Canara Bank Credit Card Statement

Canara Bank Credit Card Statement is a vital financial report which provides insight into the total purchases you have made with your credit card during the last billing cycle. It tracks the usage of your credit card and hence helps in keeping check of any fraudulent transactions or billing errors. It is basically a summary of how you have used your credit card for a billing period.

Generally, the Credit card bills are generated on the following days:

• For Canara Card Visa Classic / Visa Gold cards-20th of every month and the payment due date is 10th of the succeeding month
• For Canara Card MasterCard Standard / MasterCard Gold Cards and Corporate Cards- Last working day of the calendar month and the payment due date is the 20th of the succeeding month

There are many ways in which you can get your credit card statement easily. The different online and offline methods are listed below. You can opt for any of the given methods to get your credit card statement.

Canara Bank Credit Card Statement Online

1. Canara Bank Netbanking

• Visit the online net banking portal of Canara Bank
• Log in using your User ID and Password
• Go to the ‘Cards’ section available in the header
• Click on the ‘Credit Cards’ option from the menu
• Choose the card you want to check the statement for
• Select the time duration and click on ‘View Statement’
• Your credit card statement will be displayed on the screen

2. Canara Bank Mobile App

• Download the Canara Sathi app from the Play Store or App Store
• Log in using your username and password
• Click on the ‘Credit Cards’ option from the main menu
• All your credit card details will be displayed on the screen
• Click on the ‘Card Statement’ option and proceed further
• Choose the time duration and download the credit card statement

Canara Bank Credit Card Statement Offline 

1. Via Post

• Place a request by visiting the branch or calling the customer care to receive the hard copies of your credit card statement
• Once requested, the statement will be sent to your residential address registered with the bank

2. By calling Canara Bank Customer Care

• Contact the Canara Bank Customer Care by calling at 1800 1030
• Place a request to receive your credit card statement
• The representative will ask for a few credit card related details
• After verification, the bank will provide your credit card statement for the chosen time duration

Note: It is to be noted that the call should be placed from the mobile number registered with the bank.

3. By Visiting Canara Bank Branch

• Visit the nearest Canara Bank Branch
• Go to the bank’s representative and request for credit card statement
• Choose your preferred duration and get your credit card statement

You can easily get your credit card statements on your email address registered with the bank. The e-statement facility is a faster and easier method when compared to other methods of statement generation. All you need to do is register your email id with the bank to get your monthly credit card e-statement.

How to register for Statement on Email?

To register for the same, follow the below-listed steps:

Step 1- Click here to go to the online registration portal.

Step 2- Enter all the required details including your card number, date of birth, PAN Number etc.

Step 3- After successful completion, click on ‘Submit’.

Step 4- You will start receiving your credit card monthly statement on your registered email address.

Alternatively, you can mail your email ID along with your credit card number to hocancard@canarabank.com

Given below are some of the features and significant benefits of Canara Bank Credit Card Statement:

1. Unauthorized charges or billing errors- Keeping a track of your credit card statement and reading it carefully is important as it helps to spot any unauthorized charges or possible billing errors.
2. Complete summary of account activity- The credit card statement is an overall summary of your account activity including your payments, credits, purchases, balance transfers etc.
3. Details of all rewards and cashback offer- The credit card statement also includes details about the rewards and cashback offers that you are eligible for.
4. Manage finances- The statement is sent to you on a periodic basis, thus allowing you to keep a regular track of your finances and manage your spendings well.
5. Other important information- You can also check the associated terms and conditions, changes to the member agreement, payment options and other information.

Given below is the list of relevant general or common terms related to Canara Bank Credit Card Statement:

Common Terms Related to Credit Card Statement

● Transaction Summary- Summary of the transactions made by you during the billing cycle ● Payment Due Date- It is the deadline date by which the total amount due should be paid to the bank ● Account Summary- Overview of how much you paid the bank and how much you have spent and the past dues if any ● Minimum Amount Due- Every month you have to pay minimum amount due which is a small portion of the total amount due (2-3% of the total dues) ● Credit and Cash Limit- Your credit limit shows how much you have spent in a month & your cash limit shows how much you can withdraw from the ATMs ● Rewards Summary- Shows the summary of the points earned, redeemed and the opening and closing balance

How can I download my Canara Bank Credit Card Statement?

You can download the Canara Bank Credit Card Statement through net banking or mobile banking.

What to do if I find an unknown transaction in my credit card statement?

You should immediately contact the Canara bank’s credit card customer care and get a clarification on the billing.