How to Activate Andhra Bank Credit Card

To activate and generate a credit card PIN via your net banking account, you need to follow these steps:

• Login to your net banking account
• Click on “Credit Card Options”
• Click on “Change PIN”
• You will receive an OTP on your registered mobile number
• Enter the OTP and click on “continue”
• Enter the PIN of your choice
• Re-enter the PIN and click on submit
• You will then receive a confirmation notification from the bank

Follow the simple steps mentioned below to activate the credit card using Andhra Bank mobile application, AB Credit Card.

• Download the AB Credit Card app on your smart phone
• You will receive an OTP from the bank on your registered mobile number to confirm the authenticity of the user
• Enter the OTP
• Select the “Pin Generation” option
• Enter your 4-digit unique PIN
• Select “Submit” option

Customers can easily activate their credit card through an Andhra Bank ATM. The steps are:

• SMS ATMOTPRQ<space>XXXX (XXXX- are the last 4 digits of the credit card)
• At an Andhra Bank ATM insert the card and choose the ‘PIN Change’
• Now enter the OTP and then follow on screen instructions to generate the new PIN

It is quite easy to activate Andhra Bank credit card using Andhra Bank’s mobile app. The steps are:

• SMS CARDACKW<space>XXXX (XXXX- are the last 4 digits of the credit card)
• The bank will send a message back with further instructions. Follow the steps to successfully generate the new PIN

Is it necessary to have a different PIN for the virtual card and the actual Credit Card?
It is always better to have a different PIN for different cards for safety reasons.

Does the Primary card PIN apply to the Add-on cards as well?
No, The Add-on cards will have their own individual PIN. to attain maximum security for all online transactions.

I am not able to use my mobile app even after I have entered the OTP sent by the bank. Why?
The OTP sent by the bank is valid only for a few minutes. If you did not enter it within this time frame then the PIN expires. Simply request for another OTP.

What is the contact number for any queries related to Andhra Bank credit cards?
You can contact our 24 hour Help Desk Toll-Free Phone Number at 1800 425 4059 to enquire about any details pertaining to your card.

What is MMID number in Andhra Bank?
The MMID or Mobile Money Identifier is a 7 digit code issued by the bank for availing IMPS fund transfer service.