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Travel
Invite Only
1st Year Fee: ₹175,000* Plus Applicable Taxes
Hotel Benefits
Accor+ membership & ITC hotel offers
International Use
Zero forex markup & free visa services
Lifestyle Perks
The Quorum Club access & luxury services
Airport Lounge Access
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ICICI Bank 1838 Reserve Credit Card is designed under the collaboration of ICICI Bank and the Times Internet Ltd. and is the only card available on the Visa Infinite Privilege network tier. This is a super-premium invite-only card with an annual fee of Rs. 1.75 lakh that comes with extensive benefits supporting a luxury lifestyle. These include travel benefits like zero forex mark-up, airport services, discounts at ITC properties and Accor+ Explorer membership with dining and stay privileges. Moreover, the ICICI credit card users also get memberships to The Quorum Club, Harrods, and Truefitt & Hill, along with concierge services, movie discounts, golf access and much more which together aid a premium lifestyle. Read on to know more about the features and benefits of ICICI Bank 1838 Reserve Credit Card.
Note: This is an invite-only card and is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, visit ICICI Bank’s website.
Joining Benefits
Reward Earnings:
Reward Capping2: Overall capping of 1 lakh reward points per month
Reward Redemption: Earned rewards are redeemable against a wide range of products related to health and beauty, travel and luggage, electronics, fashion, lifestyle and shopping vouchers
Reward Redemption Fee: Nil
Travel Benefits
Visa Infinite Privilege Network Benefits
Lifestyle Benefits
Your credit card doesn’t have airport lounge benefits?
PB Pass ensures you still get to try the premium airport experience. Get a chance to unlock your PB Pass for a free lounge visit by paying your credit card bill via Paisabazaar*.
| Particulars | Amount |
|---|---|
| Joining/Annual Fee | Rs. 1.75 lakh + applicable taxes |
| Forex Mark-up Fee | Nil |
| ATM Withdrawal Fee | Nil |
| Finance Charges | 1.67% per month or 20% per annum |
| Late Payment Fee | Nil |
You are a high net-worth individual looking for a premium credit card with extensive luxury lifestyle benefits
You are a frequent international traveller and want benefits like luxury hotel membership, airport services, business class flight discount and zero forex markup
You can manage to pay a high card annual fee without any option of getting it waived off
You do not mind limited returns through reward points and can maximise savings through other card benefits
ICICI 1838 Reserve Credit Card is the 2nd ICICI Bank offering, after Times Black ICICI Credit Card, under the partnership with the Times Group. This premium card targets HNIs who are looking for a card with luxury lifestyle benefits, along with travel perks like fast track airport services, zero forex, discounts and memberships to luxury hotels, and discounted Business class flight tickets. Furthermore, it helps in maintaining a premium lifestyle effortlessly through concierge services, private club membership, access to discounted services at premium brands like Truefitt & Hill and Harrods. Cardholders also get access to movie offers, golf access and other such perks offered by both ICICI Bank and Visa network.
Everything you need to know about this credit card
1838 Reserve ICICI Bank Credit Card is only available to the ICICI Bank customers by invitation. You can contact your Relationship Manager to express your interest in the card or visit the official card page on the bank website and click on the Express Interest button. Once your eligibility is verified, the bank will contact you.
ICICI Bank 1838 Reserve Card is issued based on your relationship with the bank. Those who maintain a minimum relationship value with ICICI Bank, as per the bank’s internal policies, have a higher probability of getting this card.
ICICI Bank 1838 Reserve Credit Card offers 1% fuel surcharge waiver on fuel spends, however fuel spends are excluded from the rewards program of this card.
Currently, the bank is not issuing any add-on cards with the primary ICICI Bank 1838 Reserve Credit Card.
ICICI Bank 1838 Reserve Credit Card offers Accor+ Explorer membership, The Quorum Club membership, Harrods Gold tier status, and Truefitt & Hill Royal Signature services to the cardholders.
Yes, ICICI Bank 1838 Reserve is a zero forex markup credit card that does not charge any foreign currency exchange fee on international transactions.
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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