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AU Small Finance Bank
AU Tejas Credit Card
Rewards
1st Year Fee: ₹500* Plus Applicable Taxes
Rewards
5 Reward Points per Rs. 100 spent
Travel
10% discount on Uber, Ola & Rapido
Dining
10% discount on Zomato & District
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About AU Tejas Credit Card
AU Tejas Credit Card is designed for consumers who want to avail reward points on their day-to-day spends. Cardholders can earn 5 Reward Points for every Rs. 100 spent on the AU Rewardz portal and 1 point per Rs. 100 on other transactions, with each point redeemable at a value of Rs. 0.25. Additionally, the card also offers 2,000 Reward Points or a Rs. 500 brand voucher as welcome benefits. Beside its reward program, consumers can also get up to 10% discount across select merchants and bill payments. Overall, this AU Bank Credit Card is a decent option for cardholders who want a simple credit card that offers decent benefits on everyday spends.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit AU Small Finance Bank’s website.
Rewards and Discount Details
Rewards Program1,2
- 5 Reward Points per Rs. 100 spent on the AU Rewardz portal
- 1 Reward Point for every Rs. 100 spent on all transactions
Reward Redemption
- Redeem the accumulated Rewards Points at a value of 1 RP = Rs. 0.25
Merchant Discount
- 10% off, up to Rs. 50 once a month each, on movies on District, grocery on Amazon Now/Fresh & Zomato food delivery
- 10% cashback, up to Rs. 50 per month, on cab services including Uber, Ola, Rapido, etc.
- 10% cashback, up to Rs. 50 per month, on bill payments on AU 0101 app
Other Features and Benefits
Welcome Benefit
- 2,000 Reward Points or Rs. 500 brand voucher within a month of card issuance
Annual Benefit
- Annual fee will be waived off on a min. spend of Rs. 1.5 Lakh in an anniversary year
Milestone Benefit
- 500 Reward Points on completing 5 transactions of min. Rs. 500 or more in a month
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on all fuel stations, capped at Rs. 100 per month
AU Tejas Credit Card: Fees and Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Rs. 500 + Taxes |
| Annual Fee | Rs. 500 + Taxes |
| Finance Charges | 3.75% per month (45% p.a.) |
| Late Payment Fee | 15% of Total Amount Due ( Minimum Rs. 10, Maximum Rs. 1,300) |
Things to Know Before you apply
Get this card if:
You frequently spend on Amazon Fresh/Now, Zomato, District, and Uber and want to save on every purchases
You want to earn reward points on everyday spends
You are looking for an entry-level credit card to build your credit score
Paisabazaar Review
What do we like about this card?
AU Tejas credit card offers 5 reward points per Rs. 100 on the AU Rewardz portal and 1 point per Rs. 100 on other purchases, with a redemption value of Rs. 0.25 per point. The card also offers up to 10% discount on select merchants including Amazon Now/Fresh, Zomato, Ola, Uber, etc. In addition to this, up t 2,500 bonus reward points as welcome and milestone benefits add to cards overall value. This card is a suitable option for consumers looking to save on day-to-day spends at a low annual fee.
Pros
- 10% discount, up to Rs. 50 on partner merchants
- 5 Reward Points per Rs. 100 spent on AU Rewardz portal
- Low joining and annual fee of Rs. 500
Cons
- Do not offer any travel benefits
- Low reward redemption value of Rs. 0.25
- Low base reward rate of 0.25%
Frequently Asked Questions
Everything you need to know about this credit card
You earn 5 reward points per Rs. 100 spent on the AU Rewardz portal and 1 point per Rs. 100 on other purchases. Points can be redeemed at Rs. 0.25 per point, maximizing value for portal usage.
Yes, the card offers up to 10% discount at select merchants including Amazon Now/Fresh, Ola, Uber, Zomato, etc.
Consumers can earn 500 reward points by completing just five transactions of Rs. 500 or more.
AU Tejas credit card’s annual fee can be waived by spending Rs. 1.5 lakh in a year. Regular use and strategic spending ensure that the card remains free of charges while maximizing rewards and benefits.
Reward points can be redeemed at Rs. 0.25 per point. For example, 1,000 points give Rs. 250. Using the AU Rewardz portal for purchases earns higher points, enhancing redemption value compared to regular spending.
Footnotes
- Cardholders can earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends.
- Cash, Rent, Education & Govt, EMI, Fuel, BBPS, Transportation spend and Quasi Cash transactions are not eligible for Reward Points.
Click here to know More Terms and Conditions
Samridhi Srivastava
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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