Deutsche Bank Savings Account

Deutsche Bank offers an interest rate of 2.50% per annum on savings account with effect from 1st August 2025.

Rates updates as of 20 Nov 2025.

Read More: Best Savings Account Interest Rates 2025

Easy Savings Account	Regular Savings Account
Advantage Savings Account	Expat Savings Account
Payroll Salary Account	Value Plus Savings Account
Professional Savings Account	Savings Account Infinity
Savings Account Select	Student Savings Account

Easy Savings Account

Deutsche Bank’s Easy Savings Account does not require you to maintain an average quarterly balance. It is a zero-balance savings account. This savings account offers below-mentioned features and benefits:

• Free two cheque books having 25 leaves each in a year
• Free International Gold debit card
• ATM withdrawal limit and POS limit is Rs. 25,000 in total
• ATM cash withdrawal limit at other bank’s ATM is Rs. 10,000 per transaction

Regular Savings Account

Deutsche Bank’s Regular Savings Account requires you to maintain an average quarterly balance of Rs. 25,000. This savings account offers below-mentioned features and benefits:

• An International Gold debit card is issued for free
• ATM cash withdrawal and POS utilisation default limit is Rs. 25,000 in total. Flexible limit can be Rs. 50,000, Rs. 1,00,000 or Rs. 1,50,000
• Free statements are provided quarterly and free monthly e-statements are provided

Advantage Savings Account

Deutsche Bank’s Advantage Savings Account gives the account holder the freedom to either maintain an average quarterly balance or maintain minimum assets under management. This savings account also provides banking facilities for the family of an account holder. Below-mentioned are the features and benefits provided by this savings account:

• Free Platinum debit card that provides withdrawal and POS limit from Rs. 25,000 to Rs. 1,50,000
• Provides different investment services
• Facility to open group accounts for up to four family members

Expat Savings Account

Deutsche Bank’s Expat Savings Account is for expatriate individuals. This savings account looks after banking needs of customers living abroad. The savings account provides below-mentioned features and benefits:

• A dedicated service manager is provided
• An International Platinum debit card is provided for self and joint application for free
• Free and unlimited transactions at all ATMs in India
• The account holder will get comprehensive insurance cover with lost card insurance cover of Rs. 5,00,000 and purchase protection cover of Rs. 1,00,000

Payroll Salary Account

Deutsche Bank’s Payroll Savings Account is for salaried individuals. It is a zero-balance payroll account with a linked reimbursement account. This savings account by Deutsche Bank offers below-mentioned features and benefits:

• A dedicated service relationship manager is provided
• Monthly email statements are provided
• Offers on dining, travel and entertainment

Value Plus Savings Account

Deutsche Bank’s Value Plus Savings Account is a simple savings account that can be opened instantly and the account holder is provided instant account opening kit that contains all necessary things to conduct banking transactions almost instantly. This savings account by Deutsche Bank provides below-mentioned features and benefits:

• The account holder has the freedom to either maintain a minimum average quarterly balance of Rs. 1,00,000 or maintain minimum assets under management of Rs. 1,50,000
• Provides an option for family to open group accounts
• A free International Gold debit card is provided with a flexibility to withdraw cash and POS limit of Rs. 25,000 to Rs. 1,50,000

Professional Savings Account

Deutsche Bank’s Professional Savings Account is for professionals like doctors, chartered accountants, lawyers, company secretaries, and architects that offer the benefits and expertise that these professionals deserve. This savings account by Deutsche Bank offers below-mentioned features and benefits:

• It is a zero-balance savings account
• Door step banking facility is provided for free
• An International Platinum debit card is provided for free for self and joint account holder
• NEFT and RTGS transfers are free
• Relationship discounts on locker fees

Savings Account Infinity

Deutsche Bank Savings Account Infinity is a private banking account that offers endless benefits and features like complimentary airport lounge access, a dedicated banking relationship manager etc. Below-mentioned are the features and benefits provided by this savings account:

• Complimentary airport lounge access with 8 free visits at international airport lounge per annum and 4 free visits at domestic airport lounge per quarter
• Free Visa Infinite debit card is provided

Savings Account Select

Deutsche Bank Savings Account Select provides several features to its account holders. The below-mentioned are the features and services provided by this savings account:

• Account holder is provided with a dedicated relationship manager
• Visa Signature debit card is provided complimentary
• 1 free ATM cash withdrawal per month globally is provided
• Complimentary air accident insurance cover of Rs. 50 lakh

Student Savings Account

Deutsche Bank’s Student Savings Account provides banking privileges to students. The account holder needs to maintain an average quarterly balance of Rs. 50,000 in the savings account. This savings account provides below-mentioned features and benefits:

• The account holder will be provided a free Platinum debit card
• 12 free ATM transactions per month
• Joint account holders are also eligible for a free Platinum debit card
• 5% surcharge waver on fuel purchase across all petrol pumps in India. However, the amount is restricted to Rs. 250 in a calendar month

Applicants who are interested in opening a savings account in Deutsche Bank need to product the below-mentioned documents:

• Aadhaar card
• PAN card/Form 60
• Passport
• Driving license
• Voter’s identity card issued by Election Commission of India
• Job card issued by NREGA duly signed by an officer of the State Government
• Letter issued by the National Population Register containing details of name and address

Applicants need to fulfil the below-mentioned eligibility criteria to be eligible to open a savings account in Deutsche Bank:

• Indian citizen
• Applicant should be 18 years of age or older

Category	Fees and Charges
Cheque paid at par utilisation	Free
Issue of duplicate statement	0-150*
Annual fees on debit card	0-500*
ATM cash withdrawal limit per transaction at other bank’s ATMs	Rs. 10,000
International balance enquiry	Rs. 35
Phone banking	Free
Account closure	No charges if closed within 14 days from account opening Rs. 550 will be charged if closed from 15 days to < 6 months
Foreign exchange conversion per transaction	Rs. 100
Demand draft cancellation/revalidation	0-125*
Foreign currency mark up	3.5%

*Charges may vary depending on the type of savings account.

To open a savings account in Deutsche Bank, applicants need to follow the below-mentioned steps:

Step 1: Visit Deutsche Bank’s official website and navigate towards ‘Advantage Banking’

Step 2: Choose the type of savings account you want to open from the given savings account

Step 3: Upon choosing the type of savings account, click on ‘Apply Now’ option

Step 4: Once you click on ‘Apply Now’, you will be directed to an online savings account opening form

Step 5: Provide all the details as asked in the form and submit your application

Step 6: The bank will verify the details provided in the form and will assist you further in account opening process

Applicants need to visit the bank if they want to open an offline savings account in Deutsche Bank. The below-mentioned steps explain how to open an offline savings account in Deutsche Bank:

Step 1: Upon visiting the bank, fill in the savings account application form

Step 2: Provide your basic details to the bank executive as asked with self-attested PAN and Aadhaar card

Step 3: Select the type of savings account you want to open with the bank

Step 4: Once you have submitted all the details, collate all your documents with your proof of identity and submit the documents

Step 5: Once you have submitted documents, the bank will verify the details and open your savings account upon verification

The bank will provide a welcome kit that will have all the necessary documents to help you operate the account.

Deutsche Bank Personal Loan	Deutsche Bank Fixed Deposit
Deutsche Bank Balance Enquiry	Deutsche Bank Net Banking

Q. What is Deutsche Bank’s mobile banking app called?

Ans. Deutsche Bank’s mobile banking app is called MyBank.

Q. How can I contact Deutsche Bank customer care?

Ans. To connect with Deutsche Bank customer care, you can dial 18602666601 or can dial the toll-free number 18001236601.

Q. How much balance should I maintain in my Expat Savings Account by Deutsche Bank?

Ans. You need to maintain an average quarterly balance of Rs. 40,000 in your Expat Savings Account.

Q. What is the eligibility criteria to avail Deutsche Bank’s International Gold debit card?

Ans. If you want to avail Deutsche Bank’s International Gold debit card you need to be 18 years of age and must hold an account with Deutsche Bank.

Q. Are there any charges to avail UPI services in Deutsche Bank?

Ans. Currently, the bank doesn’t levy any charges on availing UPI services.