs. 100 spent on flights.
Are there any spending requirements for availing benefits on BOBCARD Lifetime Free Credit Cards?
Some benefits may require meeting specific spending conditions. For example, BOBCARD Premier provides one complimentary domestic airport lounge visit per quarter after spending Rs. 20,000 in the previous quarter. Similarly, BOBCARD Scapia Credit Card offers unlimited domestic airport lounge access after achieving a monthly spend of Rs. 20,000.
How can I apply for a BOBCARD Lifetime Free Credit Card?
Customers can apply online by checking available BOBCARD lifetime-free credit card offers, entering basic personal details, verifying their mobile number through OTP, providing required income and employment information, and selecting a suitable card variant based on eligibility and requirements.
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