Axis Bank Pride Platinum and Signature Credit Card Review

You can earn up to 8 reward points on your purchases and use them to redeem 500+ rewards and offers as per the below details:

• Axis Bank Pride Platinum Credit Card: 4 reward points for every Rs. 200 spent
• Axis Bank Pride Signature Credit Card: 8 reward points for every Rs. 200 spent

Note: No reward points are earned for fuel transactions.

The rewards rate offered by both the cards is decent as compared to the annual fee. You can earn up to 8 reward points on your purchases based on your credit card and redeem them on future purchases, which is a great feature if you frequently shop. However, one of the drawbacks is that no reward points will be earned on fuel transactions. Apart from this, these cards offer a decent rewards rate.

Suggested read: Best Credit Cards for Reward Points

With both the variants, you can avail annual fee waiver on achieving the spending milestone. Below mentioned are the details regarding the same:

• Axis Bank Pride Platinum Credit Card: Annual fee waiver on spending Rs. 20,000 in a year
• Axis Bank Pride Signature Credit Card: Annual fee waiver on spending Rs. 40,000 in a year

On reaching the spending milestone, you can avail credit card for free. If you frequently shop, you can easily achieve the spending milestone and avoid annual charges. One of the best features is that these cards come with a reasonable spending milestone. For Pride Platinum, you need to spend approximately Rs. 1,600 every month and for Pride Signature, the spending milestone sums up to Rs. 3,000 per month, which is reasonable if you frequently make transactions via credit cards.

With Axis Bank Pride Credit Cards, you can also save up to Rs. 400 on your fuel expenses every month. Here are the details regarding the same:

• Axis Bank Pride Platinum Credit Card: 1% fuel surcharge waiver (max. of Rs. 250 per month*) on transactions between Rs. 400 to Rs. 4,000.  
• Axis Bank Pride Signature Credit Card: 1% fuel surcharge waiver (max. of Rs. 400 per month*) on transactions between Rs. 400 to Rs. 4,000.  

*No EDGE reward points are earned on fuel transactions.

Both the cards offer decent fuel benefits but not as much as compared to other fuel credit cards available in the market. People, who frequently make fuel transactions, can look for other fuel credit cards that offer maximum benefits on fuel transactions. This is a well-suited option if you have limited fuel needs in a month.

Suggested read: Best Fuel Credit Cards in India

With Axis Bank Pride Signature Credit Card, you can avail 2 complimentary visits to selected airport lounges within India per calendar quarter. This might be a good option for people who frequently travel. However, if you frequently travel abroad, then this card will not be much beneficial for you as it only provides free complimentary lounge visits within India.

Also read: Best Credit Cards for Airport Lounge Access

Apart from the above-mentioned benefits, you can also avail other benefits, such as dining discount, EMI option, card personalization and more with both the cards. Details regarding the same are as follows:

• Dining Benefits: Minimum 15% off at partner restaurants in India under Axis Bank Dining Delights
• Pride Privileges: Personalized card with the shades of Indian Tricolor along with dedicated 4th embossing line for the serving nation
• EMI Conversion: Convert purchases over Rs. 2,500 into EMIs
• Add-on Cards: Free add-on cards for family members over 18 years of age
• Zero Lost Liability Cover: Zero lost liability cover against any fraudulent use of card from the moment loss is reported

If you frequently shop and are looking for similar credit cards, you can refer to the below-mentioned credit cards:

Axis Bank Pride Credit Cards are well-suited for people who frequently shop and want to earn reward points on every purchase. With these cards, you can earn reward points and later use them to redeem 500+ offers and rewards. Additionally, you will also get benefits on dining and fuel transactions. With Axis Bank Pride Signature Credit Card, you can avail complimentary visits to domestic lounges every quarter.

Overall, these credit cards are good if you want to earn reward points and don’t want to pay a high annual fee. However, if you are looking for a credit card that offers benefits in a specific category, then this might not be the best option for you. In such a case, you can look for other credit cards that offer benefits under the desired category.

Must read: Best Shopping Credit Cards in India

Both the cards offer decent benefits as compared to the annual fees. But still, there are a few things that you must remember while applying for this credit card:

• It charges an annual fee, even if you don’t use the card
• No reward points will be earned on fuel transactions
• No welcome benefits are provided by these credit cards
• No special benefits on travel and entertainment

Axis Bank Pride Credit Cards are one of the best options for people who frequently shop and want to earn rewards on their purchases. Apart from rewards, you can also avail discounts on dining and fuel transactions. You can opt for any of these credit cards based on your spending pattern.