SBI Lifetime Free Credit Cards

SBI offers a range of credit cards to suit different lifestyle needs and spending habits. Whether you’re looking for rewards, cashback, travel perks, or lifestyle benefits, there’s an SBI credit card designed for you. You can compare the best SBI credit cards on Paisabazaar to find the one that suits you perfectly.

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About SBI Lifetime Free Credit Cards

SBI Credit Cards offer a range of options designed to suit different spending needs and lifestyle preferences. While SBI Card does not provide any lifetime free credit cards, their cards come with benefits such as reward points, cashback on select spends, fuel surcharge waivers, and secure contactless payments. Cardholders can also avail perks on online transactions and shopping, making these cards useful for everyday spending. Here are some of the popular SBI credit cards with low joining and annual fees mentioned below:

Features and Benefits of SBI Credit Card

Since SBI Card does not currently offer any lifetime-free credit card, here is the list of the best entry-level SBI cards with low annual fee:

Flipkart SBI Card

Annual Fee: Rs. 500 + Applicable Taxes
Joining Fee: Nil

Key Features and Benefits:

7.5% cashback, up to Rs. 4,000 on spends at Myntra every quarter
5% cashback on spends at Flipkart & Cleartrip, capped at Rs. 4,000 each every quarter
4% cashback on spends at partner merchants, like Netmeds, Zomato & more, up to Rs. 4,000 per quarter
1% unlimited cashback on other categories

Tata Neu Plus SBI Card

Annual Fee: Rs. 500 + Applicable Taxes
Joining Fee: Nil

Key Features and Benefits

2% value-back as NeuCoins on spends at Tata Neu App/Website and partner Tata Brands
Additional 5% value-back as NeuCoins on select category spends through Tata Neu App/Website
1% value-back as NeuCoins on other categories
4 complimentary domestic airport lounge visits yearly

SBI SimplyCLICK Credit Card

Annual Fee: Rs. 499 + Applicable Taxes
Joining Fee: Rs. 499 + Applicable Taxes

Key Features and Benefits

10 reward points per Rs. 100 spent on partner brands including BookMyShow, Apollo24X7, Dominos, IGP, Myntra, Yatra, Netmeds and Cleartrip
5 reward points per Rs. 100 spent on other online purchases
Amazon gift voucher worth Rs. 500 as renewal benefit

SBI SimplySAVE Credit Card

Annual Fee: Rs. 499 + Applicable Taxes
Joining Fee: Rs. 499 + Applicable Taxes

Key Features and Benefits

10 reward points per Rs. 150 spent on dining, movies, grocery and departmental store spends
1 reward point on every Rs. 150 spent on other categories
2,000 reward points on spending Rs. 2,000 within 60 days of credit card activation

BPCL SBI Card

Annual Fee: Rs. 499 + Applicable Taxes
Joining Fee: Rs. 499 + Applicable Taxes

Key Features and Benefits

13 Reward points on every Rs. 100 spent on fuel spends at BPCL petrol pumps
5 Reward points on every Rs. 100 spent on groceries, departmental stores, dining and movies
1 Reward point on every Rs. 100 spent on other retail spends

IRCTC SBI Platinum Credit Card

Annual Fee: Rs. 500 + Applicable Taxes
Joining Fee: Rs. 500 + Applicable Taxes

Key Features and Benefits

10% value-back, via reward points, upon booking AC1, AC2, AC3, Executive Chair Car and Chair Car tickets through IRCTC website
Waiver of 1% transaction charges on railway ticket bookings
4 complimentary railway lounge visits yearly
1 reward point per Rs. 125 spent including railway ticket purchases done via IRCTC website or mobile application

SBI Credit Card: Eligibility Criteria

Below mentioned are the basic eligibility criteria to apply for SBI Credit Card:

Resident: Indian
Min. Age Requirement: 18 years
Max. Age Requirement: 70 years

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit card purpose and credit card amount

Step 5: Compare offers and apply for the best-suited credit card

Apply Now

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit card purpose and credit card amount

Step 5: Compare offers and apply for the best-suited credit card

Apply Now

FAQs

What are the low annual fee SBI credit cards available?

SBI offers several low annual fee credit cards, including Flipkart SBI Card (Rs. 500), Tata Neu Plus SBI Card (Rs. 500), SBI SimplyCLICK and SimplySAVE Cards (Rs. 499 each), BPCL SBI Card (Rs. 499), and IRCTC SBI Platinum Card (Rs. 500), providing rewards, cashback, and lifestyle benefits.

What are the basic eligibility criteria for SBI credit cards?

To apply for an SBI credit card, applicants must be Indian residents aged 18–70 years, have a stable income, and maintain a good credit score. Eligibility may vary by card type, with entry-level cards generally easier to obtain.

Which SBI credit card is lifetime free?

Currently, SBI Card does not offer any lifetime-free credit card. However, some cards come with zero joining fee or may be offered free of charge under some limited time offer. You can also opt for an SBI credit card that is effectively free through its welcome and fee waiver benefits.

How do I know if my SBI credit card is lifetime free?

You can get this information from the card’s webpage on the official SBI Card website, from SBI Card MITC document, or even from the card details shared with you during the issuance. You can also contact credit card customer care for such details.

What is the eligibility for SBI lifetime free credit card?

Generally, lifetime free or low annual fee credit cards are entry-level which come with basic eligibility criteria. This can include that the applicant must be within the age bracket of 18 to 70 years, have a decent credit score, and be salaried or self-employed with a stable income. Further eligibility can vary as per the card variant and the card provider’s internal policies.