HDFC Bank Doctor’s Superia Credit Card

The features and benefits of HDFC Bank Doctor’s Superia Credit Card are listed below:

• Welcome Benefits: 1,000 reward points
• Renewal Benefits: 1,000 reward points
• Reward Points: 3 reward points on every Rs. 150 spent
• Dining Benefits: 50% more reward points on your transactions at select restaurants
• Fee Reversal: Joining fee is reversed on spending more than Rs. 15,000 in the first 90 days. The renewal fee is reversed on spending Rs. 1 lakh in a year prior to the renewal date.
• Insurance/ Coverage: Protection up to Rs. 20 lakh on accidents due to professional negligence (Up to Rs. 4 lakh per accident)
• Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on a transaction between Rs. 400 and Rs. 5,000. Max waiver of Rs. 250 per statement cycle)
• Air Mile Conversion: You can redeem accumulated reward points for air miles on more than 20 international airlines or on any major domestic airline (100 air miles = 667 reward points)

Also read: Everything You Need to Know About Medical Services on Credit Cards

The fees and charges associated with HDFC Bank Doctor’s Superia Credit Card are given below:

*Click here for the most important terms and conditions.

The eligibility criteria for HDFC Bank Doctor’s Superia Credit Card is given below:

• The applicant must be an Indian doctor
• Salaried doctors must be between 21 to 60 years of age
• Self-practising doctors must be between the age of 21 to 65 years
• A good credit score of 650 and above makes the approval easier

Documents Required

The documents required to apply for HDFC Bank Doctor’s Superia Credit Card are mentioned in the table below:

You can apply for HDFC Bank Doctor’s Superia Credit Card by visiting any nearest branch of HDFC Bank. Alternatively, applicants can also visit HDFC Bank’s website to apply for this credit card.

Applicants have to submit self-attested photocopies of Know Your Customer (KYC) documents with the bank. In case you are applying online, then a representative from the bank will call you to set date and time for document collection. If an applicant meets the eligibility criteria and passes the verification, the credit card will be delivered within 15-20 days.

Suggested read: Best Credit Cards in India

Important: As per RBI guidelines, the issuance of new credit cards on Mastercard platform has been discontinued until further notice. Normal card services will continue for existing users.

Can only doctors apply for this credit card?
Yes, only Indian doctors can apply for this credit card.

Is there any expiry date on the reward points earned on this credit card?
Yes, the reward points come with a validity of 2 years from the earning date.

What is Professional Indemnity Insurance on HDFC Doctor’s Superia Credit Card?
Under this scheme, the cardholder gets covered against costs arising due to professional negligence, such as bodily injury or death due to negligence. The cardholder gets up to Rs. 4 lakh on every such incident.

Can I avail accelerated reward points on dining and hotel expenses?
50% extra accelerated reward points are offered only on dining expenses at restaurants registered under Merchant Category Code (MCC). No additional rewards are offered on other hotel expenses.