Federal Bank Debit Card

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Updated: 05-02-2018 10:04:14 AM

Overview

The Federal Bank Limited is a major Indian private sector bank headquartered in Kochi, Kerala. Established in 1945, Federal Bank was initially named as the Travancore Federal Bank.  It has gradually grown into a full-fledged bank under the leadership of its founder Mr. K P Hormis. It is considered as India’s fourth largest private sector bank in terms of market capitalisation and enjoys a widespread presence in India with more than 1000 branches and ATMs. Federal bank caters to a large customer base with its wide range of banking products and financial services such as savings and current account, deposits, insurance, loans, investments etc. Federal Bank has also introduced FedBook app and automated chat facility to help its customers view their passbook details and open a Federal Bank account using their mobile phones.

About Federal Bank Debit Cards

Federal bank debit cards are available in Visa and MasterCard variants. They are accepted widely across the world and can be used for booking train tickets, making dinner reservations, for online and retail shopping, travelling expenses and much more. These debit cards offer some lucrative benefits such as high daily transaction and withdrawal limits, secured transactions, attractive offers, anytime access to cash and much more.

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Why Choose Federal Bank Debit Cards
Why Choose Federal Bank Debit Cards
  • Cashless and hassle free shopping experience at online and retail merchant outlets
  • Forget the trouble of carrying large amounts of cash when you go out for shopping
  • PIN and signature based authentication for making transactions at POS terminals and various e-commerce websites
  • Enjoy higher transaction and withdrawal limits
Types of Federal Bank Debit Cards
Types of Federal Bank Debit Cards

The following are the key debit card variants offered by the Federal Bank to its wide variety of customers.

VISA debit cards

The Visa debit cards offered by Federal Bank double up as ATM cards linked to the customer’s account. The following are the key types of this account.

Shop 'n Save Debit Card

Enjoy cashless economy with Federal Bank Shop 'n Save Debit Card which offers you safe and convenient ways to shop anytime.

Features:

  • Use your debit card for paying utility bills, shopping, travelling, entertainment, etc.
  • Get daily purchase limit of Rs. 50,000.
  • Get daily cash withdrawal limit of Rs. 50,000 at ATMs.
  • Enjoy total limit of Rs. 1 lakh.
  • Get more secured transactions with PIN & Signature based authentication.
  • All privileged customers except no frill account holders can apply for Shop 'n Save Debit Card

VISA Gold Debit Card

VISA Gold Debit Card is designed for privilege account holders. It offers added benefits and extra advantages to its customers.

Features:

  • Get daily shopping limit of Rs. 1 lakh
  • Enjoy higher daily cash withdrawal limit of Rs. 1 lakh
  • Avail total limit of Rs. 2 lakh
  • Get complimentary purchase protection insurance cover against fire and  burglary
  • For any queries related to your debit card, you can call 24*7 global customer assistance services
  • Get secured transactions with PIN-based authentication at all POS terminals.

VISA Platinum Debit Card

VISA Platinum Debit Card is globally recognised as a priority card which offers premium benefits and value added services to the card holders. Avail extra advantages from VISA, Federal Bank and various retail outlets.

Features:

  • Avail higher daily cash withdrawal and transaction limits on your VISA Platinum Debit Card. Get shopping limit worth Rs. 2 lakhs per day and maximum cash withdrawal limit worth Rs. 2 lakhs per day.
  • Get total purchase limit of Rs. 4 lakhs.
  • Get complimentary travel insurance with your VISA Platinum Debit Card
  • For any queries related to your debit card, you can call 24*7 global customer assistance services.
  • VISA Platinum Debit Card is globally recognized as a priority card as it offers premium benefits and special offers on shopping, dining and travelling.
  • Get secured transactions with PIN-based authentication at all POS terminals.
  • Account holders who have minimum quarterly balance of Rs.5 lakhs and more as savings balance or CD balance can apply for VISA Platinum Debit Card.
  • Account holders who have term deposits worth Rs.5 lakhs can also apply for VISA Platinum Debit Card.

MasterCard Debit Cards

These are the debit cards offered by Federal Bank that are based on the MasterCard platform. The following are the key types of MasterCard debit cards offered by Federal Bank:

MasterCard Classic Debit Card

MasterCard Classic Debit Card is specially designed to cater to all your shopping needs. Discover new features and exciting benefits.

Features:

  • Enjoy higher spending and withdrawal limits with your MasterCard Classic Debit Card. Get shopping limit worth Rs.1 lakh daily and cash withdrawal limit worth Rs.50,000 per day
  • Avail total card limit worth Rs.1 lakh per day on your Federal Bank debit card.
  • Enjoy highly secure and convenient transactions and easy access to your savings and current accounts in more than 210 countries worldwide.
  • Ensure safety of your transactions with PIN & Signature based authentication feature at POS terminals.
  • All customers of Federal Bank except no frills account holders can apply for MasterCard Classic Debit Card.

MasterCard Premium Debit Card

Enjoy premium benefits, exclusive features and rich banking experience. MasterCard Premium Debit Card is elegantly designed for the Fed Select Customers. The prospective card holder can personalise their card by uploading their photo on the debit card.

Features:

  • Enjoy maximum purchase limit worth Rs. 2 lakhs/ per day
  • Get higher total spending limit worth Rs. 4 lakhs
  • Avail highly secure and easy access to your savings and current accounts in over 210 countries around the globe.
  • PIN or Signature-based authentication enabled at POS terminals which ensures safe and secured transactions
  • Personalise your debit card with a photograph of your choice for providing additional security.
  • Get complimentary access to premium lounges at select airports across the country.

RuPay Debit cards

Federal Bank has also started promoting the RuPay debit cards, which are based on the country’s new and upcoming RuPay platform. The following are the RuPay debit card options from Federal Bank.

RuPay Classic Debit Card

Get a classic variant in association with RuPay. Use your card across various online and retail partner merchants across the country.

Features:

  • Avail daily shopping limit worth Rs. 50,000.
  • Enjoy daily cash withdrawal limit worth Rs. 50,000.
  • Get higher overall limit of Rs. 1 lakh.
  • PIN or Signature-based authentication enabled at POS terminals which ensures safe and secured transactions.

RuPay Platinum International EMV Debit Card

Get handful of exclusive benefits on shopping, dining and travelling. Enjoy a rich banking experience with your RuPay Platinum International EMV Debit Card.

Features:

  • Get complimentary airport lounge access (only 2 free domestic and international lounge access per can be availed per card holder per year).
  • Get free Personal Insurance cover worth Rs. 2 lakhs.
  • Enjoy 5% cash back on utility bill payments (maximum cashback of Rs. 50 can be availed per month).
  • Get zero fuel surcharges on all your fuel spends at petrol pumps across India.
  • Get 24*7 complimentary concierge services in the language of your choice - Hindi or English
  • Avail exclusive offers on merchant outlets such as Cafe Coffee Day, IRCTC and more.
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