Paisabazaar
Get Free Credit Score
Download App

SBI Aurum Credit Card

Home State Bank of India SBI Aurum Credit Card
Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Digits Only

Error: This is invalid mobile number

×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks
  • Compare Best Offers
  • Completely Digital Process

Error: Please enter a valid number

We need a few details to show the best
credit card offers for you.

×
Digits Only

Error: This is a mandatory field

Error: Please enter your Income

Error: Please enter a valid PIN code

Error: Please enter your Income

Error:This question is mandatory to check your eligibility

Error: Enter a valid Full Name

Error: Enter a valid Email Address

Error: PAN is required

Error: Date of Birth is required

By submitting this form, I agree to Terms of Use

Which bank’s credit card are you using?

×

Top Banks

All Banks

Updated: 05-05-2022 07:33:25 AM

SBI Aurum Credit Card is an all-rounder super-premium credit card launched by SBI Card. Available at a relatively high annual fee of Rs. 10,000, the card is launched as an invitation-only card at the moment. SBI Card has created a special website for this card (aurumcreditcard.com) and the eligible members can log in to see all the related information and the ongoing offers. SBI Aurum is a metal credit card with curated privileges, specifically designed for high net-worth individuals. Read more to know about the detailed features and benefits of the card to make an informed decision before opting for the same.

Key Highlights of SBI Aurum Credit Card

Joining Fee / Renewal FeeRs. 10,000 + GST (waived off on spending Rs. 12 lakh in a year)
Best Suited ForRewards and Travel
Card TypePremium
EligibilityInvite-only
Welcome Benefit40,000 bonus reward points worth Rs. 10,000
Features and Benefits of SBI Aurum Credit Card
SBI Aurum Credit Card- Fees and Charges
Should you get an SBI Aurum Credit Card?
SBI Aurum Credit Card- Eligibility and Documentation
How to Apply for an SBI Aurum Credit Card?
Cards Similar to SBI Aurum Credit Card
FAQs
Features and Benefits of SBI Aurum Credit Card

The detailed features and benefits of SBI Aurum Credit Card are mentioned below-

Membership Benefits with SBI Aurum Credit Card

With your SBI Aurum Credit Card, you will get the following Entertainment, Dining and Lifestyle Membership benefits:

  • Amazon Prime 
  • Discovery Plus
  • Zomato Pro (Domestic)
  • EazyDiner Prime
  • BB Star (6 months)
  • Lenskart Gold

Apart from Amazon Prime and Zomato Pro (for metro cities) subscriptions, all the other memberships offered are not very useful. 

Joining and Milestone Benefits

The card offers a joining benefit of 40,000 reward points worth Rs. 10,000. The reward points are redeemable at a value of Rs. 0.25 for booking flights, hotels, and so on. 

The card also comes with milestone benefits, which look pretty lucrative. 

Milestone Spend Amount (in Rs.)Voucher
On spends of Rs. 1 lakh (monthly)Rs.1,500 TataCliq Voucher
On spends of Rs. 5 lakh (annually)Rs.5,000 LUXE voucher*
On spends of Rs. 10 lakh (annually)Rs.10,000 Taj Voucher
On spends of Rs. 12 lakh (annually)Annual fee of Rs. 10,000 waived off

*Luxe vouchers include premium brands like GAS, Hamleys, Ermenegildo Zegna, Giorgio Armani, Bottega Veneta, Jimmy Choo, Burberry etc. 

Earn Reward Points on your purchase

The reward structure of the card is very basic. Being a super-premium card, SBI Aurum has a very low reward rate of 1%. The card offers 4 reward points on every Rs. 100 spent on the card. 

Points to Note:

  • 1 Reward Points= Rs. 0.25
  • Wallet loads will not fetch reward points

Rewards Redemption

You can redeem the accumulated reward points on your SBI Aurum Credit Card by visiting the dedicated Aurum Reward portal. You have the option to redeem the points for e-gift vouchers, flights, hotels, and more. A redemption fee of Rs. 99 will be charged (which can also be paid using the points).

Suggested Read: Which are the best rewards credit card in India?

4 Free Movie Tickets a month worth Rs. 1,000

SBI Aurum cardholders will get 4 free movie tickets worth Rs. 1,000 every month (a total of Rs. 12,000 annually). You can book the tickets via BookMyShow and all the offer details are mentioned here. 

Each ticket discount cannot be more than Rs. 250 and you are not eligible to claim more than two tickets in a single transaction. 

Travel and Airport Lounge Benefits

You can get unlimited international lounge access with this card. The details are as follows:

ServiceComplimentary Limits
Domestic Lounge4 per quarter
International Lounge*Unlimited
Airport Spa (Domestic)*1 per quarter

*Both the international lounge and spa services are powered by Dreamfolk.

The Dreamfolk membership is a digital card that can be used for international lounge access, spa, and many other airport services (paid). To enjoy the complimentary lounge visits and spa services, you have to generate a QR code from the Aurum dashboard. Being a super-premium, only 1 spa service is not very generous, it should have been at least 2 per quarter. 

The good thing here is that the international lounge access membership does not expire in 1 year as in the case of SBI Prime and SBI Elite.

Also Read: Best Credit Cards for Airport Lounge Access

Other Benefits of SBI Aurum Credit Card

Apart from the many benefits mentioned above, the card also offers the following additional perks:

  • The annual fee of Rs. 10,000 is waived off on spending Rs. 12 lakh in a year
  • The card offers a flight cancellation benefit as:
    • Refundable Ticket- Coverage of Rs. 3,500 per ticket
    • Non-Refundable Ticket- Coverage of Rs. 3,000 per ticket
  • Dedicated lifestyle concierge service for Aurum cardholders
  • A low foreign currency transaction fee of 1.99%

About Aurum Dashboard

SBI Card has developed a dashboard for Aurum cardholders that lists all the benefits of the card along with how to avail them. You can visit the dashboard from the card summary page on SBI card net banking or even directly. The dashboard for instance will show the Dreamfolks dragon pass membership details once you are enrolled.

Overall, this is a great feature that lets you have a better understanding of the card and all the ongoing offers, all in one place. 

Exclusive Card Offers from India’s top banks are just a click away

Error: Please enter a valid number

SBI Aurum Credit Card- Fees and Charges
Fees / ChargesAmount
Annual Fee (one time)Rs. 10,000
Renewal Fee (per annum)Rs. 10,000
Finance ChargesUp to 3.50% per month [42% per annum]
Late Payment Fee
  • NIL for Total Amount due from Rs.0-Rs.500;
  • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  • Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000
  • Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
  • Rs. 1,300 for Total Amount due greater than Rs. 50,000

Click here to check other associated fees and charges. 

Should you get an SBI Aurum Credit Card?

SBI Aurum Credit Card is best suited for those who are ready to pay a high annual fee for exclusive privileges. You should consider getting this card if:

  • You have big expenses to put on credit cards and want to get value back for the same
  • You are a frequent traveller and a frequent shopper
  • You are ready to pay a high annual fee of Rs.10,000
  • You want all-round benefits on a single credit card rather than a card focused on a single benefit
SBI offers credit cards across different categories. Apply Online for Best SBI Credit Cards and find the right card for you.
SBI Aurum Credit Card- Eligibility and Documentation
CriteriaDetails
OccupationSalaried or Self-employed
Customer TypeHigh net-worth individuals (by invite only)
Serviceable CitiesClick here for the list of eligible cities
Documents RequiredClick here for the list of acceptable documents

Exclusive Card Offers from India’s top banks are just a click away

Error: Please enter a valid number

How to Apply for an SBI Aurum Credit Card?

SBI Aurum Credit Card is not available on Paisbazaar. The card is presently issued to the customer on an invitation-only basis. There has been an upgrade offer running by SBI Card and is sent by them to the existing customers with great credit history. However, you may show interest in the card via SBI net banking or by visiting the Aurum website. 

Cards Similar to SBI Aurum Credit Card
Credit CardAnnual Fee (Excluding Taxes)Premium HighlightEligibility Criteria*
HDFC Bank InfiniaRs. 10,000Unlimited free golf games at select courses worldwide.By Invitation Only 
HDFC Bank Diners Club BlackRs. 10,000Annual Memberships (MMT DoubleBlack, Club Marriott, etc.)Minimum Income: 1.75 lakh per month
ICICI Bank EmeraldeRs. 12,000Unlimited Lounge Access

No over the limit, cash withdrawal or late payment charges

Minimum Income: Rs. 3 lakh per month

or

ICICI Bank Global Private Client

SBI Card ELITERs. 4,999Free Memberships (Club Vistara, Priority Pass, etc.)Minimum Income: Rs. 60,000 per month
American Express Platinum ReserveRs. 10,000Hotel Privileges at Taj hotels and Preferred Hotels & ResortsMinimum Income: Rs. 6 lakh per annum
Standard Chartered UltimateRs. 4,999Get access to select golf courses in India and 150 courses worldwideMinimum Income: Rs. 2 Lakh per month
YES First ExclusiveRs 9,999Unlimited Priority Pass accessMinimum Income: Rs. 4 lakh per month

*Minimum income shown is for salaried applicants only. Income and other eligibility criteria for self-employed applicants may be different.

FAQs

Is SBI Aurum worth it?

If you are willing to spend Rs. 10,000 that provides you premium benefits on travel, shopping, etc. then you can consider this card. However, if you are going to use it as your primary credit card then you will be able to avail maximum benefits out of it.

How can I apply for an SBI Aurum credit card?

SBI Aurum is an invite-only credit card. If you are interested in this card, you can log in to SBI net banking or visit the SBI Aurum website.

What is the minimum income requirement for this credit card?

SBI Aurum is an invite-only card and the minimum income requirement will be disclosed only at the time of application.

Will I get an Amazon Prime membership with the SBI Aurum Credit Card?

Yes, you will get Amazon Prime, Discovery Plus, Zomato Pro (Domestic), EazyDiner Prime, BB Star and Lenskart Gold membership along with this credit card.

What is the cash advance fee charged on SBI Aurum Credit Card?

The cash advance fee for SBI Aurum Credit Card is 2.5% of the transaction amount or Rs. 500, whichever is higher.

Menu