List of 10 Best Credit Cards in India for 2021
|Top 10 Credit Cards||Annual Fee*||Best Suited For||Minimum Income Required#|
|Axis Bank Ace Credit Card||Rs. 499||Cashback||Communicated at the time of sourcing|
|SBI Card ELITE||Rs. 4,999||Shopping, Travel and Movies||Rs. 60,000 p.m.|
|HDFC Regalia Credit Card||Rs. 2,500||Travel & Shopping||Rs. 70,000 p.m.|
|Flipkart Axis Bank Credit Card||Rs. 500||Online Shopping||Rs. 15,000 p.m.|
|Amazon Pay ICICI Credit Card||Nil||Online Shopping & Cashback||Communicated at the time of sourcing|
|Citi PremierMiles Credit Card||Rs. 3,000||Air Miles||Rs. 25,000 p.m.|
|HDFC Millennia Credit Card||Rs. 1,000||Cashback||Rs. 35,000 p.m.|
|Standard Chartered Digismart||Rs. 49 per month||Online Shopping||Rs. 50,000 p.m.|
|HSBC Cashback Credit Card||Rs. 750||Online Shopping||Rs. 33,333 p.m.|
|HDFC Bank Diners Club Privilege||Rs. 2,500||Travel and Lifestyle||Rs. 70,000 p.m.|
#Income shown is only for salaried applicants; income eligibility may differ for self-employed applicants based on the card issuer’s terms.
These cards offer the best-in-class benefits across shopping, travel, cashback etc. for consumers from different income levels and credit profiles. Please note that this list does not include super-premium credit cards that are usually “invite-only” cards and are offered to individuals with high income or net worth. If you want to see the best super-premium cards in India, click here.