Credit Card Rating
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Rate HSBC VISA Platinum Credit Card
HSBC VISA Platinum credit card is best suited for shopping, dining and fuel purchases. The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability and emergency card replacement.
Best suited for
- Welcome Offer
- REWARDS
- MOVIE
Fee
Annual Fee: ₹ NIL
Joining Fee: ₹ Nil
Highlights & Rewards 
Highlights
Rewards Value
Highlights- Get 10% cashback (up to ₹2,000) for making a minimum of 9 transactions totaling ₹10,000 or more in the first 90 days of card issuance till 30th June 2020*
- BookMyShow voucher worth ₹500 on spending over ₹50,000 in a calendar month till 30th June 2020 (maximum ₹3,000 per cardholder per year)*
- Up to 15% off dining at over 1,000 restaurants across major cities*
Rewards Value- ₹150 = 2 Reward Points
- Save upto ₹19774 on Annual Spend of ₹4 Lakh
Find Similar Credit Cards from Other Banks 
MakeMyTrip ICICI Bank Platinum Credit Card
- ₹500 My Cash plus complimentary voucher for MMTBLACK membership plus Lemon Tree Hotels voucher worth ₹2000 on joining
- Spend ₹2.5 lakh and earn ₹1,000 My Cash each anniversary year
- Enjoy complimentary domestic airport and railway lounge access
ICICI Bank Rubyx Credit Card
- Get Welcome Vouchers on Shopping and Travel worth ₹5000 on payment of joining fee
- Earn up to 15,000 PAYBACK Points every anniversary year
- 2 complimentary movie tickets every month under the Buy 1 Get 1 offer through www.bookmyshow.com on first come first serve basis
MakeMyTrip ICICI Bank Platinum Credit Card
- ₹500 My Cash plus complimentary voucher for MMTBLACK membership plus Lemon Tree Hotels voucher worth ₹2000 on joining
- Spend ₹2.5 lakh and earn ₹1,000 My Cash each anniversary year
- Enjoy complimentary domestic airport and railway lounge access
Eligibility and Documentation
| Criteria | Details |
|---|---|
| Occupation | Salaried |
| Minimum Income | Rs. 40,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with a duly filled application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
Features
- Introductory Benefits
The customers can avail the following benefits on joining.
- 10% cashback up to Rs. 2,000 on making minimum 5 transactions that add up to Rs. 10,000 or more within the first 60 days of card issuance
- Get Amazon Voucher worth Rs. 500 on making a single spend of Rs. 500 or more within 30 days of card issuance
- Spend Rs. 50,000 in a month and get BookMyShow Vouchers worth Rs. 500. Vouchers worth Rs. 3,000 can be availed per cardholder per year.
- Introductory offers are valid on this credit card from 1st July 2020 to 31st December 2020
- Accelerated Rewards
Earn 5X reward points on subsequent purchases made after spending Rs. 4 lakh or more in a year up to Rs.15,000 Accelerated Reward Points in a year.
Watch this video
HSBC Visa Platinum Credit Card is best suited for frequent shoppers as it rewards them for every purchase. You can also get introductory offers on lounge access and more. Here is a video about the features and benefits of this credit card.
Benefits
Fee and Charges
| Title | Details |
|---|---|
| Annual Fee | Nil |
| Finance Charges | 3.3% p.m. (39.6% p.a.) computed from the date of transaction |
| Add-on Fee (per annum) | Nil |
| Interest-Free Credit Period | Up to 45 days |
| Minimum Payment Due (MPD) on extended credit usage | 5% of the total payment due to the statement plus greater of past due or over limit due (if any), subject to a minimum of Rs. 100. Interest will be charged on the extended credit as per terms and conditions |
| Duplicate Statement Request | Rs. 100 per statement (beyond last 3 months) |
| Transaction fee for cash advances | 2.5% of transaction amount (subject to a minimum of Rs. 300) |
| Late Payment Charges | Minimum Payment Due AmountUp to Rs. 500 – Fine of Rs. 400 Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500 Above Rs. 1,000 – Fine of Rs. 750 |
| Over Limit Fee | Rs. 500 per month |
| Foreign Currency Transaction Fee | 3.50% of the amount |
HSBC Credit Card Customer Care Details
| HSBC Credit Card Customer Care | Details |
|---|---|
| For Calling from Within India |
|
| For Calling from Overseas |
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How to Apply for HSBC Visa Platinum
HSBC Visa Platinum Credit Card is not available on Paisabazaar’s platform. For those who wish to apply can either go to the bank’s official website and fill out the online application form or visit the nearest HSBC Bank branch.
FAQs
What is zero liability for lost card?
Zero liability lost card means that the cardholder will not held responsible for unauthorized transactions made with cardholder’s account.
Will I be charged if I use my card overseas?
You will be charged a transaction fee for cash withdrawal of Rs. 100 at overseas ATMs.
Can I opt for emergency cash?
Yes, you can opt to receive emergency cash at over 22,000 outlets globally.
What are the identity proofs required to apply for HSBC VISA Platinum credit card?
The identity proofs required to apply for HSBC VISA Platinum credit card are :
- Aadhaar Card
- Any one of the following photo cards:
- Passport
- PAN Card
- Voter ID Card
- Government ID
Compare Similar Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| HSBC VISA Platinum Credit Card | NIL | Earn 2 Reward Points for every Rs. 150 spent | Rs. 14,167* Rs. 22,833** |
| HDFC Moneyback Credit Card | Rs.500 | Earn 2X Rewards on online spends | Rs.484* Rs.1,480** |
| Standard Chartered Platinum Rewards Credit Card | Rs.250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants | Rs.8,510* Rs.9,782** |
| ICICI Bank Coral Contactless Credit Card | Rs.500 | Earn 2 Payback Points on every Rs.100 spent | Rs.10,636* Rs.15,771** |
| Standard Chartered Manhattan Platinum Credit Card | Rs.999 | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. | Rs.8,697* Rs.16,293** |
Other Rewards Credit Cards
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 2,999 | Earn 20 reward points per Rs. 100 spent on utility bill payments through standing instructions | 4.2/5 | |
Rs. 2,500 plus taxes | Earn 15,000 reward points on spending Rs.8 lakh or more in every anniversary year | 4.5/5 | |
| ICICI Bank Manchester United Signature Credit Card | Rs. 2,499 | Earn 5 PAYBACK points per Rs. 100 spent at retail purchases | 3.2/5 |
Rs. 5,000 | Earn Welcome Gift of 5000 milestone bonus membership reward points | 4.4/5 |