Andhra Bank Credit Card Eligibility

Andhra Bank credit cards are given to those customers who can work and thus have a source of income. Therefore Andhra Bank gives credit card to only those individuals who are above 21 years of age and not above 70 years of age.

Please Note: Andhra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Andhra Bank offers many credit cards whose income requirements are different. Still, to avail the basic Andhra Bank credit card the applicant must earn at least Rs. 1.80 lakh per annum. The income criteria for Andhra Bank credit cards are given below:

Employed customer will have to submit their Income Tax Returns (ITRs) as well as Salary Slips with the bank. People who are self-employed will have to submit their ITR for the past 2 years.

A prior relationship with the bank is necessary if an applicant wants to avail an Andhra Bank credit card without any hassle. Many a time a prior relationship with the bank allows the customer to apply for a credit card with minimal document submission. As, the bank does not ask for resubmission of KYC documents. Do note that having a prior relationship with the bank does not guarantee approval.

Employed applicants need to submit form 16, Income Tax Returns (ITRs), salary slips. Self-employed customers need to submit ITR of past 2 years along with computation sheets.

Is prior relationship with Andhra Bank required in order to apply for a credit card?
Andhra Bank primarily extends credit card to those users that have an account with the bank. Credit cards are also given to users that don’t have an account with the bank but that is done on a case to case basis.

Why was my credit card application rejected even when I met all the eligibility criteria set by Andhra Bank?
You might have defaulted on some payment or your credit score might be too low. Also, Andhra Bank reserves the right to approve or disapprove credit card applications. So it might be possible the bank rejected the application because of some internal reasons.

How can I apply for Andhra Bank Credit Card?
You can apply for Andhra Bank credit card by visiting the nearest bank branch and contacting a bank official. The bank official will give you the credit card application form. Duly fill it and submit it with the required documents.

Who can apply for an Andhra Bank credit card?
Indian residents who are above 21 years of age, and have a valid source of income can apply for the credit card.