Google Pay Flex SBI Card

The card offers a tiered rewards programme, welcome benefits on Google Pay, an annual fee reversal on spending Rs. 1 lakh in a year and EMI conversion on eligible transactions of Rs. 2,500 or more. Cardholders can redeem Stars at Rs. 1 per Star against eligible UPI payments through Google Pay using the card.

Cardholders earn 1 Star for every Rs. 500 spent cumulatively on eligible transactions. Depending on billing-cycle activity and spending thresholds, the reward rate can increase to 2X, 4X or 8X Stars for every Rs. 500 spent.

Each Star is worth Rs. 1 when redeemed against eligible UPI payments made through Google Pay using the card.

The RuPay variant offers a Google Pay gift card worth Rs. 250 and 250 Stars. The Visa variant offers 500 Stars on Google Pay after payment of the joining fee. An additional 500 Stars worth Rs. 500 is also specified for both variants after the payment of joining fee.

The card is suitable for consumers who regularly use Google Pay for eligible UPI payments, can meet the spending thresholds for accelerated Stars and can redeem rewards through the supported payment channel. However, consumers should compare the fees and reward conditions with other credit cards before applying.

The card\'s listed benefits cover both RuPay and Visa variants, with different welcome benefits. Consumers should check the issuer\'s current application details to confirm variant availability and the benefits applicable to their selected card.