Kiwi Credit Card

Below mentioned are the key features and benefits of co-branded credit card offered by Kiwi in partnership with YES BANK and AU Small Finance Bank.

YES BANK Kiwi Credit Card

Joining Fee: Nil
Annual Fee: Nil

YES BANK Kiwi is an entry-level credit card that offers rewards on everyday non-UPI spends. In addition to this, it also offers fuel surcharge waiver on spends across all fuel stations. Cardholders can also earn up to 1.5% cashback on paying with YES BANK Kiwi Credit Card on Kiwi app. Here are some of the key features and benefits of this card:

Key Features and Benefits 

• 2 reward points per Rs. 200 on non-UPI spends
• 1% fuel surcharge waiver on all fuel spends, capped at Rs. 250 monthly
• 100% virtual credit card

AU Kiwi Credit Card

AU Kiwi is a lifetime free credit card that offers cashback on everyday spends, including in-store, online, and UPI transactions. It also offers a fuel surcharge waiver, which adds to the card’s value. This card is a suitable option for consumers looking for a simple, cost-free way to earn cashback on daily purchases while managing payments conveniently.

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits

• 0.5% cashback on all in-store & online shopping
• 1% fuel surcharge waiver on all fuel spends 

Cardholders can earn below benefits on paying with credit card on Kiwi:

• 1.5% cashback on a min. spend of Rs. 100 on UPI Scan & Pay transactions 
• 0.5% cashback on online payments

Additional Benefits with Kiwi Neon Membership

• 0.5% cashback on online payments
• 2% cashback on UPI scan and transactions
• 5% cashback on spends over Rs. 1.5 Lakh
• 3 complimentary airport lounge visits every year

Kiwi Credit Card is a suitable option for consumers who are new-to-credit and planning to start their credit journey, primarily due to its relaxed eligibility criteria and basic benefits. Cardholders can earn rewards or cashback on everyday spends, including UPI transactions. However, cardholders with a Neon Membership can maximize cashback and travel benefits with this card.

Kiwi Credit Card is a suitable option for:

• Consumers who are new-to-credit and seeking an entry level card option to build their score
• Cardholders who prefer a no-fee card with cashback on UPI, online, and offline spends
• Consumers who are comfortable in tracking & managing transactions digitally through the Kiwi app

Mentioned below are some steps to apply for Kiwi Credit Card: 

1. Download the Kiwi app on your smartphone.
2. Sign up or log in with your account details.
3. Choose your card (YES BANK Kiwi or AU Kiwi).
4. Enter personal and financial information in the application form.
5. Submit the application through the app.
6. Get instant approval and start using your virtual credit card.

What is a Kiwi Credit Card?
Kiwi Credit Card is a digital RuPay card that lets cardholders make payments via UPI. It is a virtual credit card and is issued instantly through the Kiwi app.

Are there any fees for Kiwi Credit Cards?
Both YES BANK Kiwi and AU Kiwi cards under Kiwi have no joining fee and no annual fee, making them suitable for consumers looking for a cost-free credit card.

What rewards does the card offer?
YES BANK Kiwi offers 2 reward points per Rs. 200, AU Kiwi provides 0.5% cashback on in-store/online spends, plus fuel surcharge waivers and enhanced rewards with Kiwi Neon membership.

How can I apply for Kiwi Credit Card?
Download the Kiwi app, sign up or log in, select your card, enter personal and financial details, submit your application, and receive instant approval for your virtual credit card.

Is Kiwi Credit Card safe for online and offline payments?
Yes, it is 100% virtual, protecting card details during online payments, and can also be used in-store via UPI QR code scanning, making transactions secure and convenient.