Central Bank of India World Credit Card

Following are the key features of this credit card:

• Primary cardholders can avail add-on cards to share benefits with their family
• E-statement of credit card usage is delivered to the registered email address
• Users also get to enjoy the auto-debit feature on this credit card
• Customers can call on the 24×7 customer support number to address their grievances
• Online transactions are secured using 3D Secure MasterCard Secure Code which reduces hassles and provides maximum security

Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

The benefits that come with Central Bank of India World Credit Card are:

• Users get a welcome gift voucher from the bank worth Rs. 1,200, which can be used to book flight tickets
• Cardholders can get free access to lounges at select airports of India
• Customers earn 3 rewards point for every Rs. 100 spent domestically and 4 rewards point for every Rs. 100 spent internationally
• The fuel surcharge is waived for transactions between Rs. 400 and Rs. 4,000
• This card provides the following types of insurance:
  • Loss of card – The cardholder is insured up to Rs. 1 lakh per day from the day of reporting till the permissible limit is reached
  • Air Accidental insurance coverage of Rs. 10 lakh is also provided

The Central Bank of India World Credit Card comes with the following fees and charges:

Category	Amount
Credit Card/ Add-on issuance fee	Rs. 500
Credit Card/ Add-on Renewal/Cancellation Fee	Rs. 500
ATM Transaction Fee and Interest Rate	Rs. 100 per withdrawal + 3.50% per month from withdrawal till the date of repayment
Foreign Currency Transaction Fee	3.50%
Auto Debit Dishonour	Rs. 150 per dishonour of auto debit
Late Payment Charge	Rs. 350
Service Charge	3.50% per month on the outstanding amount

To apply for Central Bank of India World Credit Card, the applicant needs to satisfy the following conditions:

• An applicant should be between 18 to 65 years of age
• He/she should be an account holder of the bank
• His/her gross annual income should be above Rs. 5 lakh

Applicants can visit the nearest Central Bank of India branch and contact a Bank official there. The official will guide them through the rest of the process.