Canara Bank RuPay Credit Cards

Canara Bank offers the following RuPay Credit Card variants:

Give below are the features and benefits of the top lifetime free RuPay credit cards offered by Canara Bank:

1. Canara Bank RuPay Select Credit Card

Joining/Annual Fee: Nil

Canara Bank RuPay Select Credit Card is a premium variant offering rewards, travel privileges, such as complimentary airport lounge visits and other additional benefits. Some of the key features and benefits are as follows:

• Lifetime free credit card
• Up to 50 days of interest-free credit period
• Reward points on eligible PoS and e-commerce transactions
• 2 complimentary domestic airport lounge visits per quarter
• 2 complimentary international airport lounge visits per year
• 24x7 concierge services for assistance with hotel, dining, car rental and international travel arrangements
• Exclusive merchant offers and discounts

2. Canara Bank RuPay Platinum Credit Card

Joining/Annual Fee: Nil

Canara Bank RuPay Platinum Credit Card offers basic credit card facilities along with reward points and select travel benefits. Cardholders can use it for eligible PoS and online transactions, convert eligible purchases into EMIs and access select domestic airport lounges. Below mentioned are some of the key benefits:

• No joining and annual fees
• Up to 50 days of interest-free credit
• Reward points on eligible PoS and e-commerce transactions
• 4 complimentary domestic airport lounge visits per year
• EMI conversion through the Canara ai1 app

Canara Bank also offers a RuPay Platinum and RuPay Select Secured Credit Cards against a fixed deposit. Its eligibility and credit limit conditions differ from those of an unsecured card.

3. Canara Bank RuPay Classic Credit Card

Joining/Annual Fee: Nil

Canara Bank RuPay Classic Credit Card is a basic variant that provides credit card facilities for everyday purchases and payments. Cardholders can earn reward points on every spends. Given below are some of the major features and benefits offered by this Canara Bank Credit Card:

• No joining and annual fees
• Up to 50 days of interest-free credit
• Reward points on eligible PoS and e-commerce transactions
• EMI conversion through the Canara ai1 app
• ATM cash withdrawal and other eligible card services

Below mentioned are the some of the common credit card fees and charges for Canara Bank RuPay credit cards:

Canara Bank assesses credit card applications based on the applicant’s income, repayment capacity, credit profile and other bank requirements. The specific credit card eligibility criteria differ by card variant. The minimum salary required for Canara Bank credit cards for salaried and self-employed applicants is as follows:

• RuPay Select Credit Card: gross annual income of Rs. 10 Lakh
• RuPay Classic Credit Card: gross annual income of Rs. 3 Lakh
• RuPay Platinum Credit Card: gross annual income of Rs. 2 Lakh

Consumers can apply for a Canara Bank RuPay Credit Card by following the below mentioned steps:

1. Compare the Select, Platinum and Classic variants based on their features, fees and eligibility requirements.

2. Review the income and other requirements for the selected card.

3. Visit a Canara Bank branch or use the bank’s available application channel to submit the credit card application.

4. Submit the required identity, address, income and other supporting documents.

5. The bank will assess the application and verify the details provided.

6. If approved, the bank will issue the card, subject to its terms and conditions.

Eligible Canara Bank RuPay Credit Cards can be linked to a supported UPI app to make payments at participating merchants. The general steps are:

1. Open a supported UPI app, such as Canara ai1 or another app that supports RuPay credit cards.

2. Go to the section for managing or adding bank accounts and select the option to add a RuPay Credit Card.

3. Select Canara Bank as the card issuer.

4. Choose the eligible RuPay Credit Card and enter the requested card details, such as the last six digits of the card number and its expiry date.

5. Complete the OTP verification process.

6. Set a UPI PIN for the credit card and confirm the registration.

Once linked, select the RuPay Credit Card as the payment account when making an eligible merchant payment through UPI.

A Canara Bank RuPay Credit Card may be suitable for consumers whose spending and payment preferences align with the features of the selected variant.

• RuPay Select Credit Card: Consumers looking for decent benefits such as airport lounge access, concierge services, rewards and insurance coverage.
• RuPay Platinum Credit Card: Consumers seeking reward points, EMI conversion and select domestic lounge access.
• RuPay Classic Credit Card: Consumers looking for basic credit card benefits, such as reward points and everyday payment convenience.