The easy to avail Fullerton India Personal Loan provides a simple and quick solution to all your financial needs. Starting from Rs. 60,000, personal loan by Fullerton India goes up to Rs. 25 lakh and can be repaid within the tenure varying from 12 to 60 months.
Fullerton India Personal Loan - Features and Benefits
- Loan amount: Fullerton India offers you an instant personal loan that goes up to Rs. 25 lakh and helps you to tackle any emergency situation
- Minimal documentation: The hassle- free documentation process of Fullerton India is minimum and involves uploading only the basic documents
- Quick disbursal: Once you submit all the documents and your personal loan gets approved, the amount is disbursed to your account within 30 minutes
- Additional benefits for existing customers: The existing customers of Fullerton India can avail additional benefits on a personal loan like top- up loan, digital query servicing, etc.
Fullerton India Personal Loan - Interest Rate, Fees and Charges
|Interest Rate||Starting from 12%|
|Processing Fees||Upto 6.5% of the loan amount|
|Collection of Cheque/Cash|
|Cheque /ECS/NACH dishonored Charges|
(per dishonor of cheque/ECS/NACH per presentation)
|Swap Charges- for replacement of Post-dated cheques to ECS|
|Loan Cancellation charges|
(loan cancelled before first EMI)
|Foreclosure Charges||Salaried Professionals||Self- employed individuals|
|Within 6 months from the Agreement Date||Not allowed||Not allowed|
|Within 7 months to 17 months from the Agreement Date||7%||7%|
|Within 18 months to 23 months from the Agreement Date||5%||5%|
|Within 24 months to 35 months from the Agreement Date||3%||3%|
|After 36 months from the Agreement Date||0||0|
Fullerton India Personal Loan for Women
This loan is specially initiated to empower women and offers customized solutions to fulfill their financial requirements.
Fullerton India Personal Loan for Wedding
Fullerton India personal loan for wedding ensures that all your wedding related expenses from the grand venue to catering to wedding attire to accommodation for guests to photographer to a lot more are covered.
Fullerton India Personal Loan for Holiday
Whether you are travelling alone, with family or with friends, this personal loan for holiday ensures that you travel to your favorite destination and create memories. With this loan, you can pay for your tickets, accommodation and can even cover your sightseeing and shopping expenses.
Fullerton India Personal Loan for Doctors
All the consultants and practicing doctors who are working in a government or private hospital or a clinic can avail this Fullerton India personal loan for doctors. This loan offer funds upto Rs. 30 lakh.
Fullerton India Personal Loan for Home Improvement
Fullerton India Personal Loan for Home Improvement is an ideal loan to upgrade your kitchen, renovate the bathroom, get all the repairing done, add new furniture to your house, etc.
Fullerton India Personal Loan for Medical Emergency
Whenever you face any medical emergency and you need instant money for the treatment of your family members, you can avail Fullerton India personal loan for medical emergency just by submitting minimum documents and meeting the basic eligibility criteria.
Fullerton India Personal Loan - Eligibility Criteria
- You should be a citizen of India
- You should either be a salaried professional or a self- employed individual/professional
- If you are a salaried professional, you should either be employed in a private limited or public sector undertaking (including central, state and local bodies)
- You should be at least 21 years old and your maximum age should be 60 years
- You should have a minimum work experience of at least two years and you should be working in your current organization for at least an year
- Your minimum monthly income should be Rs. 15,000 and it should be Rs. 20,000, if you are working in Delhi, Mumbai, Hyderabad, Chennai, Pune, Kolkata, Cochin, Bangalore or Ahmedabad
Fullerton India Personal Loan - Documents Required
- Personal loan application form along with a recent photograph
- Identity Proof (Voter ID card, PAN card, driving license or passport)
- Address proof (Telephone bill, ration card, rental agreement, driving license, passport electricity bill or bank statement or passbook)
- Age proof (PAN card, passport or certificate from a statutory authority)
- Last three months salary slip or bank statement or bank passbook for previous six months
- Processing fee cheque
- Form 16
- Income tax return
Fullerton India Personal Loan - EMI Calculator
When you calculate your Fullerton India personal loan EMI using the Paisabazaar’s personal loan EMI calculator, you are assured of borrowing a loan amount that you can easily repay.
- Go to personal loan EMI calculator
- Fill the preferred loan amount, tenure and interest rate
- Know your EMI
The EMI gives you an idea of how much money you would be spending each month in repaying the loan and how much amount would be left with you to manage the other expenses.
Compare Fullerton India Personal Loan VS Other Lenders
|Particulars||Fullerton||HDFC Bank||Citi Bank||Axis Bank||ICICI Bank||Bajaj Finserv|
|Interest Rate||Starting from 12%||11.25% to 21.50%||Starting from 10.99%||11.49% to 17.49%||11.50% to 19.25||Starting from 12.99%|
|Tenure||12 to 60 months||12 to 60 months||12 to 60 months||12 to 60 months||12 to 60 months||12 to 60 months|
|Loan amount||Upto Rs. 25 lakh||Upto Rs. 40 lakh||Upto Rs. 30 lakh||Rs. 50,000 to Rs. 15 lakh||Upto Rs. 20 lakh||Upto Rs. 25 lakh|
|Processing Fee||Upto 6.5% of the loan amount||Upto 2.50% of the loan amount||Upto 3% of the loan amount||2% of loan amount plus GST||Upto 2.25% of loan amount plus GST||Up to 3.99% of the loan amount|
|Apply Now||Apply Now||Apply Now||Apply Now||Apply Now||Apply Now|
Fullerton India Personal Loan - Top Up
If you are an existing customer of Fullerton India, you can avail extra funds on your existing personal loan. You will be eligible for pre- qualified top- up loan on the outstanding principal amount.
Fullerton India - Customer Care
Can I foreclose my personal loan?
Yes, you can foreclose your personal loan any time after paying the 6th EMI.
Who all are eligible to apply for a Fullerton India personal loan?
The salaried as well as self-employed individuals can avail Fullerton India personal loan.
What is the maximum Fullerton India personal loan amount I can avail?
A person can avail a loan amount of up to Rs.25 lakh. The maximum personal loan amount that can be offered to an individual depends upon his income, credit score, repayment history, etc.
What is the maximum and minimum loan tenure I can avail?
The borrower can repay the Fullerton personal loan for up to 12 months to 60 months.