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BOBCARD Lifetime Free Credit Card

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About BOBCARD Lifetime Free Credit Card

BOBCARD offers lifetime free credit cards with no joining fee and annual fee, subject to applicable terms and eligibility. These cards offer benefits such as reward points, travel privileges, lounge access, fuel surcharge waiver, and category-based rewards. Different variants are designed for spending needs like travel, shopping, dining, online transactions, and everyday expenses, allowing consumers to choose based on their requirements.

Top BOBCARD Lifetime Free Credit Cards

Travel

Dining

Rewards

Joining fee Lifetime Free|Renewal Fee Lifetime Free

5X rewards on travel spends

5X rewards on dining spends

Up to Rs. 3,000 annual savings on fuel

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Travel

Lounge Access

Lifetime Free

Joining fee Lifetime Free|Renewal Fee Lifetime Free

Up to 20% rewards on travel spends

Zero forex markup on international spends

Unlimited domestic airport lounge access

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Rewards

Joining fee Lifetime Free|Renewal Fee Lifetime Free

Up to 10X bonus rewards on travel spends

Fee waived on Rs. 35,000 annual spends

Up to 5X rewards on movie ticket spends

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Rewards

Joining fee Lifetime Free|Renewal Fee Lifetime Free

Up to 10X extra rewards on travel spends

5X rewards on dining & online spends

Fee waived on Rs. 70,000 annual spends

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FD-backed

Rewards

Joining fee Lifetime Free|Renewal Fee Lifetime Free

2 points per Rs. 100 spent

Lifetime free credit card

Save up to Rs. 3,000 p.a.

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Features and Benefits of BOBCARD Lifetime Free Credit Cards

Some of the features and benefits of BOBCARD Lifetime Free Credit Cards are mentioned below:

1. BOBCARD Premier

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits: 

  • 10 reward points per Rs. 100 spent on travel, dining & international spends
  • 8 reward points per Rs. 100 spent on flight bookings
  • 20 reward points per Rs. 100 spent on hotel bookings 
  • 2 reward points per Rs. 100 spent on other spends
  • 1 free domestic lounge visit every quarter on spending Rs. 20,000 in the previous quarter

2. BOBCARD Scapia Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits: 

  • 20% Rewards on travel spends made on Scapia app
  • 10% Rewards on all spends worth Rs. 20 and above made via Visa variant
  • 5% Rewards on all spends, including UPI transactions, worth Rs. 500 or above made via RuPay variant
  • Zero forex markup fee
  • Unlimited complimentary domestic airport lounge access on reaching Rs. 20,000 monthly spend

3. BOBCARD Easy Credit Card

Joining Fee: Nil*
Annual Fee: Nil*

Key Features and Benefits: 

  • 4 Reward points on every Rs. 100 spent on flights 
  • 10 Reward points on every Rs. 100 spent on hotels 
  • 5 Reward points on every Rs. 100 spent on movies and at departmental stores
  • 1 Reward point on every Rs. 100 spent on other categories
  • 500 Reward points on Rs. 5,000 spent within 60 days of card activation

*Limited-time offer for new BOBCARD customers

4. BOBCARD Select

Joining Fee: Nil**
Annual Fee: Nil**

Key Features and Benefits: 

  • 10 extra Reward points on every Rs. 100 spent on hotel bookings
  • 4 extra Reward points on every Rs. 100 spent on flight bookings
  • 5 Reward points on every Rs. 100 spent on dining and online spends
  • 1 Reward point on every Rs. 100 spent on other categories
  • 500 Reward points on spending Rs. 5,000 within 60 days of card activation

**Limited period offer for new to BOBCARD customers 

5. BOBCARD Prime

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits: 

  • 2 reward points per Rs. 100 spent on all categories
  • Redeem the accumulated reward at a value of 1 Reward Point = Rs. 0.20
  • 500 reward points on min. spend of Rs. 5,000 within 60 days of card issuance
  • 1% fuel surcharge waiver on fuel spends between Rs. 400 to Rs. 5,000

Other BOBCARD Lifetime Free Credit Card

Card Name Annual/Joining Fee Key Features and Benefits
Indian Coast Guard Rakshamah BOBCARD Nil
  • 10 Reward Points per Rs. 100 spend on departmental store
  • 2 Reward Points per Rs. 100 spend on other categories
Indian Army YODDHA BOBCARD Nil
  • 10 Reward Points per Rs. 100 spend on departmental store
  • 2 Reward Points per Rs. 100 spend on other categories

BOBCARD Vikram Credit Card

Nil
  • 5 Reward Points per Rs. 100 spend on movies and departmental store
  • 1 Reward Point per Rs. 100 spend on other categories
ICAI Exclusive BOBCARD Nil
  • 5 Reward Points per Rs. 100 spend on dining, online and utility bills
  • 12 complimentary domestic airport lounge access per year

ICSI Diamond Credit Card by BOBCARD

Nil
  • 5 Reward Points per Rs. 100 spent on dining, online and utility bills
  • Low forex markup fee of 2%

Looking for more options? Explore the credit card that best matches your spending needs and lifestyle.

Why Choose BOBCARD Lifetime Free Credit Card?

  • No Annual Fee: Credit card benefits without paying any lifetime annual charges, subject to applicable terms and eligibility.
  • Cost-Effective Option: A suitable choice for customers who want a credit card without recurring maintenance costs.
  • Reward Benefits: Earn reward points on eligible transactions and redeem them for various benefits.
  • Convenient Payment Options: Access flexible payment facilities, including EMI conversion options for eligible purchases.
  • Exclusive Offers: Get access to partner discounts, special deals, and promotional offers.
  • Wide Acceptance: Use the card for online and offline purchases at multiple locations worldwide.

How to Apply for a BOBCARD Lifetime Free Credit Card via Paisabazaar

Steps to apply for the BOBCARD Lifetime Free Credit Card via Paisabazaar are mentioned below:

  • Download and login Paisabazaar app on your device
  • Visit the credit card section and explore available BOBCARD lifetime-free credit card offers.
  • Enter basic details such as your name and mobile number to begin the application process. 
  • Verify your mobile number through OTP to check available pre-qualified credit card offers. 
  • Enter personal and financial information including employment type, income details, and other required details.
  • Compare available BOBCARD options and select the Lifetime Free Credit Card that matches your requirements
  • Submit the application online by filling in the required information and confirming your selection.

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

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FAQs

What is a BOBCARD Lifetime Free Credit Card?

A BOBCARD Lifetime Free Credit Card is a card variant that does not charge joining fees or annual fees, subject to the applicable card terms and eligibility criteria. These cards allow customers to access credit card benefits such as reward points, travel benefits, and lifestyle offers without recurring annual charges.

Which BOBCARD Lifetime Free Credit Cards are available?

BOBCARD offers multiple lifetime-free credit card options with different benefits. Some popular variants include BOBCARD Premier, BOBCARD Scapia Credit Card, BOBCARD Easy Credit Card, BOBCARD Select, BOBCARD Prime, Indian Army YODDHA BOBCARD, Indian Coast Guard Rakshamah BOBCARD, BoB Vikram Credit Card, ICAI Exclusive BOBCARD, and ICSI DIAMOND.

What benefits can I get with BOBCARD Lifetime Free Credit Cards?

The benefits depend on the card variant selected. For example, BOBCARD Premier offers up to 20 reward points per Rs. 100 spent on hotel bookings, while BOBCARD Scapia Credit Card provides travel-related rewards, zero forex markup fee, and complimentary domestic airport lounge access on meeting the required spending criteria. Other cards offer rewards on categories such as dining, shopping, movies, utility payments, and online transactions.

Do BOBCARD Lifetime Free Credit Cards offer reward points?

Yes, most BOBCARD lifetime-free cards offer reward points on eligible spends. The reward rate varies by card. For instance, BOBCARD Prime offers 2 reward points per Rs. 100 spent across categories, while BOBCARD Easy Credit Card provides up to 10 reward points per Rs. 100 spent on hotel bookings and 4 reward points per Rs. 100 spent on flights.

Are there any spending requirements for availing benefits on BOBCARD Lifetime Free Credit Cards?

Some benefits may require meeting specific spending conditions. For example, BOBCARD Premier provides one complimentary domestic airport lounge visit per quarter after spending Rs. 20,000 in the previous quarter. Similarly, BOBCARD Scapia Credit Card offers unlimited domestic airport lounge access after achieving a monthly spend of Rs. 20,000.

How can I apply for a BOBCARD Lifetime Free Credit Card?

Customers can apply online by checking available BOBCARD lifetime-free credit card offers, entering basic personal details, verifying their mobile number through OTP, providing required income and employment information, and selecting a suitable card variant based on eligibility and requirements.

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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