UCO Bank Balance Enquiry by Toll-Free Number, SMS, Online & Offline

Customers of UCO Bank can enquire about their account balance by calling at UCO Bank balance check number on the provided toll-free number:

                                        1800-274-0123 (Toll-free)

UCO Bank does not provide balance inquiry service using the missed call facility. However, UCO Bank provides a balance inquiry facility by calling their toll-free number given above. Account holders can call on 18002740123 (toll-free) to check their UCO Bank account balance for free. Also, UCO Bank savings account holders will not be required to register to avail of this facility.

Given below are some of the ways using which account holders can check their UCO Bank account balance for free:

UCO Bank Balance Check via Net Banking

UCO Bank provides Internet banking facilities to its account holders. One can check the account balance through UCO Bank netbanking as well.

• Account holders who have registered for the bank’s net banking facility can check their UCO Bank Account Balance using this facility
• UCO Bank Balance Enquiry by net banking can be done by checking the account summary post-login
• Not only this, but account holders can also request services, transact, transfer, and make utility bill payments using the UCO Bank’s net banking facility

UCO Bank Balance Check via Mobile Banking

Accountholders can make use of UCO Bank mobile banking services through UCO Bank M-Banking, UCOSecure, UCO Pay +, BHIM UCO UPI & UCO mobile passbook. Following are UCO Bank mobile banking applications with which account holders can check their account balance on the go:

UCO Bank M-Banking

UCO Bank account holders can download and install the UCO Bank mBanking app on their Android or iOS devices to avail banking services like UCO Bank Balance inquiries, mini statements, fund transfers, cheque book requests, and much more.

UCOSecure

UCOSecure mobile app from UCO Bank helps to provide more safety and secure all the digital products offered by the bank. It helps to instantly block & unblock all digital products including e-banking, m-banking, Debit Cards, BHIM UCO UPI, and UCOPAY (e-wallet) & secure the digital platform.

UCO Pay+

This mobile app is a wallet offering by UCO Bank available only on the Android platform. With this wallet, users can load money and spend it on all their recharges and bill payments including Gas, electricity, insurance, mutual funds, etc. Users can also add money from their net banking/debit card/credit card, receiving/paying money from/to their friends.

BHIM UCO UPI

UCO Bank provides the BHIM UPI app which allows account holders to pay and receive money using the UPI facility via Virtual Private Address.

UCO mPassbook

UCO mPassbook application allows its users to check all the transactions on the electronic passbooks on the go. Account holders can register and even use the mobile application in offline mode. With mPassbook, account holders can also do UCO Bank Balance Enquiry in both online & offline modes.

UCO Bank Balance Check via Passbook

UCO Bank provides a passbook to all its account holders to help them keep a check of all their banking transactions.

• Account-holders can visit their nearest UCO Bank branch to check their UCO Bank Account Balance by a passbook
• UCO Bank passbook contains all the debit and credit transactions carried out by the account holder

UCO Bank Balance Check via ATM

UCO Bank account holders can visit their nearest bank ATM for instant UCO Bank Balance Enquiry. Individuals will be required to visit their nearest ATM & follow the steps mentioned below:

• Swipe the UCO Bank ATM Card
• Use the 4-digit ATM card PIN
• Select the “Check Account Balance” option
• UCO Bank Account Balance will be shown on the ATM display

UCO Balance Check via SMS Banking

For UCO Bank Balance Enquiry by SMS, account holders can easily opt to send an SMS and check their account balance. To check the UCO Bank account balance, SMS UCOBAL <mPIN> to 56161.

If the account holder has multiple UCO Bank accounts linked with the same mobile number, he/she can do an instant UCO Bank Balance Enquiry by sending an SMS UCOBAL <mPIN> <14-digit Account number> to 56161.

• Open any UPI app on your smartphone
• Enter the set code
• Choose the account for whose balance you want to check
• Tap on check balance
• Enter the UPI PIN that you have created
• As soon as you enter the UPI PIN, the balance will appear on the screen

UCO Bank offers WhatsApp Banking services to its customers to get their queries resolved. Customers need to send Hi on 8334001234.

Services Offered through UCO Bank WhatsApp Banking

Users can access the below-mentioned services through UCO Bank WhatsApp Banking:

• Check account balance
• Get mini statement
• Locate the nearest branch/ATM
• Apply for a personalised debit card
• Apply for a home/car loan
• Apply for UCO mBanking Plus
• Apply for POS machine/QR code

It is to be noted that this service can be availed by both customers and non-UCO Bank users. However, customers need to register their mobile number with the bank to avail all types of services. Non-UCO bank customers will be provided limited services through WhatsApp banking.

Consumer Experience Which is the best method for UCO Bank balance inquiry online? I have been using UCO Bank WhatsApp banking services lately and I must say that it is one of the easiest methods to check my account balance instantly. I use this service to find out my other banking details as well such as a mini statement or locate the nearest branch of the bank. I highly recommend UCO Bank’s WhatsApp banking service to check account balances instantly. Which is the best method for UCO Bank balance check offline? I have been using UCO Bank’s missed call service to check my balance offline. To check my balance, I call on 1800 274 0123 which is a toll-free number from my registered mobile number. I find this service quite quick and the best part is that there are no charges levied to avail this service. I get my account details quickly after giving a missed call. -Megha Khanna, UCO Bank customer for the past 10 years

Q. Do account holders need to visit only UCO Bank’s ATMs to check the account balance?

Ans. No, account holders can check their balance from any ATM.

Q. Are there any charges on UCO Bank balance check services?

Ans. No, there are no charges applied by UCO Bank. However, operator charges are applied for SMS services.

Q. How can I add my mobile number to UCO Bank?

Ans. You need to fill out the registration form mentioning your mobile number and submit it to the bank’s representative along with your identification ID. Once the submission is successful, the account will be updated with your phone number.

Q. Can I get my mini statement by using the missed call service?

Ans. Yes, you can get the mini statement for UCO Bank by giving a missed call from your registered mobile number to 09213125125 and receiving a message having your last 5 transactions.

Q. Can the UCO m-Passbook application be used offline?

Ans. Yes, once the account has been synced and data has been loaded, the application can be used even in offline mode. The balance will be available as per the last synced date.

Q. How do you check UCO Bank Balance without a registered number?

Ans. To check your UCO bank balance without a registered mobile number, you can dial the Toll-free number 1800-274-0123, which is available 24*7 at your service.

Q. How can I check the balance of my UCO account without mobile banking?

Ans. You can visit the nearest ATM if you want to check your account balance without using mobile banking. Insert your debit card along with your Identification PIN and select the balance inquiry option to check your account balance.

Q. How can I check my UCO Bank account balance through a missed call?

Ans. To check your account balance via missed call, you can give a missed call at 1800-274-0123. The bank shall further call back to inform you of your account balance via automated voice message.

Q. Is UCO bank’s mobile banking service free to use?

Ans. Once you have downloaded the mobile banking app UCO mBanking Plus, then the mobile banking services become free.

Q. Is there a charge for checking my UCO Bank account balance?

Ans. No, there is no charge for checking your UCO bank account balance. However, nominal charges apply to your mobile services provider on SMS banking services.

Q. Can I check my UCO Bank account balance using USSD codes?

Ans. Customers can dial a specific USSD code on their registered mobile number linked with their bank account. From the USSD menu, you can select the balance inquiry option to receive their account balance details.

Q. What is UCO m-Passbook OTP?

Ans. It is a digital version of the passbook which is available in 12 languages. You can choose the language at your convenience. All savings/current account holders including those who have loan accounts can register for UCO m-Passbook by downloading the application from the Google play store/App Store.