Axis Bank Pride Platinum Credit Card
Dining
Reward Points
Rewards
4 reward points per Rs. 200 spent
Dining Benefit
Up to 15% off on dining every month
Fee Waiver
No annual fee on Rs. 20,000 spends p.a.
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About Axis Bank Pride Platinum Credit Card
Axis Bank offers Pride Platinum Credit Card to Indian Defence Forces personnel and Government of India employees, along with its premium variant Axis Pride Signature credit card. Suitable for new-to-credit customers who are looking for an entry-level card with basic benefits, this Axis Bank credit card does not charge any joining fee. Moreover, the annual fee of just Rs. 250 can also be waived off by merely spending Rs. 20,000 in a year, making this card quite cost-effective.
This rewards credit card comes with a straightforward rewards program under which you can earn reward points on every Rs. 200 spent and redeem the earned reward points against EDGE Rewards Catalogue. However, the rewards redemption value is quite low which makes the rewards value-back rate only worth 0.80%. This savings rate struggles to stand against other beginner-level credit cards like SBI SimplyCLICK, YES Bank PaisaSave, Amazon Pay ICICI, HDFC MoneyBack+ and others. In addition to the rewards, this card also offers dining discount of up to 15%, capped at Rs. 500 per month, which can be quite useful for those who like dining out.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Axis Bank website.
Axis Pride Platinum Features & Benefits
Reward Benefits
- 4 reward points on every Rs. 200 spent1, redeemable against the EDGE Rewards Catalogue where 1 Reward Point = Rs. 0.20
Dining Discount
- Up to 15% off, capped at Rs. 500 once per month, on dining bills of minimum Rs. 2,500 at partner restaurants in India under the Axis Bank Dining Delights program
Fee Waiver
- Card renewal fee is waived on spending Rs. 20,000 or more during the previous year
Fuel Benefit
- 1% fuel surcharge waiver of up to Rs. 250 per month on fuel spends worth Rs. 400 to Rs. 4,000
Axis Pride Platinum Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||
| Annual Fee | Rs. 250 + applicable taxes | ||||||||||
| Finance Charges | 3.75% per month (55.55% per annum) | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You are a defence personnel or Govt. of India employee who is beginning their credit journey
You are looking for an entry-level credit card with low annual fee
You prefer to earn rewards over cashback on your card spends
You often dine out and want a card with discount offers to save on this cost
Similar Cards:
SBI SimplyCLICK Credit Card
YES Bank PaisaSave Credit Card
HDFC MoneyBack+ Credit Card
Amazon Pay ICICI Credit Card
Paisabazaar Review
What do we like about this card?
Axis Pride Platinum credit card offers reward points on every card spend without any capping. These rewards can later be redeemed against a wide range of rewards catalogue products. The card also offers dining benefit in the form of up to 15% discount, letting the users save a considerable amount under the dedicated dining program. These benefits are offered at minimal costs as this credit card charges a nominal annual fee which can be waived off easily by merely spending Rs. 20,000 in a year - a condition achievable even by low spenders who don’t use their card regularly.
Pros
- Uncapped reward points on card spends
- Annual savings of up to Rs. 6,000 on dining at partner restaurants
- No card joining fee charged for the first year
- Very low spending condition for annual fee waiver
Cons
- No accelerated rewards offered on any spending category
- Low rewards redemption ratio
- No lifestyle benefits on categories like travel, shopping, entertainment, and others, except dining
Footnotes
- No reward points will be credited on fuel, rent, utilities, insurance, educational, government and wallet spends.
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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