Credit Card Rating
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Rate HSBC VISA Platinum Credit Card
HSBC VISA Platinum credit card is best suited for shopping, dining and fuel purchases. The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability and emergency card replacement.
Best suited for
Fee
Annual Fee: ₹ NIL
Joining Fee: ₹ Nil
Eligibility and Documentation
Criteria | Details |
---|---|
Occupation | Salaried |
Minimum Income | Rs. 40,000 per month |
Serviceable Cities | Click here for the list of eligible cities |
Along with a duly filled application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
Features
The customers can avail the following benefits on joining.
Earn 5X reward points on subsequent purchases made after spending Rs. 4 lakh or more in a year up to Rs.15,000 Accelerated Reward Points in a year.
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Rate HSBC VISA Platinum Credit Card
Watch this video
HSBC Visa Platinum Credit Card is best suited for frequent shoppers as it rewards them for every purchase. You can also get introductory offers on lounge access and more. Here is a video about the features and benefits of this credit card.
Benefits
Fee and Charges
Title | Details |
---|---|
Annual Fee | Nil |
Finance Charges | 3.3% p.m. (39.6% p.a.) computed from the date of transaction |
Add-on Fee (per annum) | Nil |
Interest-Free Credit Period | Up to 45 days |
Minimum Payment Due (MPD) on extended credit usage | 5% of the total payment due to the statement plus greater of past due or over limit due (if any), subject to a minimum of Rs. 100. Interest will be charged on the extended credit as per terms and conditions |
Duplicate Statement Request | Rs. 100 per statement (beyond last 3 months) |
Transaction fee for cash advances | 2.5% of transaction amount (subject to a minimum of Rs. 300) |
Late Payment Charges | Minimum Payment Due AmountUp to Rs. 500 – Fine of Rs. 400 Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500 Above Rs. 1,000 – Fine of Rs. 750 |
Over Limit Fee | Rs. 500 per month |
Foreign Currency Transaction Fee | 3.50% of the amount |
HSBC Credit Card Customer Care Details
HSBC Credit Card Customer Care | Details |
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For Calling from Within India |
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For Calling from Overseas |
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How to Apply for HSBC Visa Platinum
HSBC Visa Platinum Credit Card is not available on Paisabazaar’s platform. For those who wish to apply can either go to the bank’s official website and fill out the online application form or visit the nearest HSBC Bank branch.
FAQs
What is zero liability for lost card?
Zero liability lost card means that the cardholder will not held responsible for unauthorized transactions made with cardholder’s account.
Will I be charged if I use my card overseas?
You will be charged a transaction fee for cash withdrawal of Rs. 100 at overseas ATMs.
Can I opt for emergency cash?
Yes, you can opt to receive emergency cash at over 22,000 outlets globally.
What are the identity proofs required to apply for HSBC VISA Platinum credit card?
The identity proofs required to apply for HSBC VISA Platinum credit card are :
Credit Card | Annual Fee | Reward Points | Net Savings |
HSBC VISA Platinum Credit Card | NIL | Earn 2 Reward Points for every Rs. 150 spent | Rs. 14,167* Rs. 22,833** |
HDFC Moneyback Credit Card | Rs.500 | Earn 2X Rewards on online spends | Rs.484* Rs.1,480** |
Standard Chartered Platinum Rewards Credit Card | Rs.250 | Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants | Rs.8,510* Rs.9,782** |
ICICI Bank Coral Contactless Credit Card | Rs.500 | Earn 2 Payback Points on every Rs.100 spent | Rs.10,636* Rs.15,771** |
Standard Chartered Manhattan Platinum Credit Card | Rs.999 | Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc. | Rs.8,697* Rs.16,293** |
Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 2,999 | Earn 20 reward points per Rs. 100 spent on utility bill payments through standing instructions | 4.2/5 | |
Rs. 2,500 plus taxes | Earn 15,000 reward points on spending Rs.8 lakh or more in every anniversary year | 4.5/5 | |
ICICI Bank Manchester United Signature Credit Card | Rs. 2,499 | Earn 5 PAYBACK points per Rs. 100 spent at retail purchases | 3.2/5 |
Rs. 5,000 | Earn Welcome Gift of 5000 milestone bonus membership reward points | 4.4/5 |